DataFrame
NO COMPARISON TARGET
2260668
ROWS
0
DUPLICATES
6.5 GB
RAM
145
FEATURES
29
CATEGORICAL
105
NUMERICAL
11
TEXT
2.3.1
Get updates, docs & report issues here
Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
1
loan_amnt
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
1,572
(<1%)
ZEROES:
---
MAX
40,000
95%
35,000
Q3
20,000
AVG
15,047
MEDIAN
12,900
Q1
8,000
5%
3,250
MIN
500
RANGE
39,500
IQR
12,000
STD
9,190
VAR
84.5M
KURT.
-0.119
SKEW
0.778
SUM
34.0B
2
funded_amnt
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
1,572
(<1%)
ZEROES:
---
MAX
40,000
95%
35,000
Q3
20,000
AVG
15,042
MEDIAN
12,875
Q1
8,000
5%
3,250
MIN
500
RANGE
39,500
IQR
12,000
STD
9,188
VAR
84.4M
KURT.
-0.117
SKEW
0.779
SUM
34.0B
3
funded_amnt_inv
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
10,057
(<1%)
ZEROES:
233
(<1%)
MAX
40,000
95%
35,000
Q3
20,000
AVG
15,023
MEDIAN
12,800
Q1
8,000
5%
3,200
MIN
0
RANGE
40,000
IQR
12,000
STD
9,192
VAR
84.5M
KURT.
-0.117
SKEW
0.778
SUM
34.0B
4
term
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
5
int_rate
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
673
(<1%)
ZEROES:
---
MAX
31.0
95%
22.1
Q3
16.0
AVG
13.1
MEDIAN
12.6
Q1
9.5
5%
6.5
MIN
5.3
RANGE
25.7
IQR
6.50
STD
4.83
VAR
23.3
KURT.
0.594
SKEW
0.768
SUM
29.6M
6
installment
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
93,301
(4%)
ZEROES:
---
MAX
1,720
95%
984
Q3
593
AVG
446
MEDIAN
378
Q1
252
5%
110
MIN
5
RANGE
1,715
IQR
342
STD
267
VAR
71,382
KURT.
0.690
SKEW
1.00
SUM
1.0B
7
grade
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
7
(<1%)
8
sub_grade
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
35
(<1%)
9
emp_title
VALUES:
2,093,699
(93%)
MISSING:
166,969
(7%)
DISTINCT:
512,694
(23%)
38,824
2%
-
-
Teacher
34,298
2%
-
-
Manager
21,977
1%
-
-
Owner
15,867
<1%
-
-
Registered Nurse
14,753
<1%
-
-
Driver
14,737
<1%
-
-
RN
14,297
<1%
-
-
Supervisor
1.9M
93%
-
-
(Other)
10
emp_length
VALUES:
2,113,761
(94%)
MISSING:
146,907
(6%)
DISTINCT:
11
(<1%)
11
home_ownership
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
6
(<1%)
12
annual_inc
VALUES:
2,260,664
(>99%)
MISSING:
4
(<1%)
DISTINCT:
89,368
(4%)
ZEROES:
1,667
(<1%)
MAX
110.0M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
110.0M
IQR
47,000
STD
113k
VAR
12.7B
KURT.
439k
SKEW
494
SUM
176.3B
13
verification_status
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
14
issue_d
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
139
(<1%)
61,992
3%
-
-
Mar-2016
48,631
2%
-
-
Oct-2015
46,311
2%
-
-
May-2018
46,305
2%
-
-
Oct-2018
46,079
2%
-
-
Aug-2018
45,962
2%
-
-
Jul-2015
44,343
2%
-
-
Dec-2015
1.9M
85%
-
-
(Other)
15
loan_status
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
9
(<1%)
16
pymnt_plan
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
17
url
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
2,260,668
(100%)
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=68407277
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134288565
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134898754
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134545653
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134958365
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134108812
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134708872
2.3M
>99%
-
-
(Other)
18
desc
VALUES:
126,065
(6%)
MISSING:
2,134,603
(94%)
DISTINCT:
124,500
(6%)
252
<1%
-
-
13
<1%
-
-
Debt Consolidation
11
<1%
-
-
Borrower added on 03/17/14 > Debt consolidation<br>
10
<1%
-
-
Borrower added on 03/10/14 > Debt consolidation<br>
9
<1%
-
-
Borrower added on 02/19/14 > Debt consolidation<br>
8
<1%
-
-
Borrower added on 01/29/14 > Debt consolidation<br>
8
<1%
-
-
Camping Membership
125,754
>99%
-
-
(Other)
19
purpose
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
14
(<1%)
20
title
VALUES:
2,237,342
(99%)
MISSING:
23,326
(1%)
DISTINCT:
63,154
(3%)
1.2M
52%
-
-
Debt consolidation
469,691
21%
-
-
Credit card refinancing
137,437
6%
-
-
Home improvement
127,714
6%
-
-
Other
44,840
2%
-
-
Major purchase
25,388
1%
-
-
Medical expenses
20,804
<1%
-
-
Business
258,175
12%
-
-
(Other)
21
zip_code
VALUES:
2,260,667
(>99%)
MISSING:
1
(<1%)
DISTINCT:
956
(<1%)
23,908
1%
-
-
112xx
23,782
1%
-
-
945xx
23,649
1%
-
-
750xx
21,192
<1%
-
-
606xx
20,497
<1%
-
-
300xx
19,051
<1%
-
-
331xx
18,316
<1%
-
-
070xx
2.1M
93%
-
-
(Other)
22
addr_state
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
51
(<1%)
23
dti
VALUES:
2,258,957
(>99%)
MISSING:
1,711
(<1%)
DISTINCT:
10,845
(<1%)
ZEROES:
1,732
(<1%)
MAX
999
95%
34
Q3
24
AVG
19
MEDIAN
18
Q1
12
5%
5
MIN
-1
RANGE
1,000
IQR
12.6
STD
14.2
VAR
201
KURT.
1,755
SKEW
29.2
SUM
42.5M
24
delinq_2yrs
VALUES:
2,260,639
(>99%)
MISSING:
29
(<1%)
DISTINCT:
37
(<1%)
ZEROES:
1,839,108
(81%)
MAX
58.0
95%
2.0
Q3
0.0
AVG
0.3
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
58.0
IQR
0.00
STD
0.867
VAR
0.752
KURT.
73.4
SKEW
5.93
SUM
694k
25
earliest_cr_line
VALUES:
2,260,639
(>99%)
MISSING:
29
(<1%)
DISTINCT:
754
(<1%)
15,400
<1%
-
-
Sep-2004
15,215
<1%
-
-
Sep-2003
14,780
<1%
-
-
Sep-2005
14,669
<1%
-
-
Aug-2003
14,413
<1%
-
-
Aug-2004
14,355
<1%
-
-
Aug-2001
14,322
<1%
-
-
Aug-2002
2.2M
95%
-
-
(Other)
26
fico_range_low
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
48
(<1%)
ZEROES:
---
MAX
845
95%
765
Q3
715
AVG
699
MEDIAN
690
Q1
675
5%
660
MIN
610
RANGE
235
IQR
40.0
STD
33.0
VAR
1,090
KURT.
1.32
SKEW
1.19
SUM
1.6B
27
fico_range_high
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
48
(<1%)
ZEROES:
---
MAX
850
95%
769
Q3
719
AVG
703
MEDIAN
694
Q1
679
5%
664
MIN
614
RANGE
236
IQR
40.0
STD
33.0
VAR
1,090
KURT.
1.32
SKEW
1.19
SUM
1.6B
28
inq_last_6mths
VALUES:
2,260,638
(>99%)
MISSING:
30
(<1%)
DISTINCT:
28
(<1%)
ZEROES:
1,381,722
(61%)
MAX
33.0
95%
2.0
Q3
1.0
AVG
0.6
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
33.0
IQR
1.00
STD
0.886
VAR
0.785
KURT.
9.58
SKEW
2.07
SUM
1.3M
29
mths_since_last_delinq
VALUES:
1,102,166
(49%)
MISSING:
1,158,502
(51%)
DISTINCT:
173
(<1%)
ZEROES:
2,637
(<1%)
MAX
226
95%
74
Q3
50
AVG
35
MEDIAN
31
Q1
16
5%
5
MIN
0
RANGE
226
IQR
34.0
STD
21.9
VAR
480
KURT.
-0.694
SKEW
0.460
SUM
38.1M
30
mths_since_last_record
VALUES:
359,156
(16%)
MISSING:
1,901,512
(84%)
DISTINCT:
129
(<1%)
ZEROES:
1,296
(<1%)
MAX
129
95%
113
Q3
92
MEDIAN
74
AVG
72
Q1
55
5%
24
MIN
0
RANGE
129
IQR
37.0
STD
26.5
VAR
700
KURT.
-0.415
SKEW
-0.369
SUM
26.0M
31
open_acc
VALUES:
2,260,639
(>99%)
MISSING:
29
(<1%)
DISTINCT:
91
(<1%)
ZEROES:
56
(<1%)
MAX
101
95%
22
Q3
14
AVG
12
MEDIAN
11
Q1
8
5%
5
MIN
0
RANGE
101
IQR
6.00
STD
5.64
VAR
31.8
KURT.
3.45
SKEW
1.32
SUM
26.3M
32
pub_rec
VALUES:
2,260,639
(>99%)
MISSING:
29
(<1%)
DISTINCT:
43
(<1%)
ZEROES:
1,902,758
(84%)
MAX
86.0
95%
1.0
Q3
0.0
AVG
0.2
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
86.0
IQR
0.00
STD
0.571
VAR
0.325
KURT.
704
SKEW
11.4
SUM
447k
33
revol_bal
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
102,251
(5%)
ZEROES:
12,562
(<1%)
MAX
2.9M
95%
0.0M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
2.9M
IQR
14,296
STD
22,948
VAR
526.6M
KURT.
643
SKEW
13.2
SUM
37.7B
34
revol_util
VALUES:
2,258,866
(>99%)
MISSING:
1,802
(<1%)
DISTINCT:
1,430
(<1%)
ZEROES:
13,069
(<1%)
MAX
892
95%
91
Q3
69
AVG
50
MEDIAN
50
Q1
32
5%
9
MIN
0
RANGE
892
IQR
37.9
STD
24.7
VAR
611
KURT.
-0.223
SKEW
0.013
SUM
113.7M
35
total_acc
VALUES:
2,260,639
(>99%)
MISSING:
29
(<1%)
DISTINCT:
152
(<1%)
ZEROES:
---
MAX
176
95%
46
Q3
31
AVG
24
MEDIAN
22
Q1
15
5%
8
MIN
1
RANGE
175
IQR
16.0
STD
12.0
VAR
144
KURT.
1.85
SKEW
1.01
SUM
54.6M
36
initial_list_status
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
37
out_prncp
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
356,141
(16%)
ZEROES:
1,352,764
(60%)
MAX
40,000
95%
21,077
Q3
6,150
AVG
4,207
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
40,000
IQR
6,150
STD
7,343
VAR
53.9M
KURT.
4.03
SKEW
2.07
SUM
9.5B
38
out_prncp_inv
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
368,481
(16%)
ZEROES:
1,352,764
(60%)
MAX
40,000
95%
21,076
Q3
6,146
AVG
4,206
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
40,000
IQR
6,146
STD
7,342
VAR
53.9M
KURT.
4.03
SKEW
2.07
SUM
9.5B
39
total_pymnt
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
1,633,866
(72%)
ZEROES:
949
(<1%)
MAX
63,297
95%
32,825
Q3
16,941
AVG
12,083
MEDIAN
9,330
Q1
4,546
5%
1,362
MIN
0
RANGE
63,297
IQR
12,394
STD
9,901
VAR
98.0M
KURT.
1.35
SKEW
1.27
SUM
27.3B
40
total_pymnt_inv
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
1,311,099
(58%)
ZEROES:
1,227
(<1%)
MAX
63,297
95%
32,803
Q3
16,917
AVG
12,064
MEDIAN
9,310
Q1
4,532
5%
1,353
MIN
0
RANGE
63,297
IQR
12,385
STD
9,897
VAR
98.0M
KURT.
1.36
SKEW
1.27
SUM
27.3B
41
total_rec_prncp
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
486,463
(22%)
ZEROES:
2,576
(<1%)
MAX
40,000
95%
27,575
Q3
13,899
AVG
9,506
MEDIAN
7,000
Q1
3,000
5%
830
MIN
0
RANGE
40,000
IQR
10,899
STD
8,322
VAR
69.3M
KURT.
1.12
SKEW
1.26
SUM
21.5B
42
total_rec_int
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
635,921
(28%)
ZEROES:
2,656
(<1%)
MAX
28,192
95%
7,821
Q3
3,108
AVG
2,431
MEDIAN
1,526
Q1
728
5%
202
MIN
0
RANGE
28,192
IQR
2,380
STD
2,680
VAR
7.2M
KURT.
9.16
SKEW
2.55
SUM
5.5B
43
total_rec_late_fee
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
18,375
(<1%)
ZEROES:
2,173,513
(96%)
MAX
1,484
95%
0
Q3
0
AVG
2
MEDIAN
0
Q1
0
5%
0
MIN
-0
RANGE
1,484
IQR
0.00
STD
11.8
VAR
140
KURT.
958
SKEW
21.9
SUM
3.4M
44
recoveries
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
132,777
(6%)
ZEROES:
2,075,236
(92%)
MAX
39,860
95%
893
Q3
0
AVG
144
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
39,860
IQR
0.00
STD
748
VAR
560k
KURT.
197
SKEW
10.6
SUM
325.3M
45
collection_recovery_fee
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
146,222
(6%)
ZEROES:
2,083,655
(92%)
MAX
7,175
95%
134
Q3
0
AVG
24
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
7,175
IQR
0.00
STD
131
VAR
17,220
KURT.
224
SKEW
11.3
SUM
54.2M
46
last_pymnt_d
VALUES:
2,258,241
(>99%)
MISSING:
2,427
(<1%)
DISTINCT:
136
(<1%)
853,003
38%
-
-
Mar-2019
97,074
4%
-
-
Feb-2019
39,615
2%
-
-
Aug-2018
38,483
2%
-
-
Jan-2019
38,269
2%
-
-
Mar-2018
37,133
2%
-
-
Oct-2018
36,498
2%
-
-
Jul-2018
1.1M
50%
-
-
(Other)
47
last_pymnt_amnt
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
704,467
(31%)
ZEROES:
2,893
(<1%)
MAX
42,192
95%
16,927
Q3
3,744
AVG
3,429
MEDIAN
601
Q1
310
5%
101
MIN
0
RANGE
42,192
IQR
3,433
STD
6,018
VAR
36.2M
KURT.
7.08
SKEW
2.57
SUM
7.8B
48
next_pymnt_d
VALUES:
915,358
(40%)
MISSING:
1,345,310
(60%)
DISTINCT:
106
(<1%)
912,221
>99%
-
-
Apr-2019
277
<1%
-
-
Mar-2019
107
<1%
-
-
Mar-2011
105
<1%
-
-
May-2019
101
<1%
-
-
Apr-2011
91
<1%
-
-
Feb-2011
79
<1%
-
-
Jan-2011
2,377
<1%
-
-
(Other)
49
last_credit_pull_d
VALUES:
2,260,596
(>99%)
MISSING:
72
(<1%)
DISTINCT:
141
(<1%)
1.4M
61%
-
-
Mar-2019
76,956
3%
-
-
Feb-2019
63,283
3%
-
-
Jan-2019
54,113
2%
-
-
Jul-2018
50,983
2%
-
-
Oct-2016
47,357
2%
-
-
Oct-2018
45,199
2%
-
-
Dec-2018
551,324
24%
-
-
(Other)
50
last_fico_range_high
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
72
(<1%)
ZEROES:
235
(<1%)
MAX
850
95%
794
Q3
734
MEDIAN
699
AVG
688
Q1
654
5%
539
MIN
0
RANGE
850
IQR
80.0
STD
73.0
VAR
5,325
KURT.
0.916
SKEW
-0.757
SUM
1.6B
51
last_fico_range_low
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
71
(<1%)
ZEROES:
37,326
(2%)
MAX
845
95%
790
Q3
730
MEDIAN
695
AVG
676
Q1
650
5%
535
MIN
0
RANGE
845
IQR
80.0
STD
111
VAR
12,343
KURT.
20.0
SKEW
-3.74
SUM
1.5B
52
collections_12_mths_ex_med
VALUES:
2,260,523
(>99%)
MISSING:
145
(<1%)
DISTINCT:
16
(<1%)
ZEROES:
2,223,085
(98%)
MAX
20.0
95%
0.0
Q3
0.0
AVG
0.0
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
20.0
IQR
0.00
STD
0.151
VAR
0.023
KURT.
607
SKEW
14.0
SUM
41,019
53
mths_since_last_major_derog
VALUES:
580,775
(26%)
MISSING:
1,679,893
(74%)
DISTINCT:
183
(<1%)
ZEROES:
375
(<1%)
MAX
226
95%
77
Q3
62
AVG
44
MEDIAN
44
Q1
27
5%
10
MIN
0
RANGE
226
IQR
35.0
STD
21.5
VAR
464
KURT.
-0.549
SKEW
0.092
SUM
25.6M
54
application_type
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
55
annual_inc_joint
VALUES:
120,710
(5%)
MISSING:
2,139,958
(95%)
DISTINCT:
17,633
(<1%)
ZEROES:
---
MAX
7.9M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.1M
5%
0.1M
MIN
0.0M
RANGE
7.9M
IQR
64,595
STD
74,161
VAR
5.5B
KURT.
1,742
SKEW
21.7
SUM
14.9B
56
dti_joint
VALUES:
120,706
(5%)
MISSING:
2,139,962
(95%)
DISTINCT:
4,018
(<1%)
ZEROES:
18
(<1%)
MAX
69.5
95%
33.0
Q3
24.6
AVG
19.3
MEDIAN
18.8
Q1
13.5
5%
7.0
MIN
0.0
RANGE
69.5
IQR
11.1
STD
7.82
VAR
61.2
KURT.
-0.384
SKEW
0.221
SUM
2.3M
57
verification_status_joint
VALUES:
115,730
(5%)
MISSING:
2,144,938
(95%)
DISTINCT:
3
(<1%)
58
acc_now_delinq
VALUES:
2,260,639
(>99%)
MISSING:
29
(<1%)
DISTINCT:
9
(<1%)
59
tot_coll_amt
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
15,574
(<1%)
ZEROES:
1,856,129
(82%)
MAX
9.2M
95%
0.0M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
9.2M
IQR
0.00
STD
8,518
VAR
72.6M
KURT.
804k
SKEW
852
SUM
509.8M
60
tot_cur_bal
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
487,688
(22%)
ZEROES:
959
(<1%)
MAX
10.0M
95%
0.4M
Q3
0.2M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
10.0M
IQR
184k
STD
161k
VAR
25.8B
KURT.
33.3
SKEW
2.97
SUM
312.1B
61
open_acc_6m
VALUES:
1,394,538
(62%)
MISSING:
866,130
(38%)
DISTINCT:
19
(<1%)
ZEROES:
627,966
(28%)
MAX
18.0
95%
3.0
Q3
1.0
MEDIAN
1.0
AVG
0.9
Q1
0.0
5%
0.0
MIN
0.0
RANGE
18.0
IQR
1.00
STD
1.14
VAR
1.30
KURT.
4.48
SKEW
1.68
SUM
1.3M
62
open_act_il
VALUES:
1,394,539
(62%)
MISSING:
866,129
(38%)
DISTINCT:
54
(<1%)
ZEROES:
165,848
(7%)
MAX
57.0
95%
9.0
Q3
3.0
AVG
2.8
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
57.0
IQR
2.00
STD
3.00
VAR
9.00
KURT.
13.7
SKEW
2.98
SUM
3.9M
63
open_il_12m
VALUES:
1,394,539
(62%)
MISSING:
866,129
(38%)
DISTINCT:
19
(<1%)
ZEROES:
760,254
(34%)
MAX
25.0
95%
2.0
Q3
1.0
AVG
0.7
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
25.0
IQR
1.00
STD
0.926
VAR
0.857
KURT.
5.43
SKEW
1.79
SUM
943k
64
open_il_24m
VALUES:
1,394,539
(62%)
MISSING:
866,129
(38%)
DISTINCT:
31
(<1%)
ZEROES:
377,489
(17%)
MAX
51.0
95%
5.0
Q3
2.0
AVG
1.6
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
51.0
IQR
2.00
STD
1.58
VAR
2.49
KURT.
6.49
SKEW
1.76
SUM
2.2M
65
mths_since_rcnt_il
VALUES:
1,350,744
(60%)
MISSING:
909,924
(40%)
DISTINCT:
405
(<1%)
ZEROES:
653
(<1%)
MAX
511
95%
72
Q3
24
AVG
21
MEDIAN
13
Q1
7
5%
2
MIN
0
RANGE
511
IQR
17.0
STD
26.0
VAR
679
KURT.
17.4
SKEW
3.43
SUM
28.7M
66
total_bal_il
VALUES:
1,394,539
(62%)
MISSING:
866,129
(38%)
DISTINCT:
162,249
(7%)
ZEROES:
158,666
(7%)
MAX
1.8M
95%
0.1M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.8M
IQR
37,400
STD
44,097
VAR
1.9B
KURT.
32.7
SKEW
3.82
SUM
49.5B
67
il_util
VALUES:
1,191,818
(53%)
MISSING:
1,068,850
(47%)
DISTINCT:
280
(<1%)
ZEROES:
6,629
(<1%)
MAX
1,000
95%
101
Q3
86
MEDIAN
72
AVG
69
Q1
55
5%
25
MIN
0
RANGE
1,000
IQR
31.0
STD
23.7
VAR
564
KURT.
7.08
SKEW
-0.172
SUM
82.4M
68
open_rv_12m
VALUES:
1,394,539
(62%)
MISSING:
866,129
(38%)
DISTINCT:
29
(<1%)
ZEROES:
513,716
(23%)
MAX
28.0
95%
4.0
Q3
2.0
AVG
1.3
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
28.0
IQR
2.00
STD
1.51
VAR
2.27
KURT.
7.79
SKEW
2.02
SUM
1.8M
69
open_rv_24m
VALUES:
1,394,539
(62%)
MISSING:
866,129
(38%)
DISTINCT:
50
(<1%)
ZEROES:
223,783
(10%)
MAX
60.0
95%
8.0
Q3
4.0
AVG
2.7
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
60.0
IQR
3.00
STD
2.60
VAR
6.74
KURT.
8.21
SKEW
1.98
SUM
3.8M
70
max_bal_bc
VALUES:
1,394,539
(62%)
MISSING:
866,129
(38%)
DISTINCT:
33,726
(1%)
ZEROES:
35,917
(2%)
MAX
1.2M
95%
0.0M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.2M
IQR
5,314
STD
5,691
VAR
32.4M
KURT.
1,748
SKEW
13.7
SUM
8.1B
71
all_util
VALUES:
1,394,320
(62%)
MISSING:
866,348
(38%)
DISTINCT:
188
(<1%)
ZEROES:
2,873
(<1%)
MAX
239
95%
90
Q3
72
MEDIAN
58
AVG
57
Q1
43
5%
21
MIN
0
RANGE
239
IQR
29.0
STD
20.9
VAR
437
KURT.
-0.077
SKEW
-0.123
SUM
79.5M
72
total_rev_hi_lim
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
34,220
(2%)
ZEROES:
1,366
(<1%)
MAX
10.0M
95%
0.1M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
10.0M
IQR
28,500
STD
36,728
VAR
1.3B
KURT.
7,521
SKEW
32.6
SUM
75.7B
73
inq_fi
VALUES:
1,394,539
(62%)
MISSING:
866,129
(38%)
DISTINCT:
33
(<1%)
ZEROES:
697,142
(31%)
MAX
48.0
95%
4.0
Q3
1.0
AVG
1.0
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
48.0
IQR
1.00
STD
1.49
VAR
2.22
KURT.
13.5
SKEW
2.67
SUM
1.4M
74
total_cu_tl
VALUES:
1,394,538
(62%)
MISSING:
866,130
(38%)
DISTINCT:
62
(<1%)
ZEROES:
753,128
(33%)
MAX
111
95%
7
Q3
2
AVG
1
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
111
IQR
2.00
STD
2.67
VAR
7.14
KURT.
24.1
SKEW
3.58
SUM
2.1M
75
inq_last_12m
VALUES:
1,394,538
(62%)
MISSING:
866,130
(38%)
DISTINCT:
48
(<1%)
ZEROES:
400,090
(18%)
MAX
67.0
95%
7.0
Q3
3.0
AVG
2.0
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
67.0
IQR
3.00
STD
2.38
VAR
5.68
KURT.
11.2
SKEW
2.41
SUM
2.8M
76
acc_open_past_24mths
VALUES:
2,210,638
(98%)
MISSING:
50,030
(2%)
DISTINCT:
57
(<1%)
ZEROES:
100,270
(4%)
MAX
64.0
95%
10.0
Q3
6.0
AVG
4.5
MEDIAN
4.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
64.0
IQR
4.00
STD
3.16
VAR
10.0
KURT.
4.37
SKEW
1.40
SUM
10.0M
77
avg_cur_bal
VALUES:
2,190,322
(97%)
MISSING:
70,346
(3%)
DISTINCT:
88,597
(4%)
ZEROES:
906
(<1%)
MAX
958k
95%
44k
Q3
19k
AVG
14k
MEDIAN
7k
Q1
3k
5%
1k
MIN
0k
RANGE
958k
IQR
15,703
STD
16,474
VAR
271.4M
KURT.
44.2
SKEW
3.87
SUM
29.7B
78
bc_open_to_buy
VALUES:
2,185,733
(97%)
MISSING:
74,935
(3%)
DISTINCT:
91,500
(4%)
ZEROES:
30,767
(1%)
MAX
711k
95%
43k
Q3
14k
AVG
11k
MEDIAN
5k
Q1
2k
5%
0k
MIN
0k
RANGE
711k
IQR
12,465
STD
16,600
VAR
275.5M
KURT.
27.1
SKEW
3.74
SUM
24.9B
79
bc_util
VALUES:
2,184,597
(97%)
MISSING:
76,071
(3%)
DISTINCT:
1,494
(<1%)
ZEROES:
27,885
(1%)
MAX
340
95%
98
Q3
83
MEDIAN
60
AVG
58
Q1
35
5%
8
MIN
0
RANGE
340
IQR
47.7
STD
28.6
VAR
817
KURT.
-1.00
SKEW
-0.270
SUM
126.5M
80
chargeoff_within_12_mths
VALUES:
2,260,523
(>99%)
MISSING:
145
(<1%)
DISTINCT:
11
(<1%)
ZEROES:
2,243,339
(>99%)
MAX
10.0
95%
0.0
Q3
0.0
AVG
0.0
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
10.0
IQR
0.00
STD
0.105
VAR
0.011
KURT.
598
SKEW
18.1
SUM
19,134
81
delinq_amnt
VALUES:
2,260,639
(>99%)
MISSING:
29
(<1%)
DISTINCT:
2,617
(<1%)
ZEROES:
2,253,465
(>99%)
MAX
250k
95%
0k
Q3
0k
AVG
0k
MEDIAN
0k
Q1
0k
5%
0k
MIN
0k
RANGE
250k
IQR
0.00
STD
726
VAR
528k
KURT.
16,006
SKEW
103
SUM
28.0M
82
mo_sin_old_il_acct
VALUES:
2,121,597
(94%)
MISSING:
139,071
(6%)
DISTINCT:
566
(<1%)
ZEROES:
16
(<1%)
MAX
999
95%
213
Q3
154
MEDIAN
130
AVG
126
Q1
96
5%
31
MIN
0
RANGE
999
IQR
58.0
STD
53.4
VAR
2,850
KURT.
1.84
SKEW
0.351
SUM
266.8M
83
mo_sin_old_rev_tl_op
VALUES:
2,190,391
(97%)
MISSING:
70,277
(3%)
DISTINCT:
787
(<1%)
ZEROES:
---
MAX
999
95%
369
Q3
232
AVG
181
MEDIAN
164
Q1
116
5%
49
MIN
1
RANGE
998
IQR
116
STD
97.1
VAR
9,432
KURT.
1.36
SKEW
1.01
SUM
397.5M
84
mo_sin_rcnt_rev_tl_op
VALUES:
2,190,391
(97%)
MISSING:
70,277
(3%)
DISTINCT:
333
(<1%)
ZEROES:
33,747
(1%)
MAX
547
95%
46
Q3
17
AVG
14
MEDIAN
8
Q1
4
5%
1
MIN
0
RANGE
547
IQR
13.0
STD
17.5
VAR
307
KURT.
22.0
SKEW
3.59
SUM
30.7M
85
mo_sin_rcnt_tl
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
232
(<1%)
ZEROES:
34,923
(2%)
MAX
382
95%
24
Q3
11
AVG
8
MEDIAN
6
Q1
3
5%
1
MIN
0
RANGE
382
IQR
8.00
STD
9.21
VAR
84.8
KURT.
46.2
SKEW
4.60
SUM
18.2M
86
mort_acc
VALUES:
2,210,638
(98%)
MISSING:
50,030
(2%)
DISTINCT:
47
(<1%)
ZEROES:
929,606
(41%)
MAX
94.0
95%
5.0
Q3
3.0
AVG
1.6
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
94.0
IQR
3.00
STD
1.90
VAR
3.63
KURT.
10.5
SKEW
1.79
SUM
3.4M
87
mths_since_recent_bc
VALUES:
2,187,256
(97%)
MISSING:
73,412
(3%)
DISTINCT:
546
(<1%)
ZEROES:
13,450
(<1%)
MAX
661
95%
89
Q3
30
AVG
25
MEDIAN
14
Q1
6
5%
2
MIN
0
RANGE
661
IQR
24.0
STD
32.3
VAR
1,045
KURT.
20.7
SKEW
3.51
SUM
54.3M
88
mths_since_recent_bc_dlq
VALUES:
519,701
(23%)
MISSING:
1,740,967
(77%)
DISTINCT:
177
(<1%)
ZEROES:
796
(<1%)
MAX
202
95%
77
Q3
57
AVG
39
MEDIAN
37
Q1
21
5%
6
MIN
0
RANGE
202
IQR
36.0
STD
22.6
VAR
512
KURT.
-0.623
SKEW
0.334
SUM
20.4M
89
mths_since_recent_inq
VALUES:
1,965,233
(87%)
MISSING:
295,435
(13%)
DISTINCT:
26
(<1%)
ZEROES:
168,927
(7%)
MAX
25.0
95%
19.0
Q3
11.0
AVG
7.0
MEDIAN
5.0
Q1
2.0
5%
0.0
MIN
0.0
RANGE
25.0
IQR
9.00
STD
5.97
VAR
35.6
KURT.
-0.039
SKEW
0.889
SUM
13.8M
90
mths_since_recent_revol_delinq
VALUES:
740,359
(33%)
MISSING:
1,520,309
(67%)
DISTINCT:
179
(<1%)
ZEROES:
1,321
(<1%)
MAX
202
95%
76
Q3
51
AVG
36
MEDIAN
33
Q1
17
5%
5
MIN
0
RANGE
202
IQR
34.0
STD
22.3
VAR
498
KURT.
-0.486
SKEW
0.495
SUM
26.5M
91
num_accts_ever_120_pd
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
44
(<1%)
ZEROES:
1,687,416
(75%)
MAX
58.0
95%
3.0
Q3
0.0
AVG
0.5
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
58.0
IQR
0.00
STD
1.35
VAR
1.82
KURT.
52.4
SKEW
5.43
SUM
1.1M
92
num_actv_bc_tl
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
42
(<1%)
ZEROES:
50,061
(2%)
MAX
50.0
95%
8.0
Q3
5.0
AVG
3.7
MEDIAN
3.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
50.0
IQR
3.00
STD
2.32
VAR
5.40
KURT.
4.65
SKEW
1.48
SUM
8.1M
93
num_actv_rev_tl
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
57
(<1%)
ZEROES:
11,439
(<1%)
MAX
72.0
95%
12.0
Q3
7.0
AVG
5.6
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
72.0
IQR
4.00
STD
3.38
VAR
11.4
KURT.
5.00
SKEW
1.57
SUM
12.3M
94
num_bc_sats
VALUES:
2,202,078
(97%)
MISSING:
58,590
(3%)
DISTINCT:
60
(<1%)
ZEROES:
23,661
(1%)
MAX
71.0
95%
10.0
Q3
6.0
AVG
4.8
MEDIAN
4.0
Q1
3.0
5%
1.0
MIN
0.0
RANGE
71.0
IQR
3.00
STD
3.04
VAR
9.23
KURT.
6.77
SKEW
1.75
SUM
10.5M
95
num_bc_tl
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
76
(<1%)
ZEROES:
5,701
(<1%)
MAX
86.0
95%
17.0
Q3
10.0
AVG
7.7
MEDIAN
7.0
Q1
4.0
5%
2.0
MIN
0.0
RANGE
86.0
IQR
6.00
STD
4.70
VAR
22.1
KURT.
3.91
SKEW
1.43
SUM
16.9M
96
num_il_tl
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
122
(<1%)
ZEROES:
68,944
(3%)
MAX
159
95%
23
Q3
11
AVG
8
MEDIAN
6
Q1
3
5%
1
MIN
0
RANGE
159
IQR
8.00
STD
7.36
VAR
54.2
KURT.
7.84
SKEW
2.10
SUM
18.4M
97
num_op_rev_tl
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
81
(<1%)
ZEROES:
1,113
(<1%)
MAX
91.0
95%
17.0
Q3
10.0
AVG
8.2
MEDIAN
7.0
Q1
5.0
5%
3.0
MIN
0.0
RANGE
91.0
IQR
5.00
STD
4.68
VAR
21.9
KURT.
4.73
SKEW
1.53
SUM
18.1M
98
num_rev_accts
VALUES:
2,190,391
(97%)
MISSING:
70,277
(3%)
DISTINCT:
117
(<1%)
ZEROES:
1
(<1%)
MAX
151
95%
29
Q3
18
AVG
14
MEDIAN
12
Q1
8
5%
4
MIN
0
RANGE
151
IQR
10.0
STD
8.04
VAR
64.6
KURT.
3.46
SKEW
1.37
SUM
30.7M
99
num_rev_tl_bal_gt_0
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
50
(<1%)
ZEROES:
11,252
(<1%)
MAX
65.0
95%
12.0
Q3
7.0
AVG
5.6
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
65.0
IQR
4.00
STD
3.29
VAR
10.8
KURT.
4.17
SKEW
1.47
SUM
12.2M
100
num_sats
VALUES:
2,202,078
(97%)
MISSING:
58,590
(3%)
DISTINCT:
91
(<1%)
ZEROES:
61
(<1%)
MAX
101
95%
22
Q3
14
AVG
12
MEDIAN
11
Q1
8
5%
5
MIN
0
RANGE
101
IQR
6.00
STD
5.64
VAR
31.9
KURT.
3.42
SKEW
1.31
SUM
25.6M
101
num_tl_120dpd_2m
VALUES:
2,107,011
(93%)
MISSING:
153,657
(7%)
DISTINCT:
7
(<1%)
102
num_tl_30dpd
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
5
(<1%)
103
num_tl_90g_dpd_24m
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
34
(<1%)
ZEROES:
2,073,060
(92%)
MAX
58.0
95%
1.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
58.0
IQR
0.00
STD
0.494
VAR
0.244
KURT.
459
SKEW
14.9
SUM
182k
104
num_tl_op_past_12m
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
33
(<1%)
ZEROES:
415,975
(18%)
MAX
32.0
95%
5.0
Q3
3.0
AVG
2.1
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
32.0
IQR
2.00
STD
1.83
VAR
3.35
KURT.
4.70
SKEW
1.50
SUM
4.5M
105
pct_tl_nvr_dlq
VALUES:
2,190,237
(97%)
MISSING:
70,431
(3%)
DISTINCT:
690
(<1%)
ZEROES:
13
(<1%)
MAX
100
95%
100
Q3
100
MEDIAN
100
AVG
94
Q1
91
5%
75
MIN
0
RANGE
100
IQR
8.70
STD
9.04
VAR
81.7
KURT.
6.85
SKEW
-2.28
SUM
206.1M
106
percent_bc_gt_75
VALUES:
2,185,289
(97%)
MISSING:
75,379
(3%)
DISTINCT:
284
(<1%)
ZEROES:
598,711
(26%)
MAX
100
95%
100
Q3
71
AVG
42
MEDIAN
38
Q1
0
5%
0
MIN
0
RANGE
100
IQR
71.4
STD
36.2
VAR
1,312
KURT.
-1.26
SKEW
0.309
SUM
92.7M
107
pub_rec_bankruptcies
VALUES:
2,259,303
(>99%)
MISSING:
1,365
(<1%)
DISTINCT:
12
(<1%)
ZEROES:
1,987,383
(88%)
MAX
12.0
95%
1.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
12.0
IQR
0.00
STD
0.365
VAR
0.133
KURT.
18.7
SKEW
3.37
SUM
290k
108
tax_liens
VALUES:
2,260,563
(>99%)
MISSING:
105
(<1%)
DISTINCT:
42
(<1%)
ZEROES:
2,195,933
(97%)
MAX
85.0
95%
0.0
Q3
0.0
AVG
0.0
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
85.0
IQR
0.00
STD
0.378
VAR
0.143
KURT.
3,476
SKEW
32.1
SUM
106k
109
tot_hi_cred_lim
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
529,972
(23%)
ZEROES:
70
(<1%)
MAX
10.0M
95%
0.5M
Q3
0.3M
AVG
0.2M
MEDIAN
0.1M
Q1
0.1M
5%
0.0M
MIN
0.0M
RANGE
10.0M
IQR
207k
STD
182k
VAR
33.0B
KURT.
84.3
SKEW
3.83
SUM
390.4B
110
total_bal_ex_mort
VALUES:
2,210,638
(98%)
MISSING:
50,030
(2%)
DISTINCT:
212,777
(9%)
ZEROES:
1,584
(<1%)
MAX
3.4M
95%
0.1M
Q3
0.1M
AVG
0.1M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
3.4M
IQR
43,458
STD
49,911
VAR
2.5B
KURT.
65.6
SKEW
4.24
SUM
112.8B
111
total_bc_limit
VALUES:
2,210,638
(98%)
MISSING:
50,030
(2%)
DISTINCT:
20,309
(<1%)
ZEROES:
25,349
(1%)
MAX
1.6M
95%
0.1M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.6M
IQR
22,000
STD
23,007
VAR
529.3M
KURT.
29.9
SKEW
2.99
SUM
51.3B
112
total_il_high_credit_limit
VALUES:
2,190,392
(97%)
MISSING:
70,276
(3%)
DISTINCT:
194,137
(9%)
ZEROES:
263,497
(12%)
MAX
2.1M
95%
0.1M
Q3
0.1M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
2.1M
IQR
43,804
STD
45,073
VAR
2.0B
KURT.
28.3
SKEW
3.10
SUM
95.8B
113
revol_bal_joint
VALUES:
108,020
(5%)
MISSING:
2,152,648
(95%)
DISTINCT:
56,875
(3%)
ZEROES:
106
(<1%)
MAX
1.1M
95%
0.1M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.1M
IQR
28,662
STD
28,154
VAR
792.6M
KURT.
32.6
SKEW
3.02
SUM
3.6B
114
sec_app_fico_range_low
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
62
(<1%)
ZEROES:
---
MAX
845
95%
745
Q3
695
MEDIAN
670
AVG
670
Q1
645
5%
595
MIN
540
RANGE
305
IQR
50.0
STD
44.7
VAR
2,001
KURT.
0.587
SKEW
0.063
SUM
72.3M
115
sec_app_fico_range_high
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
62
(<1%)
ZEROES:
---
MAX
850
95%
749
Q3
699
MEDIAN
674
AVG
674
Q1
649
5%
599
MIN
544
RANGE
306
IQR
50.0
STD
44.7
VAR
2,001
KURT.
0.587
SKEW
0.063
SUM
72.8M
116
sec_app_earliest_cr_line
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
663
(<1%)
998
<1%
-
-
Aug-2006
894
<1%
-
-
Aug-2005
894
<1%
-
-
Sep-2006
889
<1%
-
-
Sep-2005
848
<1%
-
-
Sep-2004
822
<1%
-
-
Aug-2004
816
<1%
-
-
Oct-2005
101,860
94%
-
-
(Other)
117
sec_app_inq_last_6mths
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
7
(<1%)
118
sec_app_mort_acc
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
23
(<1%)
ZEROES:
42,218
(2%)
MAX
27.0
95%
5.0
Q3
2.0
AVG
1.5
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
27.0
IQR
2.00
STD
1.76
VAR
3.10
KURT.
3.51
SKEW
1.45
SUM
166k
119
sec_app_open_acc
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
67
(<1%)
ZEROES:
95
(<1%)
MAX
82.0
95%
24.0
Q3
15.0
AVG
11.5
MEDIAN
10.0
Q1
7.0
5%
3.0
MIN
0.0
RANGE
82.0
IQR
8.00
STD
6.63
VAR
43.9
KURT.
2.58
SKEW
1.19
SUM
1.2M
120
sec_app_revol_util
VALUES:
106,184
(5%)
MISSING:
2,154,484
(95%)
DISTINCT:
1,216
(<1%)
ZEROES:
1,182
(<1%)
MAX
434
95%
96
Q3
79
MEDIAN
60
AVG
58
Q1
40
5%
12
MIN
0
RANGE
434
IQR
38.8
STD
25.5
VAR
653
KURT.
-0.196
SKEW
-0.256
SUM
6.2M
121
sec_app_open_act_il
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
40
(<1%)
ZEROES:
14,376
(<1%)
MAX
43.0
95%
9.0
Q3
4.0
AVG
3.0
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
43.0
IQR
3.00
STD
3.28
VAR
10.7
KURT.
11.8
SKEW
2.80
SUM
325k
122
sec_app_num_rev_accts
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
86
(<1%)
ZEROES:
580
(<1%)
MAX
106
95%
28
Q3
17
AVG
13
MEDIAN
11
Q1
7
5%
3
MIN
0
RANGE
106
IQR
10.0
STD
8.15
VAR
66.4
KURT.
3.82
SKEW
1.43
SUM
1.4M
123
sec_app_chargeoff_within_12_mths
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
22
(<1%)
ZEROES:
105,117
(5%)
MAX
21.0
95%
0.0
Q3
0.0
AVG
0.0
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
21.0
IQR
0.00
STD
0.411
VAR
0.169
KURT.
641
SKEW
20.3
SUM
5,007
124
sec_app_collections_12_mths_ex_med
VALUES:
108,021
(5%)
MISSING:
2,152,647
(95%)
DISTINCT:
18
(<1%)
ZEROES:
101,793
(5%)
MAX
23.0
95%
1.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
23.0
IQR
0.00
STD
0.408
VAR
0.166
KURT.
362
SKEW
13.3
SUM
8,379
125
sec_app_mths_since_last_major_derog
VALUES:
35,942
(2%)
MISSING:
2,224,726
(98%)
DISTINCT:
140
(<1%)
ZEROES:
399
(<1%)
MAX
185
95%
76
Q3
56
AVG
37
MEDIAN
36
Q1
16
5%
2
MIN
0
RANGE
185
IQR
40.0
STD
23.9
VAR
572
KURT.
-0.701
SKEW
0.285
SUM
1.3M
126
hardship_flag
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
127
hardship_reason
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
9
(<1%)
128
hardship_status
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
3
(<1%)
129
hardship_amount
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
9,162
(<1%)
ZEROES:
---
MAX
944
95%
411
Q3
213
AVG
155
MEDIAN
119
Q1
59
5%
21
MIN
1
RANGE
943
IQR
154
STD
129
VAR
16,651
KURT.
3.26
SKEW
1.60
SUM
1.7M
130
hardship_start_date
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
27
(<1%)
131
hardship_end_date
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
28
(<1%)
132
payment_plan_start_date
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
27
(<1%)
133
hardship_dpd
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
34
(<1%)
ZEROES:
2,402
(<1%)
MAX
37.0
95%
28.0
Q3
22.0
MEDIAN
15.0
AVG
13.7
Q1
5.0
5%
0.0
MIN
0.0
RANGE
37.0
IQR
17.0
STD
9.67
VAR
93.5
KURT.
-1.30
SKEW
-0.133
SUM
150k
134
hardship_loan_status
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
5
(<1%)
135
orig_projected_additional_accrued_interest
VALUES:
8,651
(<1%)
MISSING:
2,252,017
(>99%)
DISTINCT:
7,487
(<1%)
ZEROES:
---
MAX
2,681
95%
1,189
Q3
620
AVG
455
MEDIAN
353
Q1
175
5%
62
MIN
2
RANGE
2,679
IQR
445
STD
375
VAR
141k
KURT.
3.25
SKEW
1.59
SUM
3.9M
136
hardship_payoff_balance_amount
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
10,893
(<1%)
ZEROES:
---
MAX
40,306
95%
26,861
Q3
16,152
AVG
11,637
MEDIAN
10,028
Q1
5,627
5%
2,184
MIN
56
RANGE
40,251
IQR
10,525
STD
7,626
VAR
58.2M
KURT.
0.200
SKEW
0.865
SUM
127.0M
137
hardship_last_payment_amount
VALUES:
10,917
(<1%)
MISSING:
2,249,751
(>99%)
DISTINCT:
9,045
(<1%)
ZEROES:
---
MAX
1,408
95%
596
Q3
284
AVG
194
MEDIAN
133
Q1
44
5%
0
MIN
0
RANGE
1,408
IQR
240
STD
199
VAR
39,454
KURT.
3.25
SKEW
1.63
SUM
2.1M
138
disbursement_method
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
139
debt_settlement_flag
VALUES:
2,260,668
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
140
debt_settlement_flag_date
VALUES:
34,246
(2%)
MISSING:
2,226,422
(98%)
DISTINCT:
83
(<1%)
141
settlement_status
VALUES:
34,246
(2%)
MISSING:
2,226,422
(98%)
DISTINCT:
3
(<1%)
142
settlement_date
VALUES:
34,246
(2%)
MISSING:
2,226,422
(98%)
DISTINCT:
90
(<1%)
143
settlement_amount
VALUES:
34,246
(2%)
MISSING:
2,226,422
(98%)
DISTINCT:
21,941
(<1%)
ZEROES:
---
MAX
33,601
95%
12,351
Q3
6,850
AVG
5,011
MEDIAN
4,146
Q1
2,208
5%
780
MIN
44
RANGE
33,557
IQR
4,642
STD
3,693
VAR
13.6M
KURT.
2.18
SKEW
1.31
SUM
171.6M
144
settlement_percentage
VALUES:
34,246
(2%)
MISSING:
2,226,422
(98%)
DISTINCT:
2,070
(<1%)
ZEROES:
---
MAX
521
95%
60
Q3
50
AVG
48
MEDIAN
45
Q1
45
5%
40
MIN
0
RANGE
521
IQR
5.00
STD
7.31
VAR
53.5
KURT.
523
SKEW
9.12
SUM
1.6M
145
settlement_term
VALUES:
34,246
(2%)
MISSING:
2,226,422
(98%)
DISTINCT:
40
(<1%)
ZEROES:
2,727
(<1%)
MAX
181
95%
24
Q3
18
MEDIAN
14
AVG
13
Q1
6
5%
0
MIN
0
RANGE
181
IQR
12.0
STD
8.16
VAR
66.6
KURT.
5.65
SKEW
0.168
SUM
452k
Associations
[Only including dataset "DataFrame"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
loan_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
1.00
funded_amnt_inv
1.00
installment
0.95
hardship_payoff_balance_amount
0.85
settlement_amount
0.80
hardship_amount
0.71
orig_projected_additional_accrued_interest
0.71
total_pymnt_inv
0.67
total_pymnt
0.67
total_rec_prncp
0.59
total_rec_int
0.59
hardship_last_payment_amount
0.49
out_prncp_inv
0.46
out_prncp
0.46

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.39
purpose
0.20
verification_status
0.20
home_ownership
0.18
sub_grade
0.12
emp_length
0.12
verification_status_joint
0.12
application_type
0.12
grade
0.12
loan_status
0.10
initial_list_status
0.10
addr_state
0.06
sec_app_inq_last_6mths
0.06
disbursement_method
0.05
MOST FREQUENT VALUES
10000.0
187,236
8.3%
20000.0
131,006
5.8%
15000.0
123,226
5.5%
12000.0
121,681
5.4%
35000.0
86,285
3.8%
5000.0
84,765
3.7%
8000.0
75,033
3.3%
6000.0
72,089
3.2%
25000.0
66,453
2.9%
16000.0
66,418
2.9%
30000.0
61,010
2.7%
24000.0
56,302
2.5%
18000.0
50,271
2.2%
7000.0
37,867
1.7%
14000.0
34,556
1.5%
SMALLEST VALUES
500.0
11
<0.1%
550.0
1
<0.1%
600.0
6
<0.1%
700.0
3
<0.1%
725.0
1
<0.1%
750.0
1
<0.1%
800.0
3
<0.1%
850.0
1
<0.1%
900.0
4
<0.1%
925.0
1
<0.1%
950.0
1
<0.1%
1000.0
9,816
0.4%
1025.0
35
<0.1%
1050.0
53
<0.1%
1075.0
24
<0.1%
LARGEST VALUES
40000.0
33,368
1.5%
39975.0
11
<0.1%
39950.0
10
<0.1%
39925.0
14
<0.1%
39900.0
24
<0.1%
39875.0
8
<0.1%
39850.0
7
<0.1%
39825.0
13
<0.1%
39800.0
10
<0.1%
39775.0
13
<0.1%
39750.0
11
<0.1%
39725.0
12
<0.1%
39700.0
15
<0.1%
39675.0
10
<0.1%
39650.0
8
<0.1%
funded_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
1.00
funded_amnt_inv
1.00
installment
0.95
hardship_payoff_balance_amount
0.85
settlement_amount
0.80
hardship_amount
0.71
orig_projected_additional_accrued_interest
0.71
total_pymnt_inv
0.67
total_pymnt
0.67
total_rec_prncp
0.59
total_rec_int
0.59
hardship_last_payment_amount
0.49
out_prncp_inv
0.46
out_prncp
0.46

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.39
purpose
0.20
verification_status
0.20
home_ownership
0.18
sub_grade
0.12
verification_status_joint
0.12
application_type
0.12
emp_length
0.12
grade
0.12
loan_status
0.10
initial_list_status
0.10
addr_state
0.06
sec_app_inq_last_6mths
0.06
disbursement_method
0.05
MOST FREQUENT VALUES
10000.0
187,146
8.3%
20000.0
130,816
5.8%
15000.0
123,110
5.4%
12000.0
121,588
5.4%
35000.0
86,147
3.8%
5000.0
84,751
3.7%
8000.0
75,020
3.3%
6000.0
72,075
3.2%
16000.0
66,331
2.9%
25000.0
66,176
2.9%
30000.0
60,962
2.7%
24000.0
56,212
2.5%
18000.0
50,194
2.2%
7000.0
37,857
1.7%
14000.0
34,523
1.5%
SMALLEST VALUES
500.0
11
<0.1%
550.0
1
<0.1%
600.0
6
<0.1%
700.0
3
<0.1%
725.0
1
<0.1%
750.0
1
<0.1%
800.0
3
<0.1%
850.0
1
<0.1%
900.0
4
<0.1%
925.0
1
<0.1%
950.0
1
<0.1%
1000.0
9,817
0.4%
1025.0
35
<0.1%
1050.0
54
<0.1%
1075.0
24
<0.1%
LARGEST VALUES
40000.0
33,368
1.5%
39975.0
11
<0.1%
39950.0
10
<0.1%
39925.0
14
<0.1%
39900.0
24
<0.1%
39875.0
8
<0.1%
39850.0
7
<0.1%
39825.0
13
<0.1%
39800.0
10
<0.1%
39775.0
13
<0.1%
39750.0
11
<0.1%
39725.0
12
<0.1%
39700.0
15
<0.1%
39675.0
10
<0.1%
39650.0
8
<0.1%
funded_amnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
1.00
loan_amnt
1.00
installment
0.95
hardship_payoff_balance_amount
0.85
settlement_amount
0.80
hardship_amount
0.71
orig_projected_additional_accrued_interest
0.71
total_pymnt_inv
0.67
total_pymnt
0.67
total_rec_prncp
0.59
total_rec_int
0.59
hardship_last_payment_amount
0.49
out_prncp_inv
0.46
out_prncp
0.46

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.39
purpose
0.20
verification_status
0.20
home_ownership
0.18
sub_grade
0.12
application_type
0.12
verification_status_joint
0.12
emp_length
0.12
grade
0.11
loan_status
0.10
initial_list_status
0.10
sec_app_inq_last_6mths
0.06
addr_state
0.06
disbursement_method
0.05
MOST FREQUENT VALUES
10000.0
177,561
7.9%
20000.0
120,453
5.3%
15000.0
114,539
5.1%
12000.0
114,068
5.0%
5000.0
81,999
3.6%
35000.0
76,093
3.4%
8000.0
71,528
3.2%
6000.0
69,475
3.1%
16000.0
61,840
2.7%
25000.0
60,610
2.7%
30000.0
55,629
2.5%
24000.0
51,613
2.3%
18000.0
46,204
2.0%
7000.0
36,239
1.6%
14000.0
32,310
1.4%
SMALLEST VALUES
0.0
233
<0.1%
0.0001210981079999
1
<0.1%
0.000185369401
1
<0.1%
0.000242055511
1
<0.1%
0.000531133069
1
<0.1%
0.000571783038
1
<0.1%
0.000654606955
1
<0.1%
0.00089969728
1
<0.1%
0.000922030107
1
<0.1%
0.001083609677
1
<0.1%
0.00112345745
1
<0.1%
0.001760980625
1
<0.1%
0.001867695804
1
<0.1%
0.00196309265
1
<0.1%
0.001966974015
1
<0.1%
LARGEST VALUES
40000.0
31,767
1.4%
39975.0
616
<0.1%
39950.0
218
<0.1%
39925.0
58
<0.1%
39900.0
29
<0.1%
39875.0
14
<0.1%
39850.0
9
<0.1%
39825.0
13
<0.1%
39800.0
11
<0.1%
39775.0
11
<0.1%
39750.0
340
<0.1%
39725.0
235
<0.1%
39700.0
137
<0.1%
39675.0
36
<0.1%
39650.0
16
<0.1%
term
MISSING:
---
TOP CATEGORIES
36 months
1.6M
71%
60 months
650,914
29%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
grade
0.05
sub_grade
0.03
initial_list_status
0.02
loan_status
0.02
application_type
0.01
verification_status_joint
0.01
sec_app_inq_last_6mths
0.01
home_ownership
0.01
hardship_flag
0.00
verification_status
0.00
settlement_status
0.00
purpose
0.00
debt_settlement_flag
0.00
pymnt_plan
0.00

THESE FEATURES
GIVE INFORMATION
ON term:
sub_grade
0.14
grade
0.13
loan_status
0.03
initial_list_status
0.02
home_ownership
0.01
purpose
0.01
verification_status
0.01
emp_length
0.00
application_type
0.00
verification_status_joint
0.00
addr_state
0.00
sec_app_inq_last_6mths
0.00
settlement_status
0.00
debt_settlement_flag_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
total_rec_int
0.50
loan_amnt
0.39
funded_amnt_inv
0.39
funded_amnt
0.39
int_rate
0.37
out_prncp_inv
0.28
out_prncp
0.28
total_pymnt_inv
0.22
total_pymnt
0.22
last_pymnt_amnt
0.14
installment
0.14
recoveries
0.11
tot_cur_bal
0.11
tot_hi_cred_lim
0.11
int_rate
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_amount
0.62
orig_projected_additional_accrued_interest
0.61
fico_range_low
-0.42
fico_range_high
-0.42
total_rec_int
0.42
sec_app_fico_range_low
-0.36
sec_app_fico_range_high
-0.36
last_fico_range_high
-0.35
settlement_amount
0.31
bc_open_to_buy
-0.30
all_util
0.29
bc_util
0.28
last_fico_range_low
-0.27
percent_bc_gt_75
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.98
grade
0.95
term
0.37
verification_status
0.25
loan_status
0.21
purpose
0.18
initial_list_status
0.12
disbursement_method
0.12
home_ownership
0.07
settlement_status
0.06
debt_settlement_flag_date
0.06
settlement_date
0.06
debt_settlement_flag
0.06
verification_status_joint
0.05
MOST FREQUENT VALUES
11.99
53,869
2.4%
5.32
47,171
2.1%
10.99
44,165
2.0%
13.99
43,025
1.9%
11.49
32,010
1.4%
16.99
30,564
1.4%
12.99
29,276
1.3%
7.89
28,514
1.3%
9.17
27,835
1.2%
15.61
25,208
1.1%
14.99
25,108
1.1%
13.49
24,304
1.1%
16.02
23,711
1.0%
12.62
23,421
1.0%
10.42
23,182
1.0%
SMALLEST VALUES
5.31
8,613
0.4%
5.32
47,171
2.1%
5.42
573
<0.1%
5.79
410
<0.1%
5.93
1,812
<0.1%
5.99
347
<0.1%
6.0
697
<0.1%
6.03
10,755
0.5%
6.07
5,020
0.2%
6.08
5,639
0.2%
6.11
13,712
0.6%
6.17
252
<0.1%
6.19
3,305
0.1%
6.24
7,477
0.3%
6.39
2,675
0.1%
LARGEST VALUES
30.99
819
<0.1%
30.94
733
<0.1%
30.89
699
<0.1%
30.84
755
<0.1%
30.79
1,572
<0.1%
30.75
1,075
<0.1%
30.74
456
<0.1%
30.65
983
<0.1%
30.49
512
<0.1%
30.17
1,236
<0.1%
29.99
641
<0.1%
29.96
149
<0.1%
29.69
1,214
<0.1%
29.67
178
<0.1%
29.49
785
<0.1%
installment
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.95
loan_amnt
0.95
funded_amnt_inv
0.95
hardship_payoff_balance_amount
0.76
settlement_amount
0.74
hardship_amount
0.68
orig_projected_additional_accrued_interest
0.68
total_pymnt
0.67
total_pymnt_inv
0.67
total_rec_prncp
0.61
total_rec_int
0.53
hardship_last_payment_amount
0.46
out_prncp
0.38
out_prncp_inv
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.21
purpose
0.20
sub_grade
0.15
home_ownership
0.15
grade
0.14
term
0.14
verification_status_joint
0.11
emp_length
0.10
application_type
0.10
addr_state
0.06
loan_status
0.06
sec_app_inq_last_6mths
0.05
initial_list_status
0.04
disbursement_method
0.03
MOST FREQUENT VALUES
301.15
4,420
0.2%
332.1
4,153
0.2%
361.38
3,704
0.2%
327.34
3,353
0.1%
602.3
3,095
0.1%
451.73
3,076
0.1%
329.72
2,614
0.1%
166.05
2,508
0.1%
498.15
2,410
0.1%
180.69
2,364
0.1%
318.79
2,315
0.1%
240.92
2,303
0.1%
664.2
2,243
<0.1%
398.52
2,226
<0.1%
392.81
2,200
<0.1%
SMALLEST VALUES
4.93
1
<0.1%
7.61
1
<0.1%
14.01
1
<0.1%
14.77
1
<0.1%
15.67
1
<0.1%
15.69
1
<0.1%
15.75
1
<0.1%
15.76
1
<0.1%
15.91
1
<0.1%
16.08
1
<0.1%
16.25
1
<0.1%
16.31
1
<0.1%
16.47
1
<0.1%
16.73
1
<0.1%
16.85
1
<0.1%
LARGEST VALUES
1719.83
2
<0.1%
1717.63
1
<0.1%
1715.42
2
<0.1%
1714.54
6
<0.1%
1691.28
2
<0.1%
1670.15
1
<0.1%
1647.03
1
<0.1%
1628.08
2
<0.1%
1618.24
3
<0.1%
1618.03
7
<0.1%
1608.09
1
<0.1%
1607.8
6
<0.1%
1599.83
1
<0.1%
1598.26
1
<0.1%
1597.6
7
<0.1%
grade
MISSING:
---
TOP CATEGORIES
B
663,557
29%
C
650,053
29%
A
433,027
19%
D
324,424
14%
E
135,639
6%
F
41,800
2%
G
12,168
<1%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
sub_grade
0.50
term
0.13
disbursement_method
0.07
verification_status
0.03
debt_settlement_flag
0.03
loan_status
0.03
settlement_status
0.02
hardship_status
0.02
hardship_loan_status
0.02
hardship_reason
0.02
debt_settlement_flag_date
0.02
settlement_date
0.02
hardship_start_date
0.02
payment_plan_start_date
0.02

THESE FEATURES
GIVE INFORMATION
ON grade:
sub_grade
1.00
term
0.05
verification_status
0.02
loan_status
0.02
purpose
0.01
disbursement_method
0.01
initial_list_status
0.01
home_ownership
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00
debt_settlement_flag
0.00
addr_state
0.00
hardship_start_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
int_rate
0.95
fico_range_low
0.49
fico_range_high
0.49
total_rec_int
0.45
last_fico_range_high
0.37
bc_open_to_buy
0.34
revol_util
0.29
last_fico_range_low
0.29
percent_bc_gt_75
0.29
bc_util
0.29
total_bc_limit
0.27
total_rev_hi_lim
0.20
inq_last_6mths
0.20
num_tl_op_past_12m
0.18
sub_grade
MISSING:
---
TOP CATEGORIES
C1
145,903
6%
B5
140,288
6%
B4
139,793
6%
B3
131,514
6%
C2
131,116
6%
C3
129,193
6%
C4
127,115
6%
B2
126,621
6%
B1
125,341
6%
C5
116,726
5%
A5
107,617
5%
A4
95,874
4%
A1
86,790
4%
D1
81,787
4%
A3
73,184
3%
D2
72,899
3%
A2
69,562
3%
(Other)
359,345
16%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sub_grade
PROVIDES INFORMATION ON...
grade
1.00
term
0.14
disbursement_method
0.09
verification_status
0.03
debt_settlement_flag
0.03
loan_status
0.03
settlement_status
0.02
hardship_status
0.02
hardship_loan_status
0.02
debt_settlement_flag_date
0.02
hardship_start_date
0.02
settlement_date
0.02
hardship_reason
0.02
hardship_end_date
0.02

THESE FEATURES
GIVE INFORMATION
ON sub_grade:
grade
0.50
term
0.03
verification_status
0.01
loan_status
0.01
purpose
0.01
disbursement_method
0.00
initial_list_status
0.00
home_ownership
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00
debt_settlement_flag
0.00
addr_state
0.00
verification_status_joint
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
CORRELATION RATIO WITH...
int_rate
0.98
fico_range_low
0.51
fico_range_high
0.51
total_rec_int
0.46
last_fico_range_high
0.39
bc_open_to_buy
0.38
revol_util
0.31
bc_util
0.30
last_fico_range_low
0.30
percent_bc_gt_75
0.30
total_bc_limit
0.30
total_rev_hi_lim
0.22
inq_last_6mths
0.20
num_tl_op_past_12m
0.19
emp_title
MISSING:
166,969
(7%)
38,824
2%
-
-
Teacher
34,298
2%
-
-
Manager
21,977
1%
-
-
Owner
15,867
<1%
-
-
Registered Nurse
14,753
<1%
-
-
Driver
14,737
<1%
-
-
RN
14,297
<1%
-
-
Supervisor
13,050
<1%
-
-
Sales
10,971
<1%
-
-
Project Manager
9,772
<1%
-
-
Office Manager
9,251
<1%
-
-
General Manager
8,934
<1%
-
-
Director
8,507
<1%
-
-
owner
7,660
<1%
-
-
President
7,304
<1%
-
-
Engineer
7,060
<1%
-
-
manager
6,692
<1%
-
-
teacher
6,128
<1%
-
-
Operations Manager
5,874
<1%
-
-
Vice President
5,596
<1%
-
-
Accountant
5,408
<1%
-
-
Sales Manager
5,386
<1%
-
-
driver
5,365
<1%
-
-
Attorney
5,270
<1%
-
-
Administrative Assistant
5,189
<1%
-
-
Nurse
4,911
<1%
-
-
Truck Driver
4,727
<1%
-
-
Account Manager
4,572
<1%
-
-
Police Officer
4,525
<1%
-
-
Technician
4,238
<1%
-
-
Analyst
4,161
<1%
-
-
Executive Assistant
4,121
<1%
-
-
Server
4,088
<1%
-
-
Store Manager
3,876
<1%
-
-
sales
3,724
<1%
-
-
Mechanic
3,699
<1%
-
-
Paralegal
3,635
<1%
-
-
Software Engineer
3,586
<1%
-
-
supervisor
3,354
<1%
-
-
Supervisor
3,350
<1%
-
-
CEO
3,325
<1%
-
-
Controller
3,269
<1%
-
-
Assistant Manager
3,247
<1%
-
-
Consultant
3,237
<1%
-
-
Program Manager
3,166
<1%
-
-
Branch Manager
3,089
<1%
-
-
Foreman
3,020
<1%
-
-
truck driver
2,997
<1%
-
-
Administrator
2,996
<1%
-
-
Electrician
2,865
<1%
-
-
Registered nurse
2,831
<1%
-
-
Principal
2,771
<1%
-
-
Truck driver
2,669
<1%
-
-
Manager
2,657
<1%
-
-
Operator
2,617
<1%
-
-
Business Analyst
2,597
<1%
-
-
Account Executive
2,551
<1%
-
-
Executive Director
2,484
<1%
-
-
Professor
2,483
<1%
-
-
IT Manager
2,372
<1%
-
-
Customer Service
1.7M
81%
-
-
(Other)
emp_length
MISSING:
146,907
(6%)
TOP CATEGORIES
10+ years
748,005
35%
2 years
203,677
10%
< 1 year
189,988
9%
3 years
180,753
9%
1 year
148,403
7%
5 years
139,698
7%
4 years
136,605
6%
6 years
102,628
5%
7 years
92,695
4%
8 years
91,914
4%
9 years
79,395
4%
ALL
2.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
emp_length
PROVIDES INFORMATION ON...
application_type
0.03
sec_app_inq_last_6mths
0.02
home_ownership
0.02
verification_status_joint
0.02
verification_status
0.01
term
0.00
num_tl_30dpd
0.00
num_tl_120dpd_2m
0.00
acc_now_delinq
0.00
hardship_reason
0.00
disbursement_method
0.00
settlement_date
0.00
purpose
0.00
debt_settlement_flag_date
0.00

THESE FEATURES
GIVE INFORMATION
ON emp_length:
home_ownership
0.01
verification_status
0.01
verification_status_joint
0.00
application_type
0.00
addr_state
0.00
purpose
0.00
sec_app_inq_last_6mths
0.00
term
0.00
loan_status
0.00
initial_list_status
0.00
disbursement_method
0.00
sub_grade
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
CORRELATION RATIO WITH...
mo_sin_old_rev_tl_op
0.26
mort_acc
0.20
num_rev_accts
0.15
tot_hi_cred_lim
0.14
mo_sin_old_il_acct
0.14
num_rev_tl_bal_gt_0
0.13
tot_cur_bal
0.13
num_actv_rev_tl
0.13
total_pymnt_inv
0.12
total_pymnt
0.12
funded_amnt_inv
0.12
loan_amnt
0.12
funded_amnt
0.12
num_bc_tl
0.12
home_ownership
MISSING:
---
TOP CATEGORIES
MORTGAGE
1.1M
49%
RENT
894,929
40%
OWN
253,057
11%
ANY
996
<1%
OTHER
182
<1%
NONE
54
<1%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
application_type
0.02
purpose
0.02
verification_status_joint
0.01
emp_length
0.01
term
0.01
sec_app_inq_last_6mths
0.01
addr_state
0.01
num_tl_30dpd
0.01
acc_now_delinq
0.00
grade
0.00
loan_status
0.00
initial_list_status
0.00
sub_grade
0.00
debt_settlement_flag
0.00

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
addr_state
0.03
emp_length
0.02
purpose
0.02
term
0.01
sub_grade
0.00
application_type
0.00
grade
0.00
verification_status_joint
0.00
loan_status
0.00
sec_app_inq_last_6mths
0.00
verification_status
0.00
initial_list_status
0.00
debt_settlement_flag_date
0.00
num_tl_30dpd
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
mort_acc
0.50
tot_cur_bal
0.49
tot_hi_cred_lim
0.49
avg_cur_bal
0.44
total_acc
0.22
mo_sin_old_rev_tl_op
0.20
loan_amnt
0.18
funded_amnt_inv
0.18
funded_amnt
0.18
total_rev_hi_lim
0.17
mo_sin_old_il_acct
0.17
revol_bal
0.16
total_pymnt_inv
0.15
total_pymnt
0.15
annual_inc
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc_joint
0.78
hardship_payoff_balance_amount
0.37
revol_bal_joint
0.29
tot_hi_cred_lim
0.26
tot_cur_bal
0.25
hardship_amount
0.24
orig_projected_additional_accrued_interest
0.24
hardship_last_payment_amount
0.21
total_bal_ex_mort
0.21
loan_amnt
0.20
funded_amnt
0.20
funded_amnt_inv
0.20
revol_bal
0.19
installment
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.09
emp_length
0.08
sub_grade
0.06
grade
0.06
addr_state
0.05
purpose
0.04
verification_status_joint
0.04
application_type
0.04
verification_status
0.04
term
0.04
initial_list_status
0.03
loan_status
0.03
sec_app_inq_last_6mths
0.02
settlement_date
0.01
MOST FREQUENT VALUES
60000.0
87,189
3.9%
50000.0
76,355
3.4%
65000.0
64,903
2.9%
70000.0
62,078
2.7%
80000.0
59,833
2.6%
40000.0
59,684
2.6%
75000.0
58,459
2.6%
45000.0
54,534
2.4%
55000.0
51,583
2.3%
100000.0
46,977
2.1%
90000.0
44,814
2.0%
85000.0
41,030
1.8%
120000.0
37,366
1.7%
35000.0
36,549
1.6%
30000.0
34,995
1.5%
SMALLEST VALUES
0.0
1,667
<0.1%
0.36
1
<0.1%
1.0
42
<0.1%
2.0
1
<0.1%
3.0
1
<0.1%
6.0
1
<0.1%
8.0
1
<0.1%
10.0
5
<0.1%
15.0
1
<0.1%
16.0
1
<0.1%
20.0
3
<0.1%
23.0
1
<0.1%
25.0
2
<0.1%
32.0
1
<0.1%
33.0
1
<0.1%
LARGEST VALUES
110000000.0
1
<0.1%
61000000.0
1
<0.1%
10999200.0
1
<0.1%
9930475.0
1
<0.1%
9757200.0
1
<0.1%
9573072.0
1
<0.1%
9550000.0
1
<0.1%
9522972.0
1
<0.1%
9500000.0
1
<0.1%
9300086.0
1
<0.1%
9300000.0
1
<0.1%
9225000.0
1
<0.1%
9000000.0
3
<0.1%
8900060.0
1
<0.1%
8900000.0
1
<0.1%
verification_status
MISSING:
---
TOP CATEGORIES
Source Verified
886,231
39%
Not Verified
744,806
33%
Verified
629,631
28%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
verification_status_joint
0.12
num_tl_120dpd_2m
0.03
grade
0.02
sub_grade
0.01
term
0.01
loan_status
0.01
application_type
0.01
acc_now_delinq
0.01
debt_settlement_flag
0.01
hardship_status
0.01
settlement_status
0.01
disbursement_method
0.01
emp_length
0.01
hardship_loan_status
0.01

THESE FEATURES
GIVE INFORMATION
ON verification_status:
sub_grade
0.03
grade
0.03
verification_status_joint
0.03
emp_length
0.01
loan_status
0.01
term
0.00
purpose
0.00
initial_list_status
0.00
application_type
0.00
home_ownership
0.00
disbursement_method
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
int_rate
0.25
total_rec_int
0.23
total_pymnt_inv
0.21
total_pymnt
0.21
installment
0.21
funded_amnt_inv
0.20
loan_amnt
0.20
funded_amnt
0.20
total_rec_prncp
0.17
fico_range_low
0.17
fico_range_high
0.17
revol_util
0.13
last_fico_range_high
0.13
percent_bc_gt_75
0.13
issue_d
MISSING:
---
61,992
3%
-
-
Mar-2016
48,631
2%
-
-
Oct-2015
46,311
2%
-
-
May-2018
46,305
2%
-
-
Oct-2018
46,079
2%
-
-
Aug-2018
45,962
2%
-
-
Jul-2015
44,343
2%
-
-
Dec-2015
43,573
2%
-
-
Aug-2017
43,089
2%
-
-
Jul-2018
42,928
2%
-
-
Apr-2018
42,343
2%
-
-
Nov-2017
41,973
2%
-
-
Nov-2018
41,533
2%
-
-
Jun-2018
40,134
2%
-
-
Dec-2018
39,713
2%
-
-
Sep-2017
39,529
2%
-
-
Feb-2016
39,415
2%
-
-
Jul-2017
39,026
2%
-
-
Sep-2018
38,783
2%
-
-
Oct-2014
38,771
2%
-
-
Mar-2018
38,154
2%
-
-
Dec-2017
38,151
2%
-
-
Oct-2017
38,087
2%
-
-
Jun-2017
37,681
2%
-
-
May-2017
37,530
2%
-
-
Nov-2015
37,181
2%
-
-
Mar-2017
36,432
2%
-
-
Apr-2016
36,347
2%
-
-
Jan-2018
36,280
2%
-
-
Aug-2016
36,183
2%
-
-
Dec-2016
35,886
2%
-
-
Aug-2015
35,427
2%
-
-
Apr-2015
35,107
2%
-
-
Jan-2015
34,696
2%
-
-
Jul-2016
34,591
2%
-
-
Nov-2016
33,019
1%
-
-
Jun-2016
32,772
1%
-
-
Oct-2016
32,746
1%
-
-
Feb-2018
32,366
1%
-
-
Jan-2016
31,913
1%
-
-
May-2015
31,835
1%
-
-
Jan-2017
29,683
1%
-
-
Apr-2017
29,306
1%
-
-
Jul-2014
28,641
1%
-
-
Sep-2015
28,485
1%
-
-
Jun-2015
28,403
1%
-
-
May-2016
28,144
1%
-
-
Sep-2016
27,763
1%
-
-
Feb-2017
25,400
1%
-
-
Mar-2015
25,054
1%
-
-
Nov-2014
23,770
1%
-
-
Feb-2015
19,099
<1%
-
-
May-2014
19,071
<1%
-
-
Apr-2014
18,814
<1%
-
-
Aug-2014
17,179
<1%
-
-
Jun-2014
16,513
<1%
-
-
Mar-2014
15,628
<1%
-
-
Jan-2014
15,269
<1%
-
-
Feb-2014
15,020
<1%
-
-
Dec-2013
14,720
<1%
-
-
Nov-2013
221,889
10%
-
-
(Other)
loan_status
MISSING:
---
TOP CATEGORIES
Fully Paid
1.1M
48%
Current
878,317
39%
Charged Off
268,559
12%
Late (31-120 days)
21,467
<1%
In Grace Period
8,436
<1%
Late (16-30 days)
4,349
<1%
Does not meet the credit policy. Status:Fully Paid
1,988
<1%
Does not meet the credit policy. Status:Charged Off
761
<1%
Default
40
<1%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
pymnt_plan
0.49
hardship_flag
0.49
debt_settlement_flag
0.41
settlement_status
0.35
debt_settlement_flag_date
0.25
settlement_date
0.25
disbursement_method
0.14
hardship_status
0.14
payment_plan_start_date
0.11
hardship_end_date
0.11
hardship_start_date
0.11
hardship_loan_status
0.10
hardship_reason
0.09
application_type
0.08

THESE FEATURES
GIVE INFORMATION
ON loan_status:
initial_list_status
0.03
settlement_date
0.03
debt_settlement_flag_date
0.03
settlement_status
0.03
debt_settlement_flag
0.03
sub_grade
0.03
grade
0.03
disbursement_method
0.02
application_type
0.02
term
0.02
verification_status_joint
0.02
verification_status
0.01
sec_app_inq_last_6mths
0.01
payment_plan_start_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
out_prncp
0.70
out_prncp_inv
0.70
last_fico_range_high
0.62
last_fico_range_low
0.57
total_rec_prncp
0.53
recoveries
0.52
last_pymnt_amnt
0.51
collection_recovery_fee
0.50
all_util
0.46
total_pymnt
0.42
total_pymnt_inv
0.42
il_util
0.37
settlement_percentage
0.32
max_bal_bc
0.32
pymnt_plan
MISSING:
---
TOP CATEGORIES
n
2.3M
>99%
y
620
<1%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pymnt_plan
PROVIDES INFORMATION ON...
hardship_flag
0.71
hardship_status
0.07
hardship_end_date
0.06
payment_plan_start_date
0.05
hardship_start_date
0.05
hardship_loan_status
0.04
hardship_reason
0.04
loan_status
0.00
sec_app_inq_last_6mths
0.00
application_type
0.00
verification_status_joint
0.00
debt_settlement_flag
0.00
settlement_status
0.00
debt_settlement_flag_date
0.00

THESE FEATURES
GIVE INFORMATION
ON pymnt_plan:
hardship_end_date
0.99
payment_plan_start_date
0.95
hardship_flag
0.92
hardship_status
0.92
hardship_start_date
0.90
hardship_reason
0.62
hardship_loan_status
0.59
loan_status
0.49
sub_grade
0.02
grade
0.01
addr_state
0.01
verification_status_joint
0.01
application_type
0.01
sec_app_inq_last_6mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pymnt_plan
CORRELATION RATIO WITH...
hardship_dpd
0.22
orig_projected_additional_accrued_interest
0.22
hardship_payoff_balance_amount
0.20
hardship_amount
0.19
hardship_last_payment_amount
0.17
total_rec_late_fee
0.03
out_prncp
0.02
out_prncp_inv
0.02
total_rec_int
0.01
all_util
0.01
last_fico_range_high
0.01
il_util
0.01
last_pymnt_amnt
0.01
int_rate
0.01
url
MISSING:
---
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=68407277
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134288565
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134898754
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134545653
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134958365
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134108812
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134708872
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134799148
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134852755
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134923839
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134957574
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134884867
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134946847
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134840815
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134900712
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=133438214
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134768457
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134620025
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134924505
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134684726
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134972474
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134839344
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134928229
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134735798
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134624707
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134753494
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134282922
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=133607483
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134945613
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134917855
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134963649
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=133309988
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134962511
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134956402
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134890218
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134492948
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134368674
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134126189
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134897111
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134848486
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134920346
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134586639
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134951187
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134634646
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134302491
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134901458
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134938044
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134884771
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134857674
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=133914161
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134781552
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134818172
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134526083
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134355759
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134165867
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=133737440
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134886620
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134954314
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=133955589
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=134914430
2.3M
>99%
-
-
(Other)
desc
MISSING:
2,134,603
(94%)
252
<1%
-
-
13
<1%
-
-
Debt Consolidation
11
<1%
-
-
Borrower added on 03/17/14 > Debt consolidation<br>
10
<1%
-
-
Borrower added on 03/10/14 > Debt consolidation<br>
9
<1%
-
-
Borrower added on 02/19/14 > Debt consolidation<br>
8
<1%
-
-
Borrower added on 01/29/14 > Debt consolidation<br>
8
<1%
-
-
Camping Membership
7
<1%
-
-
Borrower added on 01/22/14 > Debt consolidation<br>
7
<1%
-
-
Borrower added on 01/15/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 03/05/14 > debt consolidation<br>
6
<1%
-
-
Borrower added on 01/06/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 03/18/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 03/07/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 01/03/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 02/19/14 > Debt Consolidation<br>
6
<1%
-
-
Borrower added on 01/27/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 07/25/13 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 03/03/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 01/14/13 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 03/14/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 02/03/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 02/06/14 > Debt consolidation<br>
6
<1%
-
-
Borrower added on 02/26/14 > Debt Consolidation<br>
5
<1%
-
-
Borrower added on 02/24/14 > Debt Consolidation<br>
5
<1%
-
-
Borrower added on 08/19/13 > Debt consolidation.<br>
5
<1%
-
-
Borrower added on 02/25/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 12/30/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 11/14/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 01/07/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 02/27/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 01/23/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 12/19/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 10/23/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 09/04/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 09/19/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 09/30/13 > Debt Consolidation<br>
5
<1%
-
-
Borrower added on 02/25/14 > Debt consolidation.<br>
5
<1%
-
-
Borrower added on 10/01/12 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 02/05/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 02/04/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 03/05/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 02/27/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 01/21/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 11/27/12 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 09/05/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 09/04/13 > debt consolidation<br>
5
<1%
-
-
Borrower added on 12/02/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 03/13/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 12/13/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 12/10/13 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 01/17/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 08/06/13 > debt consolidation<br>
5
<1%
-
-
refinancing
5
<1%
-
-
Borrower added on 02/20/14 > Debt consolidation<br>
5
<1%
-
-
Borrower added on 01/12/13 > Debt Consolidation<br>
5
<1%
-
-
Borrower added on 02/06/14 > debt consolidation<br>
4
<1%
-
-
Borrower added on 12/16/13 > Debt consolidation<br>
4
<1%
-
-
Borrower added on 06/19/13 > debt consolidation<br>
4
<1%
-
-
Borrower added on 11/06/13 > debt consolidation<br>
4
<1%
-
-
Borrower added on 12/31/13 > Debt Consolidation<br>
125,475
>99%
-
-
(Other)
purpose
MISSING:
---
TOP CATEGORIES
debt_consolidation
1.3M
57%
credit_card
516,971
23%
home_improvement
150,457
7%
other
139,440
6%
major_purchase
50,445
2%
medical
27,488
1%
small_business
24,689
1%
car
24,013
1%
vacation
15,525
<1%
moving
15,403
<1%
house
14,136
<1%
wedding
2,355
<1%
renewable_energy
1,445
<1%
educational
424
<1%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
purpose
PROVIDES INFORMATION ON...
disbursement_method
0.07
home_ownership
0.02
grade
0.01
term
0.01
sub_grade
0.01
verification_status
0.00
num_tl_120dpd_2m
0.00
initial_list_status
0.00
hardship_end_date
0.00
payment_plan_start_date
0.00
pymnt_plan
0.00
settlement_date
0.00
hardship_start_date
0.00
debt_settlement_flag_date
0.00

THESE FEATURES
GIVE INFORMATION
ON purpose:
home_ownership
0.02
sub_grade
0.01
grade
0.01
disbursement_method
0.01
term
0.00
verification_status
0.00
emp_length
0.00
loan_status
0.00
addr_state
0.00
initial_list_status
0.00
verification_status_joint
0.00
application_type
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
CORRELATION RATIO WITH...
funded_amnt_inv
0.20
funded_amnt
0.20
loan_amnt
0.20
installment
0.20
bc_util
0.18
int_rate
0.18
revol_util
0.17
total_pymnt_inv
0.17
total_pymnt
0.17
total_rec_prncp
0.15
pct_tl_nvr_dlq
0.15
num_actv_bc_tl
0.15
percent_bc_gt_75
0.14
total_rec_int
0.14
title
MISSING:
23,326
(1%)
1.2M
52%
-
-
Debt consolidation
469,691
21%
-
-
Credit card refinancing
137,437
6%
-
-
Home improvement
127,714
6%
-
-
Other
44,840
2%
-
-
Major purchase
25,388
1%
-
-
Medical expenses
20,804
<1%
-
-
Business
20,526
<1%
-
-
Car financing
15,763
<1%
-
-
Debt Consolidation
14,443
<1%
-
-
Vacation
13,800
<1%
-
-
Moving and relocation
12,714
<1%
-
-
Home buying
5,385
<1%
-
-
Consolidation
4,837
<1%
-
-
debt consolidation
3,804
<1%
-
-
Debt Consolidation Loan
2,360
<1%
-
-
Credit Card Consolidation
2,175
<1%
-
-
consolidation
2,133
<1%
-
-
Personal Loan
1,778
<1%
-
-
Consolidation Loan
1,773
<1%
-
-
Home Improvement
1,468
<1%
-
-
Credit Card Refinance
1,386
<1%
-
-
Credit Card Payoff
1,268
<1%
-
-
Consolidate
1,232
<1%
-
-
Green loan
1,185
<1%
-
-
Personal
1,033
<1%
-
-
Loan
803
<1%
-
-
Freedom
783
<1%
-
-
Credit Card Loan
774
<1%
-
-
personal
763
<1%
-
-
consolidate
745
<1%
-
-
personal loan
721
<1%
-
-
Debt
675
<1%
-
-
home improvement
666
<1%
-
-
Payoff
652
<1%
-
-
Credit Cards
637
<1%
-
-
payoff
598
<1%
-
-
DEBT CONSOLIDATION
595
<1%
-
-
Debt Consolidation
590
<1%
-
-
Home Improvement Loan
589
<1%
-
-
Credit Card
570
<1%
-
-
credit card payoff
566
<1%
-
-
My Loan
507
<1%
-
-
credit card consolidation
492
<1%
-
-
credit card refinance
481
<1%
-
-
Debt Free
479
<1%
-
-
Small Business Loan
459
<1%
-
-
Refinance
453
<1%
-
-
loan
452
<1%
-
-
Wedding
445
<1%
-
-
debt
444
<1%
-
-
Wedding Loan
435
<1%
-
-
Credit Consolidation
428
<1%
-
-
Credit card consolidation
427
<1%
-
-
Debt Loan
426
<1%
-
-
consolidation loan
412
<1%
-
-
credit cards
410
<1%
-
-
CC Consolidation
401
<1%
-
-
freedom
379
<1%
-
-
debt consolidation loan
357
<1%
-
-
Debt Payoff
130,498
6%
-
-
(Other)
zip_code
MISSING:
1
(<1%)
23,908
1%
-
-
112xx
23,782
1%
-
-
945xx
23,649
1%
-
-
750xx
21,192
<1%
-
-
606xx
20,497
<1%
-
-
300xx
19,051
<1%
-
-
331xx
18,316
<1%
-
-
070xx
17,719
<1%
-
-
770xx
17,162
<1%
-
-
891xx
17,103
<1%
-
-
100xx
16,914
<1%
-
-
330xx
16,909
<1%
-
-
900xx
16,374
<1%
-
-
104xx
16,109
<1%
-
-
117xx
15,592
<1%
-
-
917xx
14,209
<1%
-
-
852xx
13,146
<1%
-
-
925xx
12,909
<1%
-
-
921xx
12,705
<1%
-
-
926xx
12,693
<1%
-
-
913xx
12,625
<1%
-
-
334xx
12,394
<1%
-
-
604xx
12,101
<1%
-
-
601xx
11,803
<1%
-
-
481xx
11,787
<1%
-
-
853xx
11,578
<1%
-
-
600xx
11,526
<1%
-
-
113xx
11,470
<1%
-
-
080xx
11,004
<1%
-
-
956xx
10,995
<1%
-
-
760xx
10,906
<1%
-
-
773xx
10,876
<1%
-
-
301xx
10,603
<1%
-
-
207xx
10,564
<1%
-
-
021xx
10,402
<1%
-
-
802xx
10,402
<1%
-
-
920xx
10,290
<1%
-
-
774xx
10,200
<1%
-
-
850xx
10,190
<1%
-
-
928xx
10,095
<1%
-
-
980xx
9,921
<1%
-
-
782xx
9,689
<1%
-
-
201xx
9,488
<1%
-
-
114xx
9,477
<1%
-
-
923xx
9,175
<1%
-
-
480xx
9,121
<1%
-
-
212xx
9,063
<1%
-
-
088xx
8,786
<1%
-
-
800xx
8,785
<1%
-
-
902xx
8,702
<1%
-
-
941xx
8,702
<1%
-
-
951xx
8,680
<1%
-
-
553xx
8,634
<1%
-
-
333xx
8,620
<1%
-
-
327xx
8,553
<1%
-
-
786xx
8,534
<1%
-
-
275xx
8,499
<1%
-
-
953xx
8,499
<1%
-
-
605xx
8,488
<1%
-
-
775xx
8,484
<1%
-
-
554xx
1.5M
67%
-
-
(Other)
addr_state
MISSING:
---
TOP CATEGORIES
CA
314,533
14%
NY
186,389
8%
TX
186,335
8%
FL
161,991
7%
IL
91,173
4%
NJ
83,132
4%
PA
76,939
3%
OH
75,132
3%
GA
74,196
3%
VA
62,954
3%
NC
62,730
3%
MI
58,770
3%
MD
54,008
2%
AZ
53,777
2%
MA
51,784
2%
CO
48,183
2%
WA
47,060
2%
(Other)
571,582
25%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
addr_state
PROVIDES INFORMATION ON...
hardship_reason
0.05
hardship_start_date
0.04
payment_plan_start_date
0.04
hardship_end_date
0.04
hardship_loan_status
0.04
home_ownership
0.03
hardship_status
0.02
settlement_date
0.01
debt_settlement_flag_date
0.01
debt_settlement_flag
0.01
num_tl_120dpd_2m
0.01
settlement_status
0.01
hardship_flag
0.01
pymnt_plan
0.01

THESE FEATURES
GIVE INFORMATION
ON addr_state:
home_ownership
0.01
emp_length
0.00
purpose
0.00
loan_status
0.00
hardship_reason
0.00
payment_plan_start_date
0.00
hardship_start_date
0.00
settlement_date
0.00
hardship_end_date
0.00
debt_settlement_flag_date
0.00
hardship_loan_status
0.00
verification_status_joint
0.00
application_type
0.00
sub_grade
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
CORRELATION RATIO WITH...
mort_acc
0.15
num_il_tl
0.15
total_cu_tl
0.14
mo_sin_old_il_acct
0.12
tot_cur_bal
0.11
avg_cur_bal
0.10
inq_last_12m
0.10
tot_hi_cred_lim
0.10
inq_fi
0.10
pub_rec_bankruptcies
0.10
total_acc
0.10
pub_rec
0.10
mths_since_last_record
0.09
dti
0.09
dti
MISSING:
1,711
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
dti_joint
0.24
total_il_high_credit_limit
0.22
total_bal_ex_mort
0.19
open_acc
0.19
num_sats
0.18
num_rev_tl_bal_gt_0
0.16
num_actv_rev_tl
0.16
total_bal_il
0.16
total_acc
0.15
num_il_tl
0.14
open_act_il
0.14
open_il_24m
0.14
mths_since_rcnt_il
-0.14
int_rate
0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.22
application_type
0.21
sec_app_inq_last_6mths
0.13
sub_grade
0.13
grade
0.12
verification_status
0.09
addr_state
0.09
purpose
0.08
loan_status
0.07
emp_length
0.06
term
0.06
home_ownership
0.03
initial_list_status
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
0.0
1,732
<0.1%
18.0
1,584
<0.1%
14.4
1,577
<0.1%
16.8
1,576
<0.1%
19.2
1,566
<0.1%
15.6
1,506
<0.1%
13.2
1,496
<0.1%
12.0
1,486
<0.1%
20.4
1,424
<0.1%
21.6
1,391
<0.1%
10.8
1,335
<0.1%
22.8
1,300
<0.1%
16.32
1,260
<0.1%
24.0
1,257
<0.1%
18.72
1,256
<0.1%
SMALLEST VALUES
-1.0
2
<0.1%
0.0
1,732
<0.1%
0.01
22
<0.1%
0.02
35
<0.1%
0.03
19
<0.1%
0.04
16
<0.1%
0.05
20
<0.1%
0.06
32
<0.1%
0.07
27
<0.1%
0.08
30
<0.1%
0.09
24
<0.1%
0.1
33
<0.1%
0.11
33
<0.1%
0.12
33
<0.1%
0.13
46
<0.1%
LARGEST VALUES
999.0
135
<0.1%
995.6
1
<0.1%
995.17
1
<0.1%
994.4
1
<0.1%
991.57
1
<0.1%
973.17
1
<0.1%
962.83
1
<0.1%
942.17
1
<0.1%
941.46
1
<0.1%
917.87
1
<0.1%
893.1
1
<0.1%
886.77
1
<0.1%
883.61
1
<0.1%
879.55
1
<0.1%
855.2
1
<0.1%
delinq_2yrs
MISSING:
29
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_90g_dpd_24m
0.66
mths_since_last_delinq
-0.55
mths_since_recent_revol_delinq
-0.50
mths_since_recent_bc_dlq
-0.47
pct_tl_nvr_dlq
-0.44
mths_since_last_major_derog
-0.44
num_accts_ever_120_pd
0.22
fico_range_low
-0.18
fico_range_high
-0.18
chargeoff_within_12_mths
0.14
sec_app_mths_since_last_major_derog
-0.14
total_acc
0.12
sec_app_fico_range_low
-0.11
sec_app_fico_range_high
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
0.12
num_tl_30dpd
0.10
sub_grade
0.08
grade
0.08
home_ownership
0.05
num_tl_120dpd_2m
0.04
addr_state
0.04
emp_length
0.04
purpose
0.04
verification_status
0.03
loan_status
0.03
disbursement_method
0.02
application_type
0.01
verification_status_joint
0.01
MOST FREQUENT VALUES
0.0
1.8M
81.4%
1.0
281,353
12.4%
2.0
81,289
3.6%
3.0
29,542
1.3%
4.0
13,179
0.6%
5.0
6,599
0.3%
6.0
3,717
0.2%
7.0
2,062
<0.1%
8.0
1,223
<0.1%
9.0
818
<0.1%
10.0
556
<0.1%
11.0
363
<0.1%
12.0
263
<0.1%
13.0
165
<0.1%
14.0
120
<0.1%
SMALLEST VALUES
0.0
1.8M
81.4%
1.0
281,353
12.4%
2.0
81,289
3.6%
3.0
29,542
1.3%
4.0
13,179
0.6%
5.0
6,599
0.3%
6.0
3,717
0.2%
7.0
2,062
<0.1%
8.0
1,223
<0.1%
9.0
818
<0.1%
10.0
556
<0.1%
11.0
363
<0.1%
12.0
263
<0.1%
13.0
165
<0.1%
14.0
120
<0.1%
LARGEST VALUES
58.0
1
<0.1%
42.0
1
<0.1%
39.0
1
<0.1%
36.0
1
<0.1%
35.0
1
<0.1%
32.0
1
<0.1%
30.0
2
<0.1%
29.0
2
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
26.0
3
<0.1%
25.0
2
<0.1%
24.0
4
<0.1%
23.0
2
<0.1%
22.0
5
<0.1%
earliest_cr_line
MISSING:
29
(<1%)
15,400
<1%
-
-
Sep-2004
15,215
<1%
-
-
Sep-2003
14,780
<1%
-
-
Sep-2005
14,669
<1%
-
-
Aug-2003
14,413
<1%
-
-
Aug-2004
14,355
<1%
-
-
Aug-2001
14,322
<1%
-
-
Aug-2002
14,207
<1%
-
-
Aug-2005
14,143
<1%
-
-
Aug-2006
14,108
<1%
-
-
Oct-2003
13,823
<1%
-
-
Sep-2002
13,602
<1%
-
-
Oct-2004
13,497
<1%
-
-
Aug-2000
13,437
<1%
-
-
Oct-2002
13,424
<1%
-
-
Oct-2001
13,243
<1%
-
-
Jul-2003
12,909
<1%
-
-
Oct-2000
12,527
<1%
-
-
Nov-2004
12,376
<1%
-
-
Jul-2004
12,252
<1%
-
-
Sep-2000
12,209
<1%
-
-
Nov-1999
12,135
<1%
-
-
Nov-2000
12,128
<1%
-
-
Oct-2005
12,066
<1%
-
-
Sep-2001
11,880
<1%
-
-
Nov-2001
11,854
<1%
-
-
Mar-2004
11,842
<1%
-
-
Sep-2006
11,783
<1%
-
-
Jun-2005
11,728
<1%
-
-
Nov-2003
11,665
<1%
-
-
Oct-1999
11,606
<1%
-
-
Jul-2002
11,541
<1%
-
-
Aug-1999
11,452
<1%
-
-
Nov-2002
11,371
<1%
-
-
Dec-2004
11,354
<1%
-
-
Nov-2005
11,336
<1%
-
-
May-2003
11,330
<1%
-
-
Sep-1999
11,313
<1%
-
-
Aug-2007
11,225
<1%
-
-
Jul-2001
11,148
<1%
-
-
May-2004
11,141
<1%
-
-
Mar-2005
11,108
<1%
-
-
Dec-2001
11,075
<1%
-
-
Jun-2004
11,075
<1%
-
-
Jul-2005
11,051
<1%
-
-
Mar-2001
10,943
<1%
-
-
Dec-2003
10,890
<1%
-
-
Jun-2003
10,780
<1%
-
-
Mar-2003
10,733
<1%
-
-
May-2005
10,633
<1%
-
-
Apr-2004
10,632
<1%
-
-
Mar-2006
10,612
<1%
-
-
May-2001
10,609
<1%
-
-
Dec-2000
10,598
<1%
-
-
Jun-2001
10,597
<1%
-
-
May-2002
10,525
<1%
-
-
Jun-2006
10,510
<1%
-
-
Apr-2002
10,492
<1%
-
-
May-2006
10,448
<1%
-
-
Mar-2002
10,432
<1%
-
-
Apr-2003
1.5M
68%
-
-
(Other)
fico_range_low
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_high
1.00
bc_open_to_buy
0.51
bc_util
-0.50
revol_util
-0.48
all_util
-0.43
sec_app_fico_range_high
0.43
sec_app_fico_range_low
0.43
percent_bc_gt_75
-0.42
int_rate
-0.42
last_fico_range_high
0.40
total_bc_limit
0.36
pct_tl_nvr_dlq
0.31
sec_app_revol_util
-0.30
last_fico_range_low
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.51
grade
0.49
verification_status
0.17
loan_status
0.14
home_ownership
0.11
purpose
0.11
application_type
0.09
verification_status_joint
0.09
initial_list_status
0.09
sec_app_inq_last_6mths
0.06
settlement_date
0.04
debt_settlement_flag_date
0.04
acc_now_delinq
0.04
settlement_status
0.04
MOST FREQUENT VALUES
660.0
186,580
8.3%
670.0
182,119
8.1%
665.0
180,759
8.0%
680.0
167,199
7.4%
675.0
164,016
7.3%
685.0
148,009
6.5%
690.0
144,690
6.4%
695.0
130,941
5.8%
700.0
124,184
5.5%
705.0
113,074
5.0%
710.0
100,738
4.5%
715.0
89,705
4.0%
720.0
79,765
3.5%
725.0
64,211
2.8%
730.0
56,890
2.5%
SMALLEST VALUES
610.0
2
<0.1%
615.0
1
<0.1%
620.0
1
<0.1%
625.0
2
<0.1%
630.0
6
<0.1%
635.0
5
<0.1%
640.0
102
<0.1%
645.0
112
<0.1%
650.0
131
<0.1%
655.0
127
<0.1%
660.0
186,580
8.3%
665.0
180,759
8.0%
670.0
182,119
8.1%
675.0
164,016
7.3%
680.0
167,199
7.4%
LARGEST VALUES
845.0
441
<0.1%
840.0
572
<0.1%
835.0
859
<0.1%
830.0
1,439
<0.1%
825.0
2,189
<0.1%
820.0
2,825
0.1%
815.0
3,845
0.2%
810.0
4,720
0.2%
805.0
6,442
0.3%
800.0
7,716
0.3%
795.0
8,296
0.4%
790.0
10,358
0.5%
785.0
11,156
0.5%
780.0
13,986
0.6%
775.0
15,991
0.7%
fico_range_high
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
1.00
bc_open_to_buy
0.51
bc_util
-0.50
revol_util
-0.48
all_util
-0.43
sec_app_fico_range_high
0.43
sec_app_fico_range_low
0.43
percent_bc_gt_75
-0.42
int_rate
-0.42
last_fico_range_high
0.40
total_bc_limit
0.36
pct_tl_nvr_dlq
0.31
sec_app_revol_util
-0.30
last_fico_range_low
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.51
grade
0.49
verification_status
0.17
loan_status
0.14
home_ownership
0.11
purpose
0.11
application_type
0.09
verification_status_joint
0.09
initial_list_status
0.09
sec_app_inq_last_6mths
0.06
settlement_date
0.04
debt_settlement_flag_date
0.04
acc_now_delinq
0.04
settlement_status
0.04
MOST FREQUENT VALUES
664.0
186,580
8.3%
674.0
182,119
8.1%
669.0
180,759
8.0%
684.0
167,199
7.4%
679.0
164,016
7.3%
689.0
148,009
6.5%
694.0
144,690
6.4%
699.0
130,941
5.8%
704.0
124,184
5.5%
709.0
113,074
5.0%
714.0
100,738
4.5%
719.0
89,705
4.0%
724.0
79,765
3.5%
729.0
64,211
2.8%
734.0
56,890
2.5%
SMALLEST VALUES
614.0
2
<0.1%
619.0
1
<0.1%
624.0
1
<0.1%
629.0
2
<0.1%
634.0
6
<0.1%
639.0
5
<0.1%
644.0
102
<0.1%
649.0
112
<0.1%
654.0
131
<0.1%
659.0
127
<0.1%
664.0
186,580
8.3%
669.0
180,759
8.0%
674.0
182,119
8.1%
679.0
164,016
7.3%
684.0
167,199
7.4%
LARGEST VALUES
850.0
441
<0.1%
844.0
572
<0.1%
839.0
859
<0.1%
834.0
1,439
<0.1%
829.0
2,189
<0.1%
824.0
2,825
0.1%
819.0
3,845
0.2%
814.0
4,720
0.2%
809.0
6,442
0.3%
804.0
7,716
0.3%
799.0
8,296
0.4%
794.0
10,358
0.5%
789.0
11,156
0.5%
784.0
13,986
0.6%
779.0
15,991
0.7%
inq_last_6mths
MISSING:
30
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_inq
-0.56
inq_last_12m
0.48
open_acc_6m
0.43
num_tl_op_past_12m
0.33
open_rv_12m
0.33
open_rv_24m
0.29
acc_open_past_24mths
0.28
mo_sin_rcnt_tl
-0.23
inq_fi
0.22
mo_sin_rcnt_rev_tl_op
-0.19
int_rate
0.19
open_il_12m
0.17
num_rev_accts
0.16
total_acc
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.20
grade
0.20
loan_status
0.19
initial_list_status
0.09
addr_state
0.08
verification_status
0.08
purpose
0.05
application_type
0.05
verification_status_joint
0.05
disbursement_method
0.04
home_ownership
0.03
settlement_date
0.03
sec_app_inq_last_6mths
0.03
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
0.0
1.4M
61.1%
1.0
584,390
25.9%
2.0
200,212
8.9%
3.0
69,009
3.1%
4.0
17,380
0.8%
5.0
6,232
0.3%
6.0
1,231
<0.1%
7.0
195
<0.1%
8.0
122
<0.1%
9.0
50
<0.1%
10.0
24
<0.1%
11.0
15
<0.1%
12.0
15
<0.1%
15.0
9
<0.1%
14.0
6
<0.1%
SMALLEST VALUES
0.0
1.4M
61.1%
1.0
584,390
25.9%
2.0
200,212
8.9%
3.0
69,009
3.1%
4.0
17,380
0.8%
5.0
6,232
0.3%
6.0
1,231
<0.1%
7.0
195
<0.1%
8.0
122
<0.1%
9.0
50
<0.1%
10.0
24
<0.1%
11.0
15
<0.1%
12.0
15
<0.1%
13.0
6
<0.1%
14.0
6
<0.1%
LARGEST VALUES
33.0
1
<0.1%
32.0
1
<0.1%
31.0
1
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
25.0
1
<0.1%
24.0
2
<0.1%
20.0
1
<0.1%
19.0
2
<0.1%
18.0
4
<0.1%
17.0
2
<0.1%
16.0
3
<0.1%
15.0
9
<0.1%
14.0
6
<0.1%
13.0
6
<0.1%
mths_since_last_delinq
MISSING:
1,158,502
(51%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_revol_delinq
0.86
mths_since_recent_bc_dlq
0.77
mths_since_last_major_derog
0.71
delinq_2yrs
-0.55
sec_app_mths_since_last_major_derog
0.32
num_tl_90g_dpd_24m
-0.22
pct_tl_nvr_dlq
0.19
acc_open_past_24mths
0.11
sec_app_fico_range_low
0.11
sec_app_fico_range_high
0.11
pub_rec_bankruptcies
0.10
fico_range_low
0.10
fico_range_high
0.10
chargeoff_within_12_mths
-0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.06
grade
0.06
acc_now_delinq
0.04
emp_length
0.04
num_tl_30dpd
0.04
purpose
0.03
addr_state
0.03
home_ownership
0.03
verification_status
0.02
num_tl_120dpd_2m
0.02
disbursement_method
0.01
application_type
0.01
loan_status
0.01
verification_status_joint
0.01
MOST FREQUENT VALUES
12.0
20,967
1.9%
13.0
20,629
1.9%
6.0
20,615
1.9%
9.0
20,345
1.8%
7.0
20,139
1.8%
14.0
19,913
1.8%
8.0
19,575
1.8%
15.0
19,555
1.8%
10.0
19,371
1.8%
18.0
19,042
1.7%
11.0
19,001
1.7%
16.0
18,943
1.7%
19.0
18,900
1.7%
21.0
18,473
1.7%
17.0
18,450
1.7%
SMALLEST VALUES
0.0
2,637
0.2%
1.0
7,100
0.6%
2.0
9,853
0.9%
3.0
13,089
1.2%
4.0
15,506
1.4%
5.0
17,341
1.6%
6.0
20,615
1.9%
7.0
20,139
1.8%
8.0
19,575
1.8%
9.0
20,345
1.8%
10.0
19,371
1.8%
11.0
19,001
1.7%
12.0
20,967
1.9%
13.0
20,629
1.9%
14.0
19,913
1.8%
LARGEST VALUES
226.0
1
<0.1%
202.0
1
<0.1%
195.0
1
<0.1%
192.0
1
<0.1%
188.0
2
<0.1%
180.0
1
<0.1%
179.0
1
<0.1%
178.0
1
<0.1%
176.0
1
<0.1%
171.0
2
<0.1%
170.0
3
<0.1%
168.0
1
<0.1%
162.0
2
<0.1%
161.0
4
<0.1%
160.0
3
<0.1%
mths_since_last_record
MISSING:
1,901,512
(84%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tax_liens
-0.29
pub_rec
-0.27
pub_rec_bankruptcies
0.26
fico_range_low
0.25
fico_range_high
0.25
pct_tl_nvr_dlq
0.21
sec_app_fico_range_low
0.20
sec_app_fico_range_high
0.20
num_bc_tl
-0.18
num_rev_accts
-0.16
num_accts_ever_120_pd
-0.16
revol_bal_joint
0.16
total_acc
-0.16
mo_sin_old_rev_tl_op
-0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.09
sub_grade
0.08
grade
0.08
emp_length
0.06
loan_status
0.03
purpose
0.03
verification_status
0.03
settlement_date
0.01
debt_settlement_flag_date
0.01
disbursement_method
0.01
term
0.01
hardship_end_date
0.01
payment_plan_start_date
0.01
home_ownership
0.01
MOST FREQUENT VALUES
79.0
5,448
1.5%
80.0
5,434
1.5%
82.0
5,405
1.5%
77.0
5,356
1.5%
76.0
5,326
1.5%
81.0
5,278
1.5%
78.0
5,263
1.5%
75.0
5,262
1.5%
72.0
5,176
1.4%
71.0
5,164
1.4%
74.0
5,094
1.4%
70.0
5,063
1.4%
67.0
5,055
1.4%
69.0
5,051
1.4%
73.0
5,027
1.4%
SMALLEST VALUES
0.0
1,296
0.4%
1.0
162
<0.1%
2.0
180
<0.1%
3.0
316
<0.1%
4.0
385
0.1%
5.0
430
0.1%
6.0
491
0.1%
7.0
568
0.2%
8.0
613
0.2%
9.0
672
0.2%
10.0
676
0.2%
11.0
740
0.2%
12.0
741
0.2%
13.0
714
0.2%
14.0
785
0.2%
LARGEST VALUES
129.0
1
<0.1%
127.0
1
<0.1%
126.0
4
<0.1%
125.0
3
<0.1%
124.0
13
<0.1%
123.0
16
<0.1%
122.0
6
<0.1%
121.0
31
<0.1%
120.0
45
<0.1%
119.0
1,164
0.3%
118.0
2,650
0.7%
117.0
2,696
0.8%
116.0
2,787
0.8%
115.0
2,958
0.8%
114.0
3,060
0.9%
open_acc
MISSING:
29
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_sats
1.00
num_op_rev_tl
0.84
total_acc
0.72
num_rev_tl_bal_gt_0
0.68
num_actv_rev_tl
0.67
num_rev_accts
0.67
num_bc_sats
0.64
num_actv_bc_tl
0.56
num_bc_tl
0.54
open_act_il
0.52
acc_open_past_24mths
0.49
open_rv_24m
0.46
total_bal_ex_mort
0.41
num_il_tl
0.40

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
purpose
0.09
emp_length
0.08
term
0.07
addr_state
0.07
sub_grade
0.04
initial_list_status
0.04
grade
0.03
verification_status_joint
0.02
loan_status
0.02
verification_status
0.02
disbursement_method
0.02
application_type
0.02
settlement_date
0.02
MOST FREQUENT VALUES
9.0
195,762
8.7%
10.0
189,737
8.4%
8.0
188,717
8.3%
11.0
175,101
7.7%
7.0
172,834
7.6%
12.0
157,331
7.0%
6.0
145,444
6.4%
13.0
137,502
6.1%
14.0
118,314
5.2%
5.0
108,565
4.8%
15.0
99,759
4.4%
16.0
83,739
3.7%
17.0
69,542
3.1%
4.0
67,827
3.0%
18.0
57,601
2.5%
SMALLEST VALUES
0.0
56
<0.1%
1.0
1,644
<0.1%
2.0
10,860
0.5%
3.0
32,428
1.4%
4.0
67,827
3.0%
5.0
108,565
4.8%
6.0
145,444
6.4%
7.0
172,834
7.6%
8.0
188,717
8.3%
9.0
195,762
8.7%
10.0
189,737
8.4%
11.0
175,101
7.7%
12.0
157,331
7.0%
13.0
137,502
6.1%
14.0
118,314
5.2%
LARGEST VALUES
101.0
1
<0.1%
97.0
1
<0.1%
94.0
1
<0.1%
93.0
1
<0.1%
91.0
1
<0.1%
90.0
1
<0.1%
88.0
1
<0.1%
86.0
3
<0.1%
84.0
1
<0.1%
82.0
2
<0.1%
81.0
1
<0.1%
80.0
2
<0.1%
79.0
1
<0.1%
78.0
1
<0.1%
77.0
1
<0.1%
pub_rec
MISSING:
29
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tax_liens
0.70
pub_rec_bankruptcies
0.66
mths_since_last_record
-0.27
fico_range_low
-0.19
fico_range_high
-0.19
total_bc_limit
-0.13
revol_bal_joint
-0.11
max_bal_bc
-0.10
open_rv_24m
0.10
total_rev_hi_lim
-0.10
acc_open_past_24mths
0.10
mths_since_recent_bc_dlq
0.09
inq_last_12m
0.09
revol_bal
-0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.10
sub_grade
0.08
grade
0.08
emp_length
0.05
verification_status
0.05
loan_status
0.05
purpose
0.04
disbursement_method
0.02
application_type
0.02
term
0.02
verification_status_joint
0.02
sec_app_inq_last_6mths
0.01
hardship_end_date
0.01
settlement_date
0.01
MOST FREQUENT VALUES
0.0
1.9M
84.2%
1.0
305,390
13.5%
2.0
34,154
1.5%
3.0
10,567
0.5%
4.0
3,872
0.2%
5.0
1,843
<0.1%
6.0
933
<0.1%
7.0
427
<0.1%
8.0
243
<0.1%
9.0
143
<0.1%
10.0
91
<0.1%
11.0
58
<0.1%
12.0
35
<0.1%
13.0
30
<0.1%
14.0
12
<0.1%
SMALLEST VALUES
0.0
1.9M
84.2%
1.0
305,390
13.5%
2.0
34,154
1.5%
3.0
10,567
0.5%
4.0
3,872
0.2%
5.0
1,843
<0.1%
6.0
933
<0.1%
7.0
427
<0.1%
8.0
243
<0.1%
9.0
143
<0.1%
10.0
91
<0.1%
11.0
58
<0.1%
12.0
35
<0.1%
13.0
30
<0.1%
14.0
12
<0.1%
LARGEST VALUES
86.0
1
<0.1%
63.0
1
<0.1%
61.0
2
<0.1%
54.0
1
<0.1%
52.0
1
<0.1%
49.0
2
<0.1%
47.0
1
<0.1%
46.0
1
<0.1%
45.0
1
<0.1%
44.0
1
<0.1%
40.0
1
<0.1%
37.0
1
<0.1%
34.0
1
<0.1%
32.0
1
<0.1%
31.0
1
<0.1%
revol_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.80
max_bal_bc
0.56
revol_bal_joint
0.52
total_bal_ex_mort
0.51
total_bc_limit
0.48
tot_hi_cred_lim
0.47
tot_cur_bal
0.44
num_actv_bc_tl
0.32
loan_amnt
0.32
funded_amnt
0.32
funded_amnt_inv
0.32
num_actv_rev_tl
0.32
num_rev_tl_bal_gt_0
0.31
annual_inc_joint
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.16
purpose
0.10
emp_length
0.10
term
0.08
verification_status
0.07
addr_state
0.06
disbursement_method
0.05
sub_grade
0.04
grade
0.04
loan_status
0.03
initial_list_status
0.03
verification_status_joint
0.01
settlement_date
0.01
debt_settlement_flag_date
0.01
MOST FREQUENT VALUES
0.0
12,562
0.6%
8.0
216
<0.1%
10.0
170
<0.1%
2.0
169
<0.1%
5235.0
160
<0.1%
5.0
160
<0.1%
6312.0
158
<0.1%
5849.0
158
<0.1%
5265.0
156
<0.1%
6118.0
156
<0.1%
4.0
153
<0.1%
5453.0
151
<0.1%
3.0
151
<0.1%
5570.0
149
<0.1%
3000.0
149
<0.1%
SMALLEST VALUES
0.0
12,562
0.6%
1.0
123
<0.1%
2.0
169
<0.1%
3.0
151
<0.1%
4.0
153
<0.1%
5.0
160
<0.1%
6.0
149
<0.1%
7.0
128
<0.1%
8.0
216
<0.1%
9.0
141
<0.1%
10.0
170
<0.1%
11.0
111
<0.1%
12.0
128
<0.1%
13.0
104
<0.1%
14.0
127
<0.1%
LARGEST VALUES
2904836.0
1
<0.1%
2568995.0
1
<0.1%
2560703.0
1
<0.1%
2559552.0
1
<0.1%
2358150.0
1
<0.1%
1830688.0
1
<0.1%
1803041.0
1
<0.1%
1746716.0
1
<0.1%
1743266.0
1
<0.1%
1698749.0
1
<0.1%
1696796.0
1
<0.1%
1630818.0
1
<0.1%
1470945.0
1
<0.1%
1392002.0
1
<0.1%
1298783.0
1
<0.1%
revol_util
MISSING:
1,802
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.87
percent_bc_gt_75
0.74
all_util
0.67
sec_app_revol_util
0.52
bc_open_to_buy
-0.48
fico_range_low
-0.48
fico_range_high
-0.48
max_bal_bc
0.33
int_rate
0.26
revol_bal
0.25
revol_bal_joint
0.23
total_rec_int
0.23
open_rv_24m
-0.22
acc_open_past_24mths
-0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.31
grade
0.29
purpose
0.17
verification_status
0.13
loan_status
0.09
initial_list_status
0.08
term
0.07
emp_length
0.06
addr_state
0.06
home_ownership
0.05
verification_status_joint
0.04
sec_app_inq_last_6mths
0.04
application_type
0.03
settlement_date
0.02
MOST FREQUENT VALUES
0.0
13,069
0.6%
57.0
4,324
0.2%
48.0
4,283
0.2%
59.0
4,272
0.2%
61.0
4,223
0.2%
54.0
4,190
0.2%
58.0
4,188
0.2%
53.0
4,185
0.2%
55.0
4,181
0.2%
51.0
4,175
0.2%
56.0
4,146
0.2%
60.0
4,137
0.2%
52.0
4,134
0.2%
50.0
4,105
0.2%
46.0
4,096
0.2%
SMALLEST VALUES
0.0
13,069
0.6%
0.01
1
<0.1%
0.03
1
<0.1%
0.04
1
<0.1%
0.05
1
<0.1%
0.1
1,684
<0.1%
0.12
1
<0.1%
0.16
1
<0.1%
0.2
1,360
<0.1%
0.3
1,272
<0.1%
0.4
1,117
<0.1%
0.46
1
<0.1%
0.49
1
<0.1%
0.5
1,088
<0.1%
0.54
1
<0.1%
LARGEST VALUES
892.3
1
<0.1%
366.6
1
<0.1%
193.0
1
<0.1%
191.0
1
<0.1%
184.6
1
<0.1%
183.8
1
<0.1%
182.8
1
<0.1%
180.3
1
<0.1%
177.7
1
<0.1%
175.0
1
<0.1%
173.2
1
<0.1%
172.0
1
<0.1%
166.9
1
<0.1%
165.8
1
<0.1%
162.1
1
<0.1%
total_acc
MISSING:
29
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.76
open_acc
0.72
num_sats
0.72
num_il_tl
0.69
num_bc_tl
0.63
num_op_rev_tl
0.58
total_bal_ex_mort
0.44
acc_open_past_24mths
0.43
total_il_high_credit_limit
0.43
total_bal_il
0.42
num_rev_tl_bal_gt_0
0.42
num_actv_rev_tl
0.42
num_bc_sats
0.41
open_act_il
0.40

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.22
emp_length
0.12
addr_state
0.10
term
0.10
loan_status
0.08
purpose
0.08
sub_grade
0.06
grade
0.05
verification_status
0.04
verification_status_joint
0.03
application_type
0.03
acc_now_delinq
0.03
settlement_date
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
20.0
82,570
3.7%
19.0
82,012
3.6%
18.0
81,931
3.6%
17.0
81,378
3.6%
21.0
81,170
3.6%
16.0
79,655
3.5%
22.0
79,438
3.5%
23.0
77,691
3.4%
15.0
77,146
3.4%
24.0
75,330
3.3%
14.0
74,211
3.3%
25.0
72,476
3.2%
13.0
70,611
3.1%
26.0
68,903
3.0%
27.0
65,726
2.9%
SMALLEST VALUES
1.0
21
<0.1%
2.0
1,333
<0.1%
3.0
4,244
0.2%
4.0
10,456
0.5%
5.0
16,398
0.7%
6.0
23,858
1.1%
7.0
31,471
1.4%
8.0
38,722
1.7%
9.0
46,406
2.1%
10.0
53,576
2.4%
11.0
59,705
2.6%
12.0
65,217
2.9%
13.0
70,611
3.1%
14.0
74,211
3.3%
15.0
77,146
3.4%
LARGEST VALUES
176.0
1
<0.1%
173.0
1
<0.1%
169.0
1
<0.1%
165.0
1
<0.1%
162.0
1
<0.1%
160.0
2
<0.1%
157.0
1
<0.1%
156.0
1
<0.1%
153.0
1
<0.1%
151.0
3
<0.1%
150.0
1
<0.1%
148.0
1
<0.1%
146.0
2
<0.1%
145.0
1
<0.1%
144.0
2
<0.1%
initial_list_status
MISSING:
---
TOP CATEGORIES
w
1.5M
68%
f
725,201
32%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
loan_status
0.03
disbursement_method
0.03
application_type
0.02
term
0.02
verification_status_joint
0.02
sec_app_inq_last_6mths
0.01
grade
0.01
debt_settlement_flag
0.01
settlement_status
0.01
settlement_date
0.00
debt_settlement_flag_date
0.00
sub_grade
0.00
verification_status
0.00
pymnt_plan
0.00

THESE FEATURES
GIVE INFORMATION
ON initial_list_status:
loan_status
0.06
term
0.02
sub_grade
0.02
grade
0.01
disbursement_method
0.01
application_type
0.01
verification_status_joint
0.01
verification_status
0.00
purpose
0.00
sec_app_inq_last_6mths
0.00
home_ownership
0.00
addr_state
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
all_util
0.28
il_util
0.25
out_prncp_inv
0.24
out_prncp
0.24
pct_tl_nvr_dlq
0.24
max_bal_bc
0.21
open_act_il
0.17
open_il_24m
0.17
open_rv_24m
0.17
total_bal_il
0.16
mths_since_rcnt_il
0.16
inq_last_12m
0.14
open_rv_12m
0.14
open_acc_6m
0.14
out_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp_inv
1.00
orig_projected_additional_accrued_interest
0.54
hardship_payoff_balance_amount
0.52
funded_amnt_inv
0.46
funded_amnt
0.46
loan_amnt
0.46
hardship_amount
0.45
installment
0.38
revol_bal_joint
0.28
total_rec_prncp
-0.28
last_pymnt_amnt
-0.27
hardship_last_payment_amount
0.26
annual_inc_joint
0.23
total_pymnt
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.70
term
0.28
application_type
0.25
verification_status_joint
0.24
initial_list_status
0.24
disbursement_method
0.24
sec_app_inq_last_6mths
0.15
sub_grade
0.07
settlement_date
0.07
debt_settlement_flag_date
0.07
purpose
0.07
settlement_status
0.07
debt_settlement_flag
0.07
home_ownership
0.06
MOST FREQUENT VALUES
0.0
1.4M
59.8%
8717.99
323
<0.1%
8457.66
311
<0.1%
8757.61
258
<0.1%
33830.65
249
<0.1%
8196.01
244
<0.1%
9238.49
242
<0.1%
8747.25
241
<0.1%
7688.11
234
<0.1%
8503.85
228
<0.1%
8248.3
225
<0.1%
9263.51
225
<0.1%
9256.95
219
<0.1%
7721.66
211
<0.1%
7379.64
210
<0.1%
SMALLEST VALUES
0.0
1.4M
59.8%
0.01
6
<0.1%
0.02
4
<0.1%
0.03
2
<0.1%
0.04
7
<0.1%
0.05
9
<0.1%
0.06
5
<0.1%
0.07
6
<0.1%
0.08
2
<0.1%
0.09
6
<0.1%
0.1
2
<0.1%
0.11
10
<0.1%
0.12
5
<0.1%
0.13
8
<0.1%
0.14
4
<0.1%
LARGEST VALUES
40000.0
3
<0.1%
39595.02
1
<0.1%
39541.82
1
<0.1%
39507.58
1
<0.1%
39501.1
1
<0.1%
39493.2
1
<0.1%
39484.54
2
<0.1%
39397.23
1
<0.1%
39354.99
1
<0.1%
39318.12
1
<0.1%
39257.67
1
<0.1%
39226.65
2
<0.1%
39205.5
1
<0.1%
39183.65
1
<0.1%
39136.96
2
<0.1%
out_prncp_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
1.00
orig_projected_additional_accrued_interest
0.54
hardship_payoff_balance_amount
0.52
funded_amnt_inv
0.46
funded_amnt
0.46
loan_amnt
0.46
hardship_amount
0.45
installment
0.38
revol_bal_joint
0.28
total_rec_prncp
-0.28
last_pymnt_amnt
-0.27
hardship_last_payment_amount
0.26
annual_inc_joint
0.23
total_pymnt
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.70
term
0.28
application_type
0.25
verification_status_joint
0.24
initial_list_status
0.24
disbursement_method
0.24
sec_app_inq_last_6mths
0.15
sub_grade
0.07
settlement_date
0.07
debt_settlement_flag_date
0.07
purpose
0.07
settlement_status
0.07
debt_settlement_flag
0.07
home_ownership
0.06
MOST FREQUENT VALUES
0.0
1.4M
59.8%
8717.99
316
<0.1%
8457.66
310
<0.1%
8757.61
254
<0.1%
8196.01
242
<0.1%
9238.49
240
<0.1%
8747.25
237
<0.1%
33830.65
237
<0.1%
7688.11
233
<0.1%
8503.85
227
<0.1%
8248.3
225
<0.1%
9263.51
218
<0.1%
9256.95
212
<0.1%
7721.66
210
<0.1%
7379.64
209
<0.1%
SMALLEST VALUES
0.0
1.4M
59.8%
0.01
6
<0.1%
0.02
4
<0.1%
0.03
2
<0.1%
0.04
7
<0.1%
0.05
9
<0.1%
0.06
5
<0.1%
0.07
6
<0.1%
0.08
2
<0.1%
0.09
6
<0.1%
0.1
2
<0.1%
0.11
10
<0.1%
0.12
5
<0.1%
0.13
8
<0.1%
0.14
4
<0.1%
LARGEST VALUES
40000.0
3
<0.1%
39595.02
1
<0.1%
39541.82
1
<0.1%
39507.58
1
<0.1%
39501.1
1
<0.1%
39493.2
1
<0.1%
39484.54
2
<0.1%
39397.23
1
<0.1%
39354.99
1
<0.1%
39318.12
1
<0.1%
39257.67
1
<0.1%
39226.65
2
<0.1%
39205.5
1
<0.1%
39183.65
1
<0.1%
39136.96
2
<0.1%
total_pymnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
1.00
total_rec_prncp
0.97
total_rec_int
0.69
loan_amnt
0.67
funded_amnt
0.67
funded_amnt_inv
0.67
installment
0.67
last_pymnt_amnt
0.58
settlement_amount
0.40
hardship_payoff_balance_amount
0.40
orig_projected_additional_accrued_interest
0.39
hardship_amount
0.37
hardship_last_payment_amount
0.31
max_bal_bc
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.42
term
0.22
verification_status
0.21
purpose
0.17
sub_grade
0.16
home_ownership
0.15
grade
0.15
disbursement_method
0.14
emp_length
0.12
initial_list_status
0.09
application_type
0.07
verification_status_joint
0.07
sec_app_inq_last_6mths
0.06
addr_state
0.06
MOST FREQUENT VALUES
0.0
949
<0.1%
10838.354836394
202
<0.1%
11258.436374353
190
<0.1%
16257.527561524
180
<0.1%
2129.65
177
<0.1%
1520.21
176
<0.1%
13510.128585992
166
<0.1%
1572.8
154
<0.1%
13006.027803673998
150
<0.1%
2164.17
147
<0.1%
2303.58
141
<0.1%
1824.93
141
<0.1%
16887.644561519
140
<0.1%
2287.62
138
<0.1%
21676.7196728
137
<0.1%
SMALLEST VALUES
0.0
949
<0.1%
0.75
1
<0.1%
0.8
1
<0.1%
10.0
1
<0.1%
16.58
1
<0.1%
17.58
1
<0.1%
25.0
3
<0.1%
30.0
1
<0.1%
30.7
1
<0.1%
30.86
1
<0.1%
31.33
1
<0.1%
31.91
1
<0.1%
32.36
1
<0.1%
33.63
1
<0.1%
33.97
1
<0.1%
LARGEST VALUES
63296.877916990896
1
<0.1%
62948.9909562492
1
<0.1%
62884.7973822952
1
<0.1%
62862.5067348588
1
<0.1%
62837.6396853462
1
<0.1%
62760.913883260495
1
<0.1%
62738.2043401197
1
<0.1%
62707.6146494369
1
<0.1%
62687.0308919774
1
<0.1%
62686.3881670068
1
<0.1%
62670.38231535419
1
<0.1%
62663.6183361278
1
<0.1%
62663.6183025399
1
<0.1%
62493.7466664384
1
<0.1%
62451.0081635971
1
<0.1%
total_pymnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
1.00
total_rec_prncp
0.97
total_rec_int
0.69
funded_amnt_inv
0.67
loan_amnt
0.67
funded_amnt
0.67
installment
0.67
last_pymnt_amnt
0.58
settlement_amount
0.40
hardship_payoff_balance_amount
0.40
orig_projected_additional_accrued_interest
0.39
hardship_amount
0.37
hardship_last_payment_amount
0.31
max_bal_bc
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.42
term
0.22
verification_status
0.21
purpose
0.17
sub_grade
0.15
home_ownership
0.15
grade
0.15
disbursement_method
0.14
emp_length
0.12
initial_list_status
0.09
application_type
0.07
verification_status_joint
0.06
sec_app_inq_last_6mths
0.06
addr_state
0.06
MOST FREQUENT VALUES
0.0
1,227
<0.1%
11431.12
266
<0.1%
11784.23
265
<0.1%
11258.44
262
<0.1%
10838.35
248
<0.1%
11471.31
218
<0.1%
13510.13
215
<0.1%
10956.78
213
<0.1%
12128.02
211
<0.1%
16257.53
211
<0.1%
11955.4
205
<0.1%
16887.64
189
<0.1%
11977.77
177
<0.1%
16896.71
177
<0.1%
1520.21
175
<0.1%
SMALLEST VALUES
0.0
1,227
<0.1%
0.51
1
<0.1%
0.54
1
<0.1%
0.75
1
<0.1%
0.8
1
<0.1%
0.92
1
<0.1%
10.0
1
<0.1%
11.22
1
<0.1%
12.65
1
<0.1%
16.58
1
<0.1%
16.82
1
<0.1%
17.58
1
<0.1%
18.97
1
<0.1%
20.98
1
<0.1%
21.6
1
<0.1%
LARGEST VALUES
63296.88
1
<0.1%
62904.03
1
<0.1%
62862.51
1
<0.1%
62839.88
1
<0.1%
62837.64
1
<0.1%
62760.91
1
<0.1%
62693.39
1
<0.1%
62687.03
1
<0.1%
62686.39
1
<0.1%
62670.38
1
<0.1%
62663.62
2
<0.1%
62662.82
1
<0.1%
62451.01
1
<0.1%
62412.69
1
<0.1%
62410.42
1
<0.1%
total_rec_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.97
total_pymnt_inv
0.97
last_pymnt_amnt
0.67
installment
0.61
loan_amnt
0.59
funded_amnt
0.59
funded_amnt_inv
0.59
total_rec_int
0.50
out_prncp
-0.28
out_prncp_inv
-0.28
tot_hi_cred_lim
0.24
total_bc_limit
0.23
tot_cur_bal
0.23
revol_bal
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.53
verification_status
0.17
purpose
0.15
home_ownership
0.15
disbursement_method
0.13
emp_length
0.11
term
0.09
initial_list_status
0.09
application_type
0.08
verification_status_joint
0.07
sec_app_inq_last_6mths
0.06
settlement_date
0.06
addr_state
0.06
debt_settlement_flag_date
0.06
MOST FREQUENT VALUES
10000.0
81,386
3.6%
12000.0
59,540
2.6%
15000.0
56,526
2.5%
20000.0
55,609
2.5%
5000.0
41,118
1.8%
8000.0
39,897
1.8%
35000.0
38,665
1.7%
6000.0
38,419
1.7%
16000.0
28,831
1.3%
25000.0
27,008
1.2%
24000.0
25,600
1.1%
18000.0
24,334
1.1%
30000.0
22,119
1.0%
7000.0
20,340
0.9%
14000.0
16,362
0.7%
SMALLEST VALUES
0.0
2,576
0.1%
0.01
1
<0.1%
2.13
1
<0.1%
5.03
1
<0.1%
5.62
1
<0.1%
10.07
1
<0.1%
15.18
1
<0.1%
16.37
1
<0.1%
17.27
2
<0.1%
17.55
1
<0.1%
18.25
3
<0.1%
18.8
1
<0.1%
18.82
1
<0.1%
19.31
1
<0.1%
19.42
2
<0.1%
LARGEST VALUES
40000.0
5,396
0.2%
39999.53
1
<0.1%
39999.42
1
<0.1%
39995.76
1
<0.1%
39989.79
1
<0.1%
39989.34
1
<0.1%
39986.09
1
<0.1%
39975.0
4
<0.1%
39969.06
1
<0.1%
39950.0
1
<0.1%
39925.0
1
<0.1%
39906.85
1
<0.1%
39900.0
7
<0.1%
39875.0
1
<0.1%
39850.0
1
<0.1%
total_rec_int
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.69
total_pymnt_inv
0.69
orig_projected_additional_accrued_interest
0.68
hardship_amount
0.66
loan_amnt
0.59
funded_amnt
0.59
funded_amnt_inv
0.59
hardship_payoff_balance_amount
0.54
installment
0.53
total_rec_prncp
0.50
int_rate
0.42
hardship_last_payment_amount
0.40
settlement_amount
0.40
revol_util
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.50
sub_grade
0.46
grade
0.45
verification_status
0.23
purpose
0.14
disbursement_method
0.10
home_ownership
0.10
emp_length
0.09
loan_status
0.06
hardship_reason
0.06
hardship_status
0.06
hardship_start_date
0.06
hardship_end_date
0.06
hardship_loan_status
0.06
MOST FREQUENT VALUES
0.0
2,656
0.1%
1431.12
315
<0.1%
1784.23
309
<0.1%
1258.44
272
<0.1%
838.35
251
<0.1%
956.78
245
<0.1%
1955.4
245
<0.1%
1471.31
240
<0.1%
1977.77
230
<0.1%
2128.02
228
<0.1%
1510.13
224
<0.1%
2862.28
223
<0.1%
1257.53
219
<0.1%
1264.46
217
<0.1%
2528.96
212
<0.1%
SMALLEST VALUES
0.0
2,656
0.1%
0.01
28
<0.1%
0.06
1
<0.1%
0.07
2
<0.1%
0.12
1
<0.1%
0.18
1
<0.1%
0.19
1
<0.1%
0.2
2
<0.1%
0.25
1
<0.1%
0.27
3
<0.1%
0.29
2
<0.1%
0.32
2
<0.1%
0.33
2
<0.1%
0.34
2
<0.1%
0.35
1
<0.1%
LARGEST VALUES
28192.5
1
<0.1%
27948.99
1
<0.1%
27922.66
1
<0.1%
27884.8
1
<0.1%
27876.77
1
<0.1%
27862.51
1
<0.1%
27837.64
1
<0.1%
27760.91
1
<0.1%
27738.2
1
<0.1%
27707.61
1
<0.1%
27687.03
1
<0.1%
27686.39
1
<0.1%
27670.38
1
<0.1%
27663.62
2
<0.1%
27596.41
1
<0.1%
total_rec_late_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_dpd
0.28
orig_projected_additional_accrued_interest
0.20
hardship_amount
0.19
hardship_payoff_balance_amount
0.18
hardship_last_payment_amount
0.18
total_rec_int
0.12
last_fico_range_high
-0.11
installment
0.09
sec_app_fico_range_low
-0.08
sec_app_fico_range_high
-0.08
last_fico_range_low
-0.08
settlement_percentage
0.08
funded_amnt
0.08
loan_amnt
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.18
hardship_loan_status
0.15
hardship_reason
0.14
hardship_start_date
0.13
hardship_end_date
0.13
payment_plan_start_date
0.13
hardship_status
0.13
settlement_date
0.08
sub_grade
0.08
debt_settlement_flag_date
0.08
grade
0.07
settlement_status
0.07
debt_settlement_flag
0.07
verification_status
0.04
MOST FREQUENT VALUES
0.0
2.2M
96.1%
15.0
18,145
0.8%
30.0
3,738
0.2%
45.0
1,296
<0.1%
60.0
536
<0.1%
75.0
253
<0.1%
90.0
137
<0.1%
16.61
133
<0.1%
16.37
118
<0.1%
15.94
111
<0.1%
16.49
102
<0.1%
17.09
101
<0.1%
17.58
91
<0.1%
18.07
89
<0.1%
16.78
88
<0.1%
SMALLEST VALUES
-9.5e-09
1
<0.1%
-5.1e-09
1
<0.1%
-3.9e-09
1
<0.1%
-2e-09
1
<0.1%
-1.8e-09
1
<0.1%
-7.000000000000001e-10
1
<0.1%
-5e-10
1
<0.1%
-2e-10
1
<0.1%
0.0
2.2M
96.1%
1e-10
9
<0.1%
2e-10
6
<0.1%
3e-10
7
<0.1%
4e-10
1
<0.1%
5e-10
3
<0.1%
6e-10
3
<0.1%
LARGEST VALUES
1484.34
1
<0.1%
1188.83
1
<0.1%
1098.360001362
1
<0.1%
1007.36
1
<0.1%
983.43
1
<0.1%
939.74
1
<0.1%
935.7000020477
1
<0.1%
929.8000024764
1
<0.1%
918.0
1
<0.1%
902.88
1
<0.1%
886.8000000764
1
<0.1%
886.24
1
<0.1%
874.17
1
<0.1%
864.04
1
<0.1%
845.0
1
<0.1%
recoveries
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
collection_recovery_fee
0.97
settlement_amount
0.52
last_fico_range_high
-0.29
last_fico_range_low
-0.24
hardship_amount
0.22
hardship_payoff_balance_amount
0.22
orig_projected_additional_accrued_interest
0.17
int_rate
0.15
settlement_term
-0.13
loan_amnt
0.13
funded_amnt
0.13
funded_amnt_inv
0.12
installment
0.12
total_rec_prncp
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.52
settlement_date
0.45
settlement_status
0.44
debt_settlement_flag_date
0.41
debt_settlement_flag
0.38
sub_grade
0.18
grade
0.17
term
0.11
verification_status
0.08
purpose
0.04
hardship_status
0.03
disbursement_method
0.03
addr_state
0.03
hardship_end_date
0.03
MOST FREQUENT VALUES
0.0
2.1M
91.8%
50.0
779
<0.1%
100.0
638
<0.1%
150.0
594
<0.1%
200.0
563
<0.1%
300.0
415
<0.1%
75.0
322
<0.1%
250.0
289
<0.1%
25.0
246
<0.1%
125.0
236
<0.1%
600.0
196
<0.1%
400.0
188
<0.1%
500.0
188
<0.1%
175.0
160
<0.1%
225.0
160
<0.1%
SMALLEST VALUES
0.0
2.1M
91.8%
0.01
15
<0.1%
0.02
16
<0.1%
0.03
25
<0.1%
0.04
39
<0.1%
0.05
20
<0.1%
0.06
58
<0.1%
0.07
17
<0.1%
0.08
49
<0.1%
0.09
37
<0.1%
0.1
44
<0.1%
0.11
14
<0.1%
0.12
73
<0.1%
0.13
15
<0.1%
0.14
35
<0.1%
LARGEST VALUES
39859.55
1
<0.1%
39444.37
1
<0.1%
37153.46
1
<0.1%
36578.54
1
<0.1%
35581.88
1
<0.1%
34740.4
1
<0.1%
34294.1
1
<0.1%
33666.34
1
<0.1%
33522.14
1
<0.1%
33457.46
1
<0.1%
33407.16
1
<0.1%
33122.07
1
<0.1%
32539.42
1
<0.1%
32321.34
1
<0.1%
31584.0
1
<0.1%
collection_recovery_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
recoveries
0.97
settlement_amount
0.52
last_fico_range_high
-0.27
last_fico_range_low
-0.23
hardship_amount
0.21
hardship_payoff_balance_amount
0.21
orig_projected_additional_accrued_interest
0.16
int_rate
0.14
settlement_term
-0.13
funded_amnt
0.12
loan_amnt
0.12
funded_amnt_inv
0.12
installment
0.12
total_rec_prncp
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.50
settlement_date
0.46
settlement_status
0.45
debt_settlement_flag_date
0.43
debt_settlement_flag
0.39
sub_grade
0.17
grade
0.16
term
0.10
verification_status
0.07
purpose
0.04
hardship_status
0.03
hardship_end_date
0.03
hardship_start_date
0.03
addr_state
0.03
MOST FREQUENT VALUES
0.0
2.1M
92.2%
9.0
637
<0.1%
18.0
486
<0.1%
27.0
455
<0.1%
36.0
428
<0.1%
54.0
318
<0.1%
13.5
236
<0.1%
45.0
234
<0.1%
4.5
174
<0.1%
22.5
171
<0.1%
108.0
152
<0.1%
72.0
147
<0.1%
90.0
139
<0.1%
40.5
120
<0.1%
63.0
108
<0.1%
SMALLEST VALUES
0.0
2.1M
92.2%
0.0018
1
<0.1%
0.018
1
<0.1%
0.036
1
<0.1%
0.0378
1
<0.1%
0.0449999999
1
<0.1%
0.063
1
<0.1%
0.0710999972
1
<0.1%
0.0745000012
1
<0.1%
0.0884999988
1
<0.1%
0.1181
1
<0.1%
0.1347999947
1
<0.1%
0.1393000003999999
1
<0.1%
0.14
1
<0.1%
0.16
1
<0.1%
LARGEST VALUES
7174.719
1
<0.1%
7002.19
1
<0.1%
6972.59
1
<0.1%
6687.6228
1
<0.1%
6584.1372
1
<0.1%
6543.04
1
<0.1%
6404.7384
1
<0.1%
6124.9380000089
1
<0.1%
6059.94120001
1
<0.1%
6022.3410000046
1
<0.1%
6013.2888000002
1
<0.1%
5970.888000000001
1
<0.1%
5961.9726
1
<0.1%
5887.8630000005005
1
<0.1%
5774.8
1
<0.1%
last_pymnt_d
MISSING:
2,427
(<1%)
853,003
38%
-
-
Mar-2019
97,074
4%
-
-
Feb-2019
39,615
2%
-
-
Aug-2018
38,483
2%
-
-
Jan-2019
38,269
2%
-
-
Mar-2018
37,133
2%
-
-
Oct-2018
36,498
2%
-
-
Jul-2018
35,296
2%
-
-
Nov-2018
35,168
2%
-
-
Jun-2018
33,456
1%
-
-
May-2018
33,166
1%
-
-
Jan-2018
32,946
1%
-
-
Dec-2018
32,795
1%
-
-
Mar-2017
32,133
1%
-
-
Oct-2017
32,052
1%
-
-
Aug-2017
31,826
1%
-
-
Apr-2018
31,354
1%
-
-
Nov-2017
31,341
1%
-
-
Sep-2018
31,178
1%
-
-
Feb-2018
30,244
1%
-
-
Jul-2017
29,757
1%
-
-
Jun-2017
28,535
1%
-
-
May-2017
26,750
1%
-
-
Sep-2017
26,619
1%
-
-
Dec-2017
25,822
1%
-
-
Apr-2017
25,053
1%
-
-
Jan-2017
24,362
1%
-
-
Feb-2017
23,822
1%
-
-
Dec-2016
22,937
1%
-
-
Oct-2016
22,764
1%
-
-
Nov-2016
22,282
<1%
-
-
Sep-2016
22,237
<1%
-
-
Aug-2016
21,684
<1%
-
-
Jul-2016
20,605
<1%
-
-
Mar-2016
20,371
<1%
-
-
Jun-2016
18,183
<1%
-
-
May-2016
17,428
<1%
-
-
Apr-2016
17,240
<1%
-
-
Feb-2016
15,753
<1%
-
-
Oct-2015
15,634
<1%
-
-
Dec-2015
15,339
<1%
-
-
Jan-2016
14,486
<1%
-
-
Jul-2015
13,745
<1%
-
-
Sep-2015
13,391
<1%
-
-
Nov-2015
13,018
<1%
-
-
Aug-2015
11,985
<1%
-
-
Jun-2015
11,108
<1%
-
-
Apr-2015
11,070
<1%
-
-
May-2015
10,763
<1%
-
-
Mar-2015
8,849
<1%
-
-
Feb-2015
8,658
<1%
-
-
Jan-2015
7,679
<1%
-
-
Oct-2014
7,255
<1%
-
-
Dec-2014
6,316
<1%
-
-
Sep-2014
6,315
<1%
-
-
Jul-2014
6,308
<1%
-
-
Aug-2014
6,208
<1%
-
-
Nov-2014
5,621
<1%
-
-
Jun-2014
4,722
<1%
-
-
May-2014
4,572
<1%
-
-
Mar-2014
59,965
3%
-
-
(Other)
last_pymnt_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.67
total_pymnt_inv
0.58
total_pymnt
0.58
funded_amnt
0.32
loan_amnt
0.32
funded_amnt_inv
0.32
settlement_amount
0.31
installment
0.31
out_prncp
-0.27
out_prncp_inv
-0.27
hardship_payoff_balance_amount
0.20
orig_projected_additional_accrued_interest
0.18
hardship_amount
0.16
tot_hi_cred_lim
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.51
term
0.14
home_ownership
0.11
sub_grade
0.10
verification_status
0.10
grade
0.10
purpose
0.08
emp_length
0.07
disbursement_method
0.07
debt_settlement_flag_date
0.06
settlement_date
0.06
settlement_status
0.06
debt_settlement_flag
0.06
addr_state
0.05
MOST FREQUENT VALUES
50.0
3,414
0.2%
0.0
2,893
0.1%
100.0
2,082
<0.1%
332.1
1,809
<0.1%
301.15
1,790
<0.1%
361.38
1,709
<0.1%
309.74
1,524
<0.1%
320.05
1,453
<0.1%
324.65
1,451
<0.1%
304.72
1,387
<0.1%
326.97
1,369
<0.1%
329.72
1,340
<0.1%
335.12
1,292
<0.1%
313.23
1,289
<0.1%
200.0
1,286
<0.1%
SMALLEST VALUES
0.0
2,893
0.1%
0.01
296
<0.1%
0.02
97
<0.1%
0.03
83
<0.1%
0.04
79
<0.1%
0.05
70
<0.1%
0.06
74
<0.1%
0.07
68
<0.1%
0.08
76
<0.1%
0.09
69
<0.1%
0.1
84
<0.1%
0.11
84
<0.1%
0.12
80
<0.1%
0.13
94
<0.1%
0.14
83
<0.1%
LARGEST VALUES
42192.05
1
<0.1%
42148.53
1
<0.1%
42005.2
1
<0.1%
41453.07
1
<0.1%
41434.0
1
<0.1%
41418.34
1
<0.1%
41399.44
1
<0.1%
41353.67
1
<0.1%
41301.78
1
<0.1%
41290.09
1
<0.1%
41253.54
1
<0.1%
41249.67
1
<0.1%
41222.53
1
<0.1%
41212.18
1
<0.1%
41130.99
1
<0.1%
next_pymnt_d
MISSING:
1,345,310
(60%)
912,221
>99%
-
-
Apr-2019
277
<1%
-
-
Mar-2019
107
<1%
-
-
Mar-2011
105
<1%
-
-
May-2019
101
<1%
-
-
Apr-2011
91
<1%
-
-
Feb-2011
79
<1%
-
-
Jan-2011
77
<1%
-
-
May-2011
71
<1%
-
-
Dec-2010
66
<1%
-
-
Jun-2011
63
<1%
-
-
Sep-2011
57
<1%
-
-
Aug-2011
55
<1%
-
-
Nov-2010
54
<1%
-
-
Aug-2010
53
<1%
-
-
Sep-2010
53
<1%
-
-
Oct-2009
53
<1%
-
-
Jul-2011
53
<1%
-
-
Dec-2009
52
<1%
-
-
Nov-2009
51
<1%
-
-
Dec-2008
49
<1%
-
-
Apr-2012
49
<1%
-
-
Jul-2010
49
<1%
-
-
Mar-2010
48
<1%
-
-
Oct-2010
48
<1%
-
-
Mar-2012
48
<1%
-
-
May-2012
47
<1%
-
-
Oct-2011
47
<1%
-
-
Oct-2012
45
<1%
-
-
Jan-2012
43
<1%
-
-
Apr-2013
43
<1%
-
-
Dec-2011
42
<1%
-
-
Feb-2013
42
<1%
-
-
May-2013
40
<1%
-
-
Mar-2013
40
<1%
-
-
Jun-2012
36
<1%
-
-
Nov-2011
36
<1%
-
-
Dec-2012
35
<1%
-
-
Nov-2012
34
<1%
-
-
Jul-2012
34
<1%
-
-
Oct-2013
33
<1%
-
-
Sep-2012
32
<1%
-
-
Jun-2013
32
<1%
-
-
Aug-2009
31
<1%
-
-
Aug-2012
31
<1%
-
-
Apr-2010
29
<1%
-
-
Feb-2010
29
<1%
-
-
May-2010
29
<1%
-
-
Jan-2013
27
<1%
-
-
Jun-2010
26
<1%
-
-
Nov-2013
26
<1%
-
-
Feb-2012
25
<1%
-
-
Dec-2013
24
<1%
-
-
May-2009
22
<1%
-
-
Aug-2013
21
<1%
-
-
Sep-2009
20
<1%
-
-
Jun-2009
20
<1%
-
-
Jan-2010
19
<1%
-
-
Jul-2013
18
<1%
-
-
Sep-2013
18
<1%
-
-
Jan-2014
252
<1%
-
-
(Other)
last_credit_pull_d
MISSING:
72
(<1%)
1.4M
61%
-
-
Mar-2019
76,956
3%
-
-
Feb-2019
63,283
3%
-
-
Jan-2019
54,113
2%
-
-
Jul-2018
50,983
2%
-
-
Oct-2016
47,357
2%
-
-
Oct-2018
45,199
2%
-
-
Dec-2018
43,656
2%
-
-
Aug-2018
43,632
2%
-
-
Nov-2018
33,614
1%
-
-
Sep-2018
26,330
1%
-
-
Feb-2017
25,395
1%
-
-
May-2018
24,258
1%
-
-
Apr-2018
23,988
1%
-
-
Mar-2018
21,697
<1%
-
-
Jan-2018
21,670
<1%
-
-
Oct-2017
21,287
<1%
-
-
Feb-2018
18,654
<1%
-
-
Nov-2017
17,178
<1%
-
-
Sep-2017
16,908
<1%
-
-
Dec-2017
16,577
<1%
-
-
Aug-2017
15,759
<1%
-
-
Jun-2017
14,957
<1%
-
-
Jul-2017
13,160
<1%
-
-
Mar-2017
12,276
<1%
-
-
Apr-2017
10,911
<1%
-
-
Jan-2017
10,350
<1%
-
-
May-2017
9,295
<1%
-
-
Jun-2018
9,006
<1%
-
-
Dec-2016
7,602
<1%
-
-
Nov-2016
5,090
<1%
-
-
Jul-2016
5,046
<1%
-
-
Apr-2016
4,855
<1%
-
-
Aug-2016
4,819
<1%
-
-
Mar-2016
4,452
<1%
-
-
Feb-2016
4,059
<1%
-
-
Jun-2016
3,732
<1%
-
-
May-2016
3,437
<1%
-
-
Jan-2016
3,306
<1%
-
-
Dec-2015
3,010
<1%
-
-
Sep-2015
3,004
<1%
-
-
Oct-2015
2,811
<1%
-
-
Nov-2015
2,739
<1%
-
-
Jul-2015
2,436
<1%
-
-
Aug-2015
2,399
<1%
-
-
Jun-2015
2,264
<1%
-
-
Apr-2015
2,197
<1%
-
-
Sep-2016
2,063
<1%
-
-
Mar-2015
1,991
<1%
-
-
May-2015
1,931
<1%
-
-
Jan-2015
1,854
<1%
-
-
Feb-2015
1,401
<1%
-
-
Dec-2014
1,378
<1%
-
-
Oct-2014
1,276
<1%
-
-
Jul-2014
1,231
<1%
-
-
Sep-2014
1,205
<1%
-
-
Nov-2014
1,184
<1%
-
-
Aug-2014
1,021
<1%
-
-
May-2014
986
<1%
-
-
Mar-2014
978
<1%
-
-
Apr-2014
15,009
<1%
-
-
(Other)
last_fico_range_high
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_low
0.85
fico_range_low
0.40
fico_range_high
0.40
int_rate
-0.35
sec_app_fico_range_high
0.35
sec_app_fico_range_low
0.35
recoveries
-0.29
collection_recovery_fee
-0.27
bc_open_to_buy
0.26
hardship_dpd
-0.24
total_bc_limit
0.23
all_util
-0.23
bc_util
-0.21
total_rec_prncp
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.62
sub_grade
0.39
grade
0.37
settlement_date
0.17
debt_settlement_flag_date
0.17
settlement_status
0.17
debt_settlement_flag
0.17
verification_status
0.13
home_ownership
0.10
initial_list_status
0.09
purpose
0.08
disbursement_method
0.08
hardship_status
0.07
hardship_start_date
0.07
MOST FREQUENT VALUES
694.0
83,697
3.7%
699.0
82,915
3.7%
709.0
82,358
3.6%
704.0
82,319
3.6%
714.0
79,410
3.5%
684.0
77,821
3.4%
719.0
77,448
3.4%
689.0
76,599
3.4%
724.0
75,229
3.3%
679.0
68,535
3.0%
674.0
66,323
2.9%
729.0
66,206
2.9%
734.0
65,639
2.9%
669.0
57,618
2.5%
739.0
55,656
2.5%
SMALLEST VALUES
0.0
235
<0.1%
499.0
37,091
1.6%
504.0
8,133
0.4%
509.0
8,836
0.4%
514.0
10,139
0.4%
519.0
10,295
0.5%
524.0
11,886
0.5%
529.0
11,799
0.5%
534.0
13,155
0.6%
539.0
13,659
0.6%
544.0
15,276
0.7%
549.0
14,659
0.6%
554.0
15,941
0.7%
559.0
15,084
0.7%
564.0
16,238
0.7%
LARGEST VALUES
850.0
380
<0.1%
844.0
874
<0.1%
839.0
1,708
<0.1%
834.0
3,459
0.2%
829.0
5,614
0.2%
824.0
7,263
0.3%
819.0
10,717
0.5%
814.0
12,853
0.6%
809.0
16,287
0.7%
804.0
18,834
0.8%
799.0
20,030
0.9%
794.0
23,981
1.1%
789.0
24,483
1.1%
784.0
28,109
1.2%
779.0
30,675
1.4%
last_fico_range_low
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_high
0.85
sec_app_fico_range_high
0.29
sec_app_fico_range_low
0.29
fico_range_low
0.29
fico_range_high
0.29
int_rate
-0.27
recoveries
-0.24
collection_recovery_fee
-0.23
bc_open_to_buy
0.20
total_bc_limit
0.18
total_rec_prncp
0.18
all_util
-0.16
sec_app_revol_util
-0.15
out_prncp
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.57
sub_grade
0.30
grade
0.29
settlement_status
0.13
debt_settlement_flag_date
0.13
settlement_date
0.13
debt_settlement_flag
0.12
verification_status
0.10
home_ownership
0.09
initial_list_status
0.08
purpose
0.06
disbursement_method
0.06
hardship_status
0.06
hardship_start_date
0.06
MOST FREQUENT VALUES
690.0
83,697
3.7%
695.0
82,915
3.7%
705.0
82,358
3.6%
700.0
82,319
3.6%
710.0
79,410
3.5%
680.0
77,821
3.4%
715.0
77,448
3.4%
685.0
76,599
3.4%
720.0
75,229
3.3%
675.0
68,535
3.0%
670.0
66,323
2.9%
725.0
66,206
2.9%
730.0
65,639
2.9%
665.0
57,618
2.5%
735.0
55,656
2.5%
SMALLEST VALUES
0.0
37,326
1.7%
500.0
8,133
0.4%
505.0
8,836
0.4%
510.0
10,139
0.4%
515.0
10,295
0.5%
520.0
11,886
0.5%
525.0
11,799
0.5%
530.0
13,155
0.6%
535.0
13,659
0.6%
540.0
15,276
0.7%
545.0
14,659
0.6%
550.0
15,941
0.7%
555.0
15,084
0.7%
560.0
16,238
0.7%
565.0
15,428
0.7%
LARGEST VALUES
845.0
380
<0.1%
840.0
874
<0.1%
835.0
1,708
<0.1%
830.0
3,459
0.2%
825.0
5,614
0.2%
820.0
7,263
0.3%
815.0
10,717
0.5%
810.0
12,853
0.6%
805.0
16,287
0.7%
800.0
18,834
0.8%
795.0
20,030
0.9%
790.0
23,981
1.1%
785.0
24,483
1.1%
780.0
28,109
1.2%
775.0
30,675
1.4%
collections_12_mths_ex_med
MISSING:
145
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_major_derog
-0.14
num_tl_90g_dpd_24m
0.11
fico_range_low
-0.07
fico_range_high
-0.07
delinq_2yrs
0.07
num_accts_ever_120_pd
0.05
pct_tl_nvr_dlq
-0.05
sec_app_fico_range_low
-0.05
sec_app_fico_range_high
-0.05
chargeoff_within_12_mths
0.04
sec_app_collections_12_mths_ex_med
0.04
mths_since_last_delinq
-0.04
max_bal_bc
-0.04
revol_bal_joint
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
0.06
sub_grade
0.03
grade
0.03
addr_state
0.03
loan_status
0.02
verification_status
0.01
purpose
0.01
application_type
0.01
verification_status_joint
0.01
term
0.01
initial_list_status
0.01
home_ownership
0.01
emp_length
0.01
hardship_start_date
0.01
MOST FREQUENT VALUES
0.0
2.2M
98.3%
1.0
34,684
1.5%
2.0
2,313
0.1%
3.0
271
<0.1%
4.0
93
<0.1%
5.0
36
<0.1%
6.0
17
<0.1%
7.0
7
<0.1%
8.0
4
<0.1%
9.0
4
<0.1%
10.0
2
<0.1%
20.0
2
<0.1%
12.0
2
<0.1%
14.0
1
<0.1%
11.0
1
<0.1%
SMALLEST VALUES
0.0
2.2M
98.3%
1.0
34,684
1.5%
2.0
2,313
0.1%
3.0
271
<0.1%
4.0
93
<0.1%
5.0
36
<0.1%
6.0
17
<0.1%
7.0
7
<0.1%
8.0
4
<0.1%
9.0
4
<0.1%
10.0
2
<0.1%
11.0
1
<0.1%
12.0
2
<0.1%
14.0
1
<0.1%
16.0
1
<0.1%
LARGEST VALUES
20.0
2
<0.1%
16.0
1
<0.1%
14.0
1
<0.1%
12.0
2
<0.1%
11.0
1
<0.1%
10.0
2
<0.1%
9.0
4
<0.1%
8.0
4
<0.1%
7.0
7
<0.1%
6.0
17
<0.1%
5.0
36
<0.1%
4.0
93
<0.1%
3.0
271
<0.1%
2.0
2,313
0.1%
1.0
34,684
1.5%
mths_since_last_major_derog
MISSING:
1,679,893
(74%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_delinq
0.71
mths_since_recent_bc_dlq
0.59
mths_since_recent_revol_delinq
0.57
sec_app_mths_since_last_major_derog
0.52
num_tl_90g_dpd_24m
-0.47
delinq_2yrs
-0.44
chargeoff_within_12_mths
-0.20
pct_tl_nvr_dlq
0.14
collections_12_mths_ex_med
-0.14
acc_open_past_24mths
0.12
sec_app_fico_range_low
0.11
sec_app_fico_range_high
0.11
fico_range_low
0.09
fico_range_high
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.09
grade
0.09
purpose
0.05
addr_state
0.04
emp_length
0.04
loan_status
0.03
verification_status
0.03
application_type
0.02
disbursement_method
0.02
verification_status_joint
0.02
initial_list_status
0.02
settlement_date
0.01
debt_settlement_flag_date
0.01
term
0.01
MOST FREQUENT VALUES
45.0
9,181
1.6%
43.0
9,126
1.6%
42.0
9,096
1.6%
44.0
9,082
1.6%
46.0
9,042
1.6%
48.0
8,978
1.5%
40.0
8,962
1.5%
41.0
8,881
1.5%
47.0
8,866
1.5%
38.0
8,864
1.5%
39.0
8,753
1.5%
37.0
8,654
1.5%
49.0
8,636
1.5%
36.0
8,613
1.5%
35.0
8,321
1.4%
SMALLEST VALUES
0.0
375
<0.1%
1.0
1,338
0.2%
2.0
1,575
0.3%
3.0
1,968
0.3%
4.0
2,632
0.5%
5.0
3,273
0.6%
6.0
4,066
0.7%
7.0
4,304
0.7%
8.0
4,396
0.8%
9.0
4,777
0.8%
10.0
4,834
0.8%
11.0
4,767
0.8%
12.0
5,692
1.0%
13.0
6,099
1.1%
14.0
6,261
1.1%
LARGEST VALUES
226.0
1
<0.1%
202.0
1
<0.1%
197.0
1
<0.1%
195.0
1
<0.1%
192.0
1
<0.1%
190.0
1
<0.1%
188.0
2
<0.1%
183.0
2
<0.1%
180.0
1
<0.1%
179.0
1
<0.1%
178.0
1
<0.1%
177.0
2
<0.1%
176.0
2
<0.1%
175.0
2
<0.1%
171.0
2
<0.1%
application_type
MISSING:
---
TOP CATEGORIES
Individual
2.1M
95%
Joint App
120,710
5%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type
PROVIDES INFORMATION ON...
verification_status_joint
0.76
sec_app_inq_last_6mths
0.52
loan_status
0.02
initial_list_status
0.01
pymnt_plan
0.01
hardship_flag
0.01
term
0.00
home_ownership
0.00
settlement_status
0.00
debt_settlement_flag
0.00
settlement_date
0.00
emp_length
0.00
debt_settlement_flag_date
0.00
num_tl_120dpd_2m
0.00

THESE FEATURES
GIVE INFORMATION
ON application_type:
verification_status_joint
0.93
sec_app_inq_last_6mths
0.28
loan_status
0.08
emp_length
0.03
initial_list_status
0.02
home_ownership
0.02
term
0.01
verification_status
0.01
addr_state
0.01
purpose
0.00
sub_grade
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.94
sec_app_fico_range_low
0.94
dti_joint
0.92
sec_app_revol_util
0.85
annual_inc_joint
0.85
sec_app_open_acc
0.81
sec_app_num_rev_accts
0.78
revol_bal_joint
0.72
sec_app_open_act_il
0.63
sec_app_mort_acc
0.61
sec_app_mths_since_last_major_derog
0.45
out_prncp
0.25
out_prncp_inv
0.25
dti
0.21
annual_inc_joint
MISSING:
2,139,958
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.78
revol_bal_joint
0.47
tot_hi_cred_lim
0.47
tot_cur_bal
0.44
hardship_payoff_balance_amount
0.38
settlement_amount
0.36
total_bal_ex_mort
0.35
total_rev_hi_lim
0.31
funded_amnt_inv
0.31
funded_amnt
0.31
loan_amnt
0.31
revol_bal
0.31
total_bc_limit
0.30
avg_cur_bal
0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.85
verification_status_joint
0.83
sec_app_inq_last_6mths
0.51
loan_status
0.16
home_ownership
0.09
emp_length
0.09
initial_list_status
0.08
term
0.06
verification_status
0.04
addr_state
0.03
sub_grade
0.03
purpose
0.03
settlement_date
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
100000.0
2,150
1.8%
120000.0
2,057
1.7%
110000.0
2,053
1.7%
90000.0
1,874
1.6%
130000.0
1,788
1.5%
80000.0
1,650
1.4%
105000.0
1,550
1.3%
140000.0
1,529
1.3%
150000.0
1,460
1.2%
115000.0
1,460
1.2%
95000.0
1,435
1.2%
125000.0
1,417
1.2%
85000.0
1,366
1.1%
70000.0
1,253
1.0%
135000.0
1,219
1.0%
SMALLEST VALUES
5693.51
1
<0.1%
9000.0
1
<0.1%
11000.0
1
<0.1%
12500.0
1
<0.1%
13464.0
1
<0.1%
13470.0
1
<0.1%
13740.0
1
<0.1%
15000.0
1
<0.1%
15400.0
1
<0.1%
15520.0
1
<0.1%
15801.0
1
<0.1%
15850.0
1
<0.1%
16316.0
1
<0.1%
16404.0
1
<0.1%
16440.0
1
<0.1%
LARGEST VALUES
7874821.0
1
<0.1%
6282000.0
1
<0.1%
5653500.0
1
<0.1%
4200000.0
1
<0.1%
2000000.0
1
<0.1%
1950000.0
1
<0.1%
1837000.0
1
<0.1%
1750000.0
1
<0.1%
1600000.0
1
<0.1%
1500000.0
2
<0.1%
1350000.0
1
<0.1%
1300000.0
1
<0.1%
1210000.0
1
<0.1%
1200000.0
1
<0.1%
1187000.0
1
<0.1%
dti_joint
MISSING:
2,139,962
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
0.38
total_il_high_credit_limit
0.33
sec_app_open_acc
0.32
total_bal_ex_mort
0.31
total_bal_il
0.28
num_sats
0.26
open_acc
0.26
sec_app_open_act_il
0.24
dti
0.24
num_rev_tl_bal_gt_0
0.24
num_actv_rev_tl
0.24
open_il_24m
0.23
num_il_tl
0.23
open_act_il
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.92
verification_status_joint
0.91
sec_app_inq_last_6mths
0.56
loan_status
0.17
emp_length
0.11
initial_list_status
0.08
home_ownership
0.08
term
0.07
verification_status
0.06
addr_state
0.06
sub_grade
0.04
grade
0.03
purpose
0.03
settlement_date
0.02
MOST FREQUENT VALUES
17.32
80
<0.1%
22.39
77
<0.1%
18.1
77
<0.1%
19.89
77
<0.1%
17.96
76
<0.1%
13.98
76
<0.1%
18.96
76
<0.1%
16.97
75
<0.1%
17.02
75
<0.1%
20.45
75
<0.1%
14.91
74
<0.1%
15.6
74
<0.1%
20.07
74
<0.1%
13.24
74
<0.1%
16.67
74
<0.1%
SMALLEST VALUES
0.0
18
<0.1%
0.03
1
<0.1%
0.11
1
<0.1%
0.12
1
<0.1%
0.13
2
<0.1%
0.17
1
<0.1%
0.18
1
<0.1%
0.19
1
<0.1%
0.21
2
<0.1%
0.23
1
<0.1%
0.27
4
<0.1%
0.28
2
<0.1%
0.29
1
<0.1%
0.3
2
<0.1%
0.32
4
<0.1%
LARGEST VALUES
69.49
1
<0.1%
63.66
1
<0.1%
61.9
1
<0.1%
61.28
1
<0.1%
55.52
1
<0.1%
54.19
1
<0.1%
50.75
1
<0.1%
49.45
1
<0.1%
48.58
1
<0.1%
46.86
1
<0.1%
46.84
1
<0.1%
46.83
1
<0.1%
46.52
1
<0.1%
46.47
1
<0.1%
46.4
1
<0.1%
verification_status_joint
MISSING:
2,144,938
(95%)
TOP CATEGORIES
Not Verified
57,403
50%
Source Verified
34,827
30%
Verified
23,500
20%
ALL
115,730
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status_joint
PROVIDES INFORMATION ON...
application_type
0.93
sec_app_inq_last_6mths
0.48
verification_status
0.03
loan_status
0.02
disbursement_method
0.01
initial_list_status
0.01
pymnt_plan
0.01
hardship_flag
0.01
term
0.00
home_ownership
0.00
settlement_status
0.00
debt_settlement_flag
0.00
settlement_date
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status_joint:
application_type
0.76
sec_app_inq_last_6mths
0.22
verification_status
0.12
loan_status
0.06
emp_length
0.02
initial_list_status
0.02
home_ownership
0.01
term
0.01
disbursement_method
0.01
addr_state
0.00
sub_grade
0.00
purpose
0.00
grade
0.00
settlement_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.92
sec_app_fico_range_low
0.92
dti_joint
0.91
sec_app_revol_util
0.84
annual_inc_joint
0.83
sec_app_open_acc
0.80
sec_app_num_rev_accts
0.77
revol_bal_joint
0.70
sec_app_open_act_il
0.62
sec_app_mort_acc
0.59
sec_app_mths_since_last_major_derog
0.44
out_prncp
0.24
out_prncp_inv
0.24
dti
0.22
acc_now_delinq
MISSING:
29
(<1%)
TOP CATEGORIES
0.0
2.3M
>99%
1.0
8,293
<1%
2.0
421
<1%
3.0
50
<1%
4.0
11
<1%
5.0
3
<1%
6.0
2
<1%
14.0
1
<1%
7.0
1
<1%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
num_tl_30dpd
0.86
num_tl_120dpd_2m
0.67
disbursement_method
0.00
sec_app_inq_last_6mths
0.00
settlement_date
0.00
application_type
0.00
debt_settlement_flag_date
0.00
verification_status_joint
0.00
grade
0.00
hardship_end_date
0.00
verification_status
0.00
payment_plan_start_date
0.00
loan_status
0.00
home_ownership
0.00

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
num_tl_30dpd
0.61
num_tl_120dpd_2m
0.12
sub_grade
0.01
grade
0.01
verification_status
0.01
loan_status
0.01
home_ownership
0.00
addr_state
0.00
disbursement_method
0.00
emp_length
0.00
verification_status_joint
0.00
purpose
0.00
application_type
0.00
settlement_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
delinq_amnt
0.18
delinq_2yrs
0.12
collections_12_mths_ex_med
0.06
num_tl_90g_dpd_24m
0.06
chargeoff_within_12_mths
0.05
mths_since_last_delinq
0.04
fico_range_low
0.04
fico_range_high
0.04
mo_sin_old_rev_tl_op
0.03
num_rev_accts
0.03
total_acc
0.03
tot_hi_cred_lim
0.03
num_accts_ever_120_pd
0.03
mort_acc
0.03
tot_coll_amt
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_low
-0.05
sec_app_fico_range_high
-0.05
mths_since_last_record
-0.04
revol_bal_joint
-0.04
num_accts_ever_120_pd
0.03
sec_app_collections_12_mths_ex_med
0.02
hardship_dpd
-0.02
fico_range_low
-0.02
fico_range_high
-0.02
sec_app_mort_acc
-0.02
collections_12_mths_ex_med
0.02
hardship_payoff_balance_amount
-0.02
settlement_amount
-0.02
pct_tl_nvr_dlq
-0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.01
sub_grade
0.01
grade
0.01
purpose
0.01
emp_length
0.00
term
0.00
initial_list_status
0.00
loan_status
0.00
verification_status
0.00
disbursement_method
0.00
home_ownership
0.00
application_type
0.00
verification_status_joint
0.00
sec_app_inq_last_6mths
0.00
MOST FREQUENT VALUES
0.0
1.9M
84.7%
50.0
3,924
0.2%
100.0
3,250
0.1%
75.0
2,489
0.1%
200.0
1,911
<0.1%
150.0
1,904
<0.1%
60.0
1,791
<0.1%
70.0
1,457
<0.1%
80.0
1,411
<0.1%
55.0
1,247
<0.1%
65.0
1,239
<0.1%
250.0
1,213
<0.1%
90.0
1,208
<0.1%
85.0
1,081
<0.1%
125.0
1,077
<0.1%
SMALLEST VALUES
0.0
1.9M
84.7%
2.0
5
<0.1%
3.0
2
<0.1%
4.0
1
<0.1%
5.0
2
<0.1%
6.0
3
<0.1%
7.0
5
<0.1%
8.0
6
<0.1%
9.0
4
<0.1%
10.0
22
<0.1%
11.0
2
<0.1%
12.0
6
<0.1%
13.0
6
<0.1%
14.0
7
<0.1%
15.0
16
<0.1%
LARGEST VALUES
9152545.0
1
<0.1%
6214661.0
1
<0.1%
5252395.0
1
<0.1%
932461.0
1
<0.1%
848438.0
1
<0.1%
496651.0
1
<0.1%
380757.0
1
<0.1%
309838.0
1
<0.1%
296368.0
1
<0.1%
262740.0
2
<0.1%
227157.0
1
<0.1%
224107.0
1
<0.1%
215902.0
1
<0.1%
208593.0
1
<0.1%
199433.0
1
<0.1%
tot_cur_bal
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.98
avg_cur_bal
0.83
mort_acc
0.54
total_bal_ex_mort
0.53
revol_bal
0.44
annual_inc_joint
0.44
total_il_high_credit_limit
0.43
sec_app_mort_acc
0.42
total_bal_il
0.40
total_rev_hi_lim
0.40
revol_bal_joint
0.39
max_bal_bc
0.34
total_acc
0.32
total_bc_limit
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.49
emp_length
0.13
purpose
0.11
term
0.11
sub_grade
0.11
addr_state
0.11
grade
0.09
initial_list_status
0.08
loan_status
0.07
application_type
0.06
verification_status_joint
0.06
verification_status
0.06
sec_app_inq_last_6mths
0.03
acc_now_delinq
0.02
MOST FREQUENT VALUES
0.0
959
<0.1%
14186.0
41
<0.1%
20275.0
39
<0.1%
23772.0
39
<0.1%
23607.0
38
<0.1%
22831.0
38
<0.1%
19923.0
38
<0.1%
20317.0
38
<0.1%
20157.0
38
<0.1%
23442.0
38
<0.1%
25197.0
38
<0.1%
20675.0
37
<0.1%
16000.0
37
<0.1%
23915.0
37
<0.1%
20084.0
37
<0.1%
SMALLEST VALUES
0.0
959
<0.1%
1.0
13
<0.1%
2.0
15
<0.1%
3.0
19
<0.1%
4.0
12
<0.1%
5.0
16
<0.1%
6.0
14
<0.1%
7.0
7
<0.1%
8.0
17
<0.1%
9.0
17
<0.1%
10.0
14
<0.1%
11.0
18
<0.1%
12.0
13
<0.1%
13.0
9
<0.1%
14.0
16
<0.1%
LARGEST VALUES
9971659.0
1
<0.1%
8524709.0
1
<0.1%
8000078.0
1
<0.1%
5752177.0
1
<0.1%
5445012.0
1
<0.1%
5327039.0
1
<0.1%
5172185.0
1
<0.1%
4772549.0
1
<0.1%
4535114.0
1
<0.1%
4447397.0
1
<0.1%
4404194.0
1
<0.1%
4348538.0
1
<0.1%
4170862.0
1
<0.1%
4151547.0
1
<0.1%
4127799.0
1
<0.1%
open_acc_6m
MISSING:
866,130
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.73
open_rv_12m
0.62
acc_open_past_24mths
0.56
open_rv_24m
0.48
mo_sin_rcnt_tl
-0.48
inq_last_6mths
0.43
open_il_12m
0.38
mo_sin_rcnt_rev_tl_op
-0.36
inq_last_12m
0.32
mths_since_recent_inq
-0.31
open_il_24m
0.30
open_acc
0.28
num_sats
0.28
num_op_rev_tl
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.20
initial_list_status
0.14
sub_grade
0.07
sec_app_inq_last_6mths
0.06
application_type
0.06
grade
0.06
verification_status_joint
0.06
disbursement_method
0.06
purpose
0.05
home_ownership
0.05
addr_state
0.05
settlement_date
0.03
debt_settlement_flag_date
0.03
emp_length
0.03
MOST FREQUENT VALUES
0.0
627,966
45.0%
1.0
434,092
31.1%
2.0
204,167
14.6%
3.0
81,147
5.8%
4.0
29,906
2.1%
5.0
10,643
0.8%
6.0
3,956
0.3%
7.0
1,556
0.1%
8.0
625
<0.1%
9.0
259
<0.1%
10.0
115
<0.1%
11.0
54
<0.1%
12.0
29
<0.1%
14.0
9
<0.1%
13.0
8
<0.1%
SMALLEST VALUES
0.0
627,966
45.0%
1.0
434,092
31.1%
2.0
204,167
14.6%
3.0
81,147
5.8%
4.0
29,906
2.1%
5.0
10,643
0.8%
6.0
3,956
0.3%
7.0
1,556
0.1%
8.0
625
<0.1%
9.0
259
<0.1%
10.0
115
<0.1%
11.0
54
<0.1%
12.0
29
<0.1%
13.0
8
<0.1%
14.0
9
<0.1%
LARGEST VALUES
18.0
1
<0.1%
17.0
1
<0.1%
16.0
2
<0.1%
15.0
2
<0.1%
14.0
9
<0.1%
13.0
8
<0.1%
12.0
29
<0.1%
11.0
54
<0.1%
10.0
115
<0.1%
9.0
259
<0.1%
8.0
625
<0.1%
7.0
1,556
0.1%
6.0
3,956
0.3%
5.0
10,643
0.8%
4.0
29,906
2.1%
open_act_il
MISSING:
866,129
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.65
total_il_high_credit_limit
0.56
total_bal_il
0.56
num_sats
0.52
open_acc
0.52
total_bal_ex_mort
0.48
total_acc
0.40
open_il_24m
0.37
all_util
0.36
il_util
0.30
open_il_12m
0.27
sec_app_open_act_il
0.23
mths_since_rcnt_il
-0.23
dti_joint
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.27
initial_list_status
0.17
emp_length
0.10
application_type
0.09
verification_status_joint
0.09
disbursement_method
0.07
addr_state
0.06
sec_app_inq_last_6mths
0.05
sub_grade
0.05
verification_status
0.04
purpose
0.04
settlement_date
0.03
grade
0.03
debt_settlement_flag_date
0.03
MOST FREQUENT VALUES
1.0
356,302
25.5%
2.0
334,086
24.0%
3.0
209,677
15.0%
0.0
165,848
11.9%
4.0
112,592
8.1%
5.0
62,357
4.5%
6.0
37,624
2.7%
7.0
25,961
1.9%
8.0
19,050
1.4%
9.0
14,849
1.1%
10.0
11,541
0.8%
11.0
9,308
0.7%
12.0
7,412
0.5%
13.0
5,939
0.4%
14.0
4,745
0.3%
SMALLEST VALUES
0.0
165,848
11.9%
1.0
356,302
25.5%
2.0
334,086
24.0%
3.0
209,677
15.0%
4.0
112,592
8.1%
5.0
62,357
4.5%
6.0
37,624
2.7%
7.0
25,961
1.9%
8.0
19,050
1.4%
9.0
14,849
1.1%
10.0
11,541
0.8%
11.0
9,308
0.7%
12.0
7,412
0.5%
13.0
5,939
0.4%
14.0
4,745
0.3%
LARGEST VALUES
57.0
1
<0.1%
56.0
1
<0.1%
55.0
1
<0.1%
53.0
1
<0.1%
49.0
2
<0.1%
48.0
1
<0.1%
47.0
2
<0.1%
46.0
1
<0.1%
45.0
4
<0.1%
44.0
2
<0.1%
43.0
3
<0.1%
42.0
3
<0.1%
41.0
4
<0.1%
40.0
11
<0.1%
39.0
9
<0.1%
open_il_12m
MISSING:
866,129
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_24m
0.75
num_tl_op_past_12m
0.56
mths_since_rcnt_il
-0.44
acc_open_past_24mths
0.44
open_acc_6m
0.38
inq_last_12m
0.36
il_util
0.34
num_il_tl
0.34
mo_sin_rcnt_tl
-0.31
total_bal_il
0.30
inq_fi
0.30
total_il_high_credit_limit
0.29
open_act_il
0.27
total_acc
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.17
initial_list_status
0.13
sub_grade
0.09
grade
0.08
verification_status_joint
0.07
application_type
0.07
addr_state
0.07
purpose
0.06
sec_app_inq_last_6mths
0.06
home_ownership
0.05
emp_length
0.03
disbursement_method
0.03
verification_status
0.03
settlement_date
0.03
MOST FREQUENT VALUES
0.0
760,254
54.5%
1.0
418,123
30.0%
2.0
152,164
10.9%
3.0
44,170
3.2%
4.0
13,608
1.0%
5.0
4,309
0.3%
6.0
1,484
0.1%
7.0
219
<0.1%
8.0
97
<0.1%
9.0
49
<0.1%
10.0
29
<0.1%
11.0
16
<0.1%
12.0
6
<0.1%
13.0
5
<0.1%
20.0
2
<0.1%
SMALLEST VALUES
0.0
760,254
54.5%
1.0
418,123
30.0%
2.0
152,164
10.9%
3.0
44,170
3.2%
4.0
13,608
1.0%
5.0
4,309
0.3%
6.0
1,484
0.1%
7.0
219
<0.1%
8.0
97
<0.1%
9.0
49
<0.1%
10.0
29
<0.1%
11.0
16
<0.1%
12.0
6
<0.1%
13.0
5
<0.1%
14.0
1
<0.1%
LARGEST VALUES
25.0
1
<0.1%
21.0
1
<0.1%
20.0
2
<0.1%
15.0
1
<0.1%
14.0
1
<0.1%
13.0
5
<0.1%
12.0
6
<0.1%
11.0
16
<0.1%
10.0
29
<0.1%
9.0
49
<0.1%
8.0
97
<0.1%
7.0
219
<0.1%
6.0
1,484
0.1%
5.0
4,309
0.3%
4.0
13,608
1.0%
open_il_24m
MISSING:
866,129
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_12m
0.75
acc_open_past_24mths
0.57
mths_since_rcnt_il
-0.48
num_il_tl
0.46
num_tl_op_past_12m
0.43
inq_fi
0.39
total_il_high_credit_limit
0.38
total_bal_il
0.37
open_act_il
0.37
total_acc
0.35
total_bal_ex_mort
0.32
il_util
0.32
open_acc_6m
0.30
inq_last_12m
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.23
initial_list_status
0.17
verification_status_joint
0.09
application_type
0.09
addr_state
0.08
sub_grade
0.07
purpose
0.07
sec_app_inq_last_6mths
0.06
grade
0.06
home_ownership
0.06
disbursement_method
0.04
emp_length
0.04
settlement_date
0.04
debt_settlement_flag_date
0.03
MOST FREQUENT VALUES
1.0
439,811
31.5%
0.0
377,489
27.1%
2.0
284,333
20.4%
3.0
148,127
10.6%
4.0
72,627
5.2%
5.0
36,227
2.6%
6.0
17,577
1.3%
7.0
8,851
0.6%
8.0
4,506
0.3%
9.0
2,262
0.2%
10.0
1,232
<0.1%
11.0
631
<0.1%
12.0
381
<0.1%
13.0
222
<0.1%
14.0
100
<0.1%
SMALLEST VALUES
0.0
377,489
27.1%
1.0
439,811
31.5%
2.0
284,333
20.4%
3.0
148,127
10.6%
4.0
72,627
5.2%
5.0
36,227
2.6%
6.0
17,577
1.3%
7.0
8,851
0.6%
8.0
4,506
0.3%
9.0
2,262
0.2%
10.0
1,232
<0.1%
11.0
631
<0.1%
12.0
381
<0.1%
13.0
222
<0.1%
14.0
100
<0.1%
LARGEST VALUES
51.0
1
<0.1%
39.0
1
<0.1%
31.0
1
<0.1%
30.0
1
<0.1%
28.0
1
<0.1%
26.0
3
<0.1%
24.0
1
<0.1%
23.0
2
<0.1%
22.0
4
<0.1%
21.0
3
<0.1%
20.0
10
<0.1%
19.0
11
<0.1%
18.0
16
<0.1%
17.0
22
<0.1%
16.0
34
<0.1%
mths_since_rcnt_il
MISSING:
909,924
(40%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_24m
-0.48
open_il_12m
-0.44
mo_sin_rcnt_tl
0.35
il_util
-0.31
acc_open_past_24mths
-0.29
total_il_high_credit_limit
-0.27
num_tl_op_past_12m
-0.25
num_il_tl
-0.25
total_bal_il
-0.25
open_act_il
-0.23
inq_fi
-0.22
total_bal_ex_mort
-0.21
inq_last_12m
-0.20
total_acc
-0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.27
initial_list_status
0.16
sub_grade
0.10
grade
0.10
disbursement_method
0.09
application_type
0.09
verification_status_joint
0.09
emp_length
0.08
verification_status
0.06
sec_app_inq_last_6mths
0.05
home_ownership
0.05
purpose
0.05
addr_state
0.04
settlement_date
0.03
MOST FREQUENT VALUES
7.0
61,397
4.5%
4.0
60,564
4.5%
3.0
58,975
4.4%
6.0
57,977
4.3%
8.0
57,851
4.3%
5.0
57,489
4.3%
9.0
53,488
4.0%
13.0
51,374
3.8%
10.0
51,180
3.8%
2.0
50,555
3.7%
11.0
49,326
3.7%
12.0
48,820
3.6%
14.0
46,238
3.4%
15.0
40,407
3.0%
16.0
36,187
2.7%
SMALLEST VALUES
0.0
653
<0.1%
1.0
27,716
2.1%
2.0
50,555
3.7%
3.0
58,975
4.4%
4.0
60,564
4.5%
5.0
57,489
4.3%
6.0
57,977
4.3%
7.0
61,397
4.5%
8.0
57,851
4.3%
9.0
53,488
4.0%
10.0
51,180
3.8%
11.0
49,326
3.7%
12.0
48,820
3.6%
13.0
51,374
3.8%
14.0
46,238
3.4%
LARGEST VALUES
511.0
1
<0.1%
507.0
1
<0.1%
505.0
1
<0.1%
503.0
1
<0.1%
488.0
1
<0.1%
484.0
1
<0.1%
478.0
1
<0.1%
466.0
1
<0.1%
456.0
1
<0.1%
454.0
1
<0.1%
453.0
1
<0.1%
446.0
2
<0.1%
444.0
1
<0.1%
434.0
2
<0.1%
433.0
1
<0.1%
total_bal_il
MISSING:
866,129
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.95
total_bal_ex_mort
0.90
num_il_tl
0.58
open_act_il
0.56
total_acc
0.42
tot_cur_bal
0.40
tot_hi_cred_lim
0.37
open_il_24m
0.37
num_sats
0.35
open_acc
0.35
il_util
0.32
open_il_12m
0.30
all_util
0.28
dti_joint
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.24
initial_list_status
0.16
application_type
0.10
verification_status_joint
0.10
emp_length
0.08
disbursement_method
0.07
sec_app_inq_last_6mths
0.07
addr_state
0.06
home_ownership
0.06
term
0.05
sub_grade
0.04
purpose
0.04
settlement_date
0.03
debt_settlement_flag_date
0.03
MOST FREQUENT VALUES
0.0
158,666
11.4%
10000.0
103
<0.1%
15000.0
95
<0.1%
5000.0
86
<0.1%
5500.0
77
<0.1%
9500.0
66
<0.1%
2000.0
65
<0.1%
6000.0
64
<0.1%
7000.0
64
<0.1%
20000.0
64
<0.1%
3000.0
60
<0.1%
1.0
58
<0.1%
4500.0
57
<0.1%
13000.0
57
<0.1%
25000.0
55
<0.1%
SMALLEST VALUES
0.0
158,666
11.4%
1.0
58
<0.1%
2.0
12
<0.1%
3.0
12
<0.1%
4.0
9
<0.1%
5.0
8
<0.1%
6.0
5
<0.1%
7.0
9
<0.1%
8.0
8
<0.1%
9.0
5
<0.1%
10.0
6
<0.1%
11.0
6
<0.1%
12.0
5
<0.1%
13.0
8
<0.1%
14.0
3
<0.1%
LARGEST VALUES
1837038.0
1
<0.1%
1754743.0
1
<0.1%
1711009.0
1
<0.1%
1547285.0
1
<0.1%
1466398.0
1
<0.1%
1378570.0
1
<0.1%
1345993.0
1
<0.1%
1267131.0
1
<0.1%
1062286.0
1
<0.1%
1044916.0
1
<0.1%
995545.0
1
<0.1%
976875.0
1
<0.1%
934777.0
1
<0.1%
933896.0
1
<0.1%
928751.0
1
<0.1%
il_util
MISSING:
1,068,850
(47%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.56
open_il_12m
0.34
total_bal_il
0.32
open_il_24m
0.32
mths_since_rcnt_il
-0.31
open_act_il
0.30
num_il_tl
0.24
total_bal_ex_mort
0.23
num_tl_op_past_12m
0.23
mo_sin_rcnt_tl
-0.22
acc_open_past_24mths
0.22
open_acc_6m
0.18
inq_last_12m
0.18
total_il_high_credit_limit
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.37
initial_list_status
0.25
application_type
0.13
verification_status_joint
0.12
disbursement_method
0.09
sec_app_inq_last_6mths
0.08
addr_state
0.07
sub_grade
0.06
emp_length
0.06
purpose
0.06
settlement_date
0.05
verification_status
0.05
grade
0.04
debt_settlement_flag_date
0.04
MOST FREQUENT VALUES
78.0
22,659
1.9%
75.0
22,425
1.9%
81.0
22,330
1.9%
83.0
22,286
1.9%
72.0
22,023
1.8%
77.0
21,852
1.8%
80.0
21,737
1.8%
82.0
21,553
1.8%
74.0
21,496
1.8%
79.0
21,478
1.8%
85.0
21,471
1.8%
76.0
21,448
1.8%
73.0
21,272
1.8%
69.0
21,077
1.8%
86.0
21,039
1.8%
SMALLEST VALUES
0.0
6,629
0.6%
1.0
439
<0.1%
2.0
886
<0.1%
3.0
1,761
0.1%
4.0
1,112
<0.1%
5.0
1,096
<0.1%
6.0
1,690
0.1%
7.0
1,466
0.1%
8.0
1,859
0.2%
9.0
1,668
0.1%
10.0
1,793
0.2%
11.0
1,914
0.2%
12.0
1,728
0.1%
13.0
2,025
0.2%
14.0
2,268
0.2%
LARGEST VALUES
1000.0
3
<0.1%
558.0
1
<0.1%
464.0
1
<0.1%
428.0
1
<0.1%
417.0
1
<0.1%
376.0
1
<0.1%
369.0
1
<0.1%
353.0
1
<0.1%
351.0
1
<0.1%
323.0
1
<0.1%
321.0
2
<0.1%
320.0
1
<0.1%
317.0
1
<0.1%
316.0
1
<0.1%
311.0
1
<0.1%
open_rv_12m
MISSING:
866,129
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.84
open_rv_24m
0.78
acc_open_past_24mths
0.66
open_acc_6m
0.62
mo_sin_rcnt_rev_tl_op
-0.46
num_op_rev_tl
0.44
mo_sin_rcnt_tl
-0.40
num_rev_accts
0.37
mths_since_recent_bc
-0.36
open_acc
0.35
num_sats
0.35
num_actv_rev_tl
0.34
num_rev_tl_bal_gt_0
0.34
inq_last_6mths
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.21
initial_list_status
0.14
disbursement_method
0.07
sub_grade
0.07
grade
0.06
addr_state
0.05
sec_app_inq_last_6mths
0.05
application_type
0.05
verification_status_joint
0.04
emp_length
0.04
settlement_date
0.04
purpose
0.04
home_ownership
0.03
debt_settlement_flag_date
0.03
MOST FREQUENT VALUES
0.0
513,716
36.8%
1.0
413,897
29.7%
2.0
238,188
17.1%
3.0
118,920
8.5%
4.0
56,137
4.0%
5.0
26,685
1.9%
6.0
13,085
0.9%
7.0
6,466
0.5%
8.0
3,218
0.2%
9.0
1,778
0.1%
10.0
940
<0.1%
11.0
588
<0.1%
12.0
355
<0.1%
13.0
200
<0.1%
14.0
112
<0.1%
SMALLEST VALUES
0.0
513,716
36.8%
1.0
413,897
29.7%
2.0
238,188
17.1%
3.0
118,920
8.5%
4.0
56,137
4.0%
5.0
26,685
1.9%
6.0
13,085
0.9%
7.0
6,466
0.5%
8.0
3,218
0.2%
9.0
1,778
0.1%
10.0
940
<0.1%
11.0
588
<0.1%
12.0
355
<0.1%
13.0
200
<0.1%
14.0
112
<0.1%
LARGEST VALUES
28.0
2
<0.1%
27.0
1
<0.1%
26.0
5
<0.1%
25.0
1
<0.1%
24.0
2
<0.1%
23.0
1
<0.1%
22.0
7
<0.1%
21.0
4
<0.1%
20.0
13
<0.1%
19.0
16
<0.1%
18.0
23
<0.1%
17.0
29
<0.1%
16.0
53
<0.1%
15.0
97
<0.1%
14.0
112
<0.1%
open_rv_24m
MISSING:
866,129
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.85
open_rv_12m
0.78
num_tl_op_past_12m
0.66
num_op_rev_tl
0.57
open_acc_6m
0.48
num_rev_accts
0.47
mo_sin_rcnt_rev_tl_op
-0.46
open_acc
0.46
num_sats
0.46
num_actv_rev_tl
0.44
num_rev_tl_bal_gt_0
0.43
num_bc_sats
0.41
mths_since_recent_bc
-0.39
num_bc_tl
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.26
initial_list_status
0.17
disbursement_method
0.08
sub_grade
0.07
addr_state
0.06
grade
0.06
application_type
0.06
verification_status_joint
0.06
sec_app_inq_last_6mths
0.05
emp_length
0.04
settlement_date
0.04
home_ownership
0.04
purpose
0.04
debt_settlement_flag_date
0.03
MOST FREQUENT VALUES
1.0
297,887
21.4%
2.0
267,192
19.2%
0.0
223,783
16.0%
3.0
200,886
14.4%
4.0
139,066
10.0%
5.0
92,969
6.7%
6.0
60,078
4.3%
7.0
39,084
2.8%
8.0
24,997
1.8%
9.0
16,162
1.2%
10.0
10,629
0.8%
11.0
6,923
0.5%
12.0
4,442
0.3%
13.0
3,122
0.2%
14.0
2,151
0.2%
SMALLEST VALUES
0.0
223,783
16.0%
1.0
297,887
21.4%
2.0
267,192
19.2%
3.0
200,886
14.4%
4.0
139,066
10.0%
5.0
92,969
6.7%
6.0
60,078
4.3%
7.0
39,084
2.8%
8.0
24,997
1.8%
9.0
16,162
1.2%
10.0
10,629
0.8%
11.0
6,923
0.5%
12.0
4,442
0.3%
13.0
3,122
0.2%
14.0
2,151
0.2%
LARGEST VALUES
60.0
1
<0.1%
54.0
1
<0.1%
53.0
1
<0.1%
50.0
2
<0.1%
49.0
1
<0.1%
45.0
4
<0.1%
44.0
1
<0.1%
43.0
3
<0.1%
42.0
2
<0.1%
40.0
2
<0.1%
39.0
4
<0.1%
38.0
4
<0.1%
37.0
5
<0.1%
36.0
3
<0.1%
35.0
5
<0.1%
max_bal_bc
MISSING:
866,129
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.57
revol_bal
0.56
revol_bal_joint
0.54
total_rev_hi_lim
0.48
funded_amnt_inv
0.37
funded_amnt
0.37
loan_amnt
0.37
tot_hi_cred_lim
0.36
installment
0.35
total_bal_ex_mort
0.35
tot_cur_bal
0.34
revol_util
0.33
settlement_amount
0.32
annual_inc_joint
0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.32
initial_list_status
0.21
disbursement_method
0.16
application_type
0.10
sub_grade
0.10
verification_status_joint
0.10
home_ownership
0.09
grade
0.09
purpose
0.08
emp_length
0.06
term
0.05
sec_app_inq_last_6mths
0.05
addr_state
0.04
settlement_date
0.04
MOST FREQUENT VALUES
0.0
35,917
2.6%
8.0
572
<0.1%
3000.0
533
<0.1%
2000.0
504
<0.1%
4000.0
447
<0.1%
5000.0
423
<0.1%
2500.0
383
<0.1%
1500.0
333
<0.1%
1900.0
333
<0.1%
3500.0
330
<0.1%
1000.0
329
<0.1%
4500.0
313
<0.1%
6000.0
313
<0.1%
2800.0
311
<0.1%
4900.0
311
<0.1%
SMALLEST VALUES
0.0
35,917
2.6%
1.0
165
<0.1%
2.0
218
<0.1%
3.0
234
<0.1%
4.0
217
<0.1%
5.0
237
<0.1%
6.0
243
<0.1%
7.0
210
<0.1%
8.0
572
<0.1%
9.0
215
<0.1%
10.0
249
<0.1%
11.0
170
<0.1%
12.0
200
<0.1%
13.0
142
<0.1%
14.0
209
<0.1%
LARGEST VALUES
1170668.0
1
<0.1%
776843.0
1
<0.1%
571793.0
1
<0.1%
500000.0
1
<0.1%
457521.0
1
<0.1%
389468.0
1
<0.1%
361299.0
1
<0.1%
349961.0
1
<0.1%
338224.0
1
<0.1%
325000.0
1
<0.1%
306125.0
1
<0.1%
301210.0
1
<0.1%
298260.0
1
<0.1%
254787.0
1
<0.1%
250000.0
1
<0.1%
all_util
MISSING:
866,348
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_util
0.67
bc_util
0.61
il_util
0.56
percent_bc_gt_75
0.50
bc_open_to_buy
-0.47
fico_range_high
-0.43
fico_range_low
-0.43
open_act_il
0.36
sec_app_revol_util
0.34
total_bal_ex_mort
0.29
int_rate
0.29
total_bal_il
0.28
total_bc_limit
-0.28
num_il_tl
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.46
initial_list_status
0.28
application_type
0.16
verification_status_joint
0.15
disbursement_method
0.14
sub_grade
0.11
grade
0.09
sec_app_inq_last_6mths
0.09
addr_state
0.07
settlement_date
0.06
emp_length
0.06
purpose
0.05
debt_settlement_flag_date
0.05
settlement_status
0.05
MOST FREQUENT VALUES
59.0
26,677
1.9%
60.0
26,674
1.9%
61.0
26,475
1.9%
62.0
26,330
1.9%
63.0
26,295
1.9%
58.0
26,105
1.9%
64.0
26,010
1.9%
57.0
25,934
1.9%
65.0
25,763
1.8%
56.0
25,429
1.8%
55.0
25,429
1.8%
67.0
25,296
1.8%
66.0
25,276
1.8%
54.0
24,888
1.8%
68.0
24,631
1.8%
SMALLEST VALUES
0.0
2,873
0.2%
1.0
1,720
0.1%
2.0
1,594
0.1%
3.0
1,676
0.1%
4.0
1,706
0.1%
5.0
1,909
0.1%
6.0
1,923
0.1%
7.0
2,139
0.2%
8.0
2,290
0.2%
9.0
2,536
0.2%
10.0
2,722
0.2%
11.0
2,951
0.2%
12.0
3,183
0.2%
13.0
3,544
0.3%
14.0
3,792
0.3%
LARGEST VALUES
239.0
1
<0.1%
211.0
1
<0.1%
210.0
1
<0.1%
204.0
1
<0.1%
198.0
1
<0.1%
197.0
1
<0.1%
196.0
1
<0.1%
188.0
1
<0.1%
186.0
1
<0.1%
185.0
1
<0.1%
184.0
1
<0.1%
182.0
1
<0.1%
181.0
1
<0.1%
177.0
3
<0.1%
175.0
4
<0.1%
total_rev_hi_lim
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.80
total_bc_limit
0.76
bc_open_to_buy
0.62
tot_hi_cred_lim
0.49
max_bal_bc
0.48
num_bc_sats
0.47
revol_bal_joint
0.45
num_op_rev_tl
0.44
total_bal_ex_mort
0.43
num_bc_tl
0.41
tot_cur_bal
0.40
num_sats
0.40
open_acc
0.40
num_rev_accts
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.22
grade
0.20
home_ownership
0.17
initial_list_status
0.11
emp_length
0.10
loan_status
0.09
purpose
0.09
term
0.07
disbursement_method
0.06
addr_state
0.06
application_type
0.02
settlement_date
0.01
debt_settlement_flag_date
0.01
verification_status_joint
0.01
MOST FREQUENT VALUES
10000.0
7,086
0.3%
15000.0
6,840
0.3%
13000.0
6,720
0.3%
12000.0
6,657
0.3%
14000.0
6,640
0.3%
11000.0
6,624
0.3%
11500.0
6,591
0.3%
16000.0
6,535
0.3%
17000.0
6,526
0.3%
12500.0
6,496
0.3%
14500.0
6,464
0.3%
13500.0
6,458
0.3%
15500.0
6,410
0.3%
10500.0
6,364
0.3%
16500.0
6,357
0.3%
SMALLEST VALUES
0.0
1,366
<0.1%
100.0
28
<0.1%
200.0
71
<0.1%
300.0
354
<0.1%
400.0
113
<0.1%
500.0
811
<0.1%
506.0
1
<0.1%
550.0
1
<0.1%
600.0
238
<0.1%
605.0
1
<0.1%
629.0
1
<0.1%
696.0
1
<0.1%
700.0
260
<0.1%
725.0
1
<0.1%
750.0
6
<0.1%
LARGEST VALUES
9999999.0
3
<0.1%
2175000.0
1
<0.1%
2087500.0
1
<0.1%
2059200.0
1
<0.1%
2013133.0
1
<0.1%
1998700.0
1
<0.1%
1875800.0
1
<0.1%
1827401.0
1
<0.1%
1763900.0
1
<0.1%
1707500.0
1
<0.1%
1680300.0
1
<0.1%
1656900.0
1
<0.1%
1652700.0
1
<0.1%
1649101.0
1
<0.1%
1641300.0
1
<0.1%
inq_fi
MISSING:
866,129
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
0.56
open_il_24m
0.39
acc_open_past_24mths
0.32
open_il_12m
0.30
num_tl_op_past_12m
0.25
mths_since_recent_inq
-0.23
mths_since_rcnt_il
-0.22
inq_last_6mths
0.22
num_il_tl
0.18
total_acc
0.17
open_acc_6m
0.17
mo_sin_rcnt_tl
-0.16
total_bal_il
0.16
total_il_high_credit_limit
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.18
initial_list_status
0.12
addr_state
0.10
verification_status_joint
0.08
application_type
0.08
sub_grade
0.08
sec_app_inq_last_6mths
0.07
home_ownership
0.07
purpose
0.07
grade
0.07
disbursement_method
0.03
settlement_date
0.03
debt_settlement_flag_date
0.02
emp_length
0.02
MOST FREQUENT VALUES
0.0
697,142
50.0%
1.0
352,169
25.3%
2.0
172,982
12.4%
3.0
83,887
6.0%
4.0
41,460
3.0%
5.0
21,374
1.5%
6.0
11,043
0.8%
7.0
6,059
0.4%
8.0
3,423
0.2%
9.0
1,946
0.1%
10.0
1,132
<0.1%
11.0
689
<0.1%
12.0
411
<0.1%
13.0
264
<0.1%
14.0
183
<0.1%
SMALLEST VALUES
0.0
697,142
50.0%
1.0
352,169
25.3%
2.0
172,982
12.4%
3.0
83,887
6.0%
4.0
41,460
3.0%
5.0
21,374
1.5%
6.0
11,043
0.8%
7.0
6,059
0.4%
8.0
3,423
0.2%
9.0
1,946
0.1%
10.0
1,132
<0.1%
11.0
689
<0.1%
12.0
411
<0.1%
13.0
264
<0.1%
14.0
183
<0.1%
LARGEST VALUES
48.0
1
<0.1%
38.0
1
<0.1%
32.0
1
<0.1%
31.0
1
<0.1%
29.0
1
<0.1%
28.0
4
<0.1%
27.0
2
<0.1%
25.0
3
<0.1%
24.0
7
<0.1%
23.0
9
<0.1%
22.0
8
<0.1%
21.0
11
<0.1%
20.0
20
<0.1%
19.0
32
<0.1%
18.0
28
<0.1%
total_cu_tl
MISSING:
866,130
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.30
total_acc
0.29
open_il_24m
0.28
open_il_12m
0.21
mort_acc
0.18
sec_app_mort_acc
0.16
acc_open_past_24mths
0.16
total_il_high_credit_limit
0.15
mths_since_rcnt_il
-0.14
dti_joint
0.14
tot_hi_cred_lim
0.13
total_bal_ex_mort
0.13
tot_cur_bal
0.13
total_bal_il
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.15
addr_state
0.14
initial_list_status
0.12
application_type
0.10
verification_status_joint
0.10
home_ownership
0.09
emp_length
0.07
sec_app_inq_last_6mths
0.06
disbursement_method
0.06
sub_grade
0.04
term
0.04
purpose
0.03
grade
0.03
settlement_date
0.02
MOST FREQUENT VALUES
0.0
753,128
54.0%
1.0
235,619
16.9%
2.0
129,673
9.3%
3.0
82,042
5.9%
4.0
55,090
4.0%
5.0
38,010
2.7%
6.0
27,101
1.9%
7.0
19,362
1.4%
8.0
13,953
1.0%
9.0
10,143
0.7%
10.0
7,405
0.5%
11.0
5,501
0.4%
12.0
4,105
0.3%
13.0
3,143
0.2%
14.0
2,300
0.2%
SMALLEST VALUES
0.0
753,128
54.0%
1.0
235,619
16.9%
2.0
129,673
9.3%
3.0
82,042
5.9%
4.0
55,090
4.0%
5.0
38,010
2.7%
6.0
27,101
1.9%
7.0
19,362
1.4%
8.0
13,953
1.0%
9.0
10,143
0.7%
10.0
7,405
0.5%
11.0
5,501
0.4%
12.0
4,105
0.3%
13.0
3,143
0.2%
14.0
2,300
0.2%
LARGEST VALUES
111.0
1
<0.1%
79.0
1
<0.1%
77.0
1
<0.1%
71.0
1
<0.1%
68.0
3
<0.1%
65.0
1
<0.1%
60.0
1
<0.1%
56.0
2
<0.1%
55.0
1
<0.1%
54.0
3
<0.1%
52.0
3
<0.1%
51.0
3
<0.1%
49.0
2
<0.1%
48.0
6
<0.1%
47.0
1
<0.1%
inq_last_12m
MISSING:
866,130
(38%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_fi
0.56
mths_since_recent_inq
-0.53
inq_last_6mths
0.48
num_tl_op_past_12m
0.46
acc_open_past_24mths
0.41
open_il_12m
0.36
open_acc_6m
0.32
open_rv_12m
0.31
open_il_24m
0.29
open_rv_24m
0.29
mo_sin_rcnt_tl
-0.26
total_acc
0.22
mths_since_rcnt_il
-0.20
open_acc
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.20
initial_list_status
0.14
addr_state
0.10
sub_grade
0.09
sec_app_inq_last_6mths
0.08
application_type
0.08
verification_status_joint
0.08
grade
0.08
purpose
0.08
home_ownership
0.08
disbursement_method
0.05
verification_status
0.04
settlement_date
0.03
debt_settlement_flag_date
0.03
MOST FREQUENT VALUES
0.0
400,090
28.7%
1.0
339,411
24.3%
2.0
235,736
16.9%
3.0
153,565
11.0%
4.0
96,535
6.9%
5.0
59,861
4.3%
6.0
37,765
2.7%
7.0
24,088
1.7%
8.0
15,619
1.1%
9.0
10,201
0.7%
10.0
6,558
0.5%
11.0
4,540
0.3%
12.0
3,026
0.2%
13.0
2,129
0.2%
14.0
1,515
0.1%
SMALLEST VALUES
0.0
400,090
28.7%
1.0
339,411
24.3%
2.0
235,736
16.9%
3.0
153,565
11.0%
4.0
96,535
6.9%
5.0
59,861
4.3%
6.0
37,765
2.7%
7.0
24,088
1.7%
8.0
15,619
1.1%
9.0
10,201
0.7%
10.0
6,558
0.5%
11.0
4,540
0.3%
12.0
3,026
0.2%
13.0
2,129
0.2%
14.0
1,515
0.1%
LARGEST VALUES
67.0
1
<0.1%
51.0
1
<0.1%
49.0
1
<0.1%
46.0
1
<0.1%
45.0
1
<0.1%
42.0
1
<0.1%
41.0
2
<0.1%
40.0
5
<0.1%
39.0
3
<0.1%
38.0
2
<0.1%
37.0
1
<0.1%
36.0
3
<0.1%
35.0
5
<0.1%
34.0
8
<0.1%
33.0
8
<0.1%
acc_open_past_24mths
MISSING:
50,030
(2%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_24m
0.85
num_tl_op_past_12m
0.76
open_rv_12m
0.66
open_il_24m
0.57
open_acc_6m
0.56
open_acc
0.49
num_sats
0.49
num_op_rev_tl
0.47
mo_sin_rcnt_tl
-0.45
open_il_12m
0.44
total_acc
0.43
mo_sin_rcnt_rev_tl_op
-0.41
inq_last_12m
0.41
num_rev_accts
0.40

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.18
grade
0.17
loan_status
0.10
verification_status
0.09
home_ownership
0.08
purpose
0.07
addr_state
0.06
emp_length
0.04
settlement_date
0.04
debt_settlement_flag_date
0.04
settlement_status
0.04
debt_settlement_flag
0.04
initial_list_status
0.03
term
0.03
MOST FREQUENT VALUES
3.0
331,293
15.0%
4.0
307,313
13.9%
2.0
305,502
13.8%
5.0
258,117
11.7%
1.0
222,952
10.1%
6.0
201,931
9.1%
7.0
149,447
6.8%
8.0
106,194
4.8%
0.0
100,270
4.5%
9.0
73,503
3.3%
10.0
50,265
2.3%
11.0
33,406
1.5%
12.0
22,369
1.0%
13.0
14,903
0.7%
14.0
10,264
0.5%
SMALLEST VALUES
0.0
100,270
4.5%
1.0
222,952
10.1%
2.0
305,502
13.8%
3.0
331,293
15.0%
4.0
307,313
13.9%
5.0
258,117
11.7%
6.0
201,931
9.1%
7.0
149,447
6.8%
8.0
106,194
4.8%
9.0
73,503
3.3%
10.0
50,265
2.3%
11.0
33,406
1.5%
12.0
22,369
1.0%
13.0
14,903
0.7%
14.0
10,264
0.5%
LARGEST VALUES
64.0
1
<0.1%
61.0
1
<0.1%
56.0
1
<0.1%
55.0
1
<0.1%
54.0
3
<0.1%
53.0
1
<0.1%
50.0
2
<0.1%
49.0
2
<0.1%
48.0
2
<0.1%
47.0
2
<0.1%
46.0
5
<0.1%
45.0
5
<0.1%
44.0
2
<0.1%
43.0
3
<0.1%
42.0
5
<0.1%
avg_cur_bal
MISSING:
70,346
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.83
tot_hi_cred_lim
0.79
mort_acc
0.46
sec_app_mort_acc
0.33
annual_inc_joint
0.30
total_bal_ex_mort
0.30
revol_bal
0.28
max_bal_bc
0.25
funded_amnt_inv
0.23
funded_amnt
0.23
loan_amnt
0.23
total_il_high_credit_limit
0.22
total_bal_il
0.21
hardship_payoff_balance_amount
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.44
purpose
0.11
addr_state
0.10
emp_length
0.10
sub_grade
0.10
grade
0.09
term
0.08
application_type
0.07
initial_list_status
0.07
verification_status_joint
0.07
loan_status
0.07
verification_status
0.04
sec_app_inq_last_6mths
0.04
settlement_date
0.02
MOST FREQUENT VALUES
0.0
906
<0.1%
2442.0
273
<0.1%
2277.0
271
<0.1%
1971.0
268
<0.1%
2522.0
267
<0.1%
1967.0
267
<0.1%
2148.0
266
<0.1%
2025.0
266
<0.1%
2831.0
265
<0.1%
2286.0
265
<0.1%
2292.0
265
<0.1%
2954.0
264
<0.1%
2287.0
262
<0.1%
2339.0
262
<0.1%
2447.0
260
<0.1%
SMALLEST VALUES
0.0
906
<0.1%
1.0
67
<0.1%
2.0
59
<0.1%
3.0
50
<0.1%
4.0
38
<0.1%
5.0
47
<0.1%
6.0
42
<0.1%
7.0
39
<0.1%
8.0
33
<0.1%
9.0
43
<0.1%
10.0
35
<0.1%
11.0
38
<0.1%
12.0
31
<0.1%
13.0
42
<0.1%
14.0
41
<0.1%
LARGEST VALUES
958084.0
1
<0.1%
800008.0
1
<0.1%
752994.0
1
<0.1%
710392.0
1
<0.1%
646339.0
1
<0.1%
623229.0
1
<0.1%
620531.0
1
<0.1%
555925.0
1
<0.1%
513930.0
1
<0.1%
502002.0
1
<0.1%
497484.0
1
<0.1%
479348.0
1
<0.1%
478909.0
1
<0.1%
478383.0
1
<0.1%
477255.0
1
<0.1%
bc_open_to_buy
MISSING:
74,935
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.84
total_rev_hi_lim
0.62
bc_util
-0.54
fico_range_high
0.51
fico_range_low
0.51
num_bc_sats
0.49
revol_util
-0.48
all_util
-0.47
percent_bc_gt_75
-0.44
num_bc_tl
0.43
num_op_rev_tl
0.37
sec_app_revol_util
-0.32
num_rev_accts
0.32
num_sats
0.32

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.38
grade
0.34
loan_status
0.12
initial_list_status
0.11
home_ownership
0.10
verification_status
0.09
purpose
0.07
addr_state
0.06
disbursement_method
0.05
emp_length
0.04
settlement_date
0.03
debt_settlement_flag_date
0.03
settlement_status
0.03
debt_settlement_flag
0.03
MOST FREQUENT VALUES
0.0
30,767
1.4%
500.0
1,954
<0.1%
2000.0
1,908
<0.1%
1000.0
1,709
<0.1%
3000.0
1,580
<0.1%
2500.0
1,395
<0.1%
5000.0
1,383
<0.1%
1500.0
1,300
<0.1%
4000.0
1,234
<0.1%
3500.0
1,160
<0.1%
300.0
1,076
<0.1%
4500.0
912
<0.1%
800.0
848
<0.1%
6000.0
817
<0.1%
5500.0
689
<0.1%
SMALLEST VALUES
0.0
30,767
1.4%
1.0
342
<0.1%
2.0
354
<0.1%
3.0
358
<0.1%
4.0
384
<0.1%
5.0
378
<0.1%
6.0
363
<0.1%
7.0
391
<0.1%
8.0
385
<0.1%
9.0
392
<0.1%
10.0
375
<0.1%
11.0
420
<0.1%
12.0
381
<0.1%
13.0
405
<0.1%
14.0
396
<0.1%
LARGEST VALUES
711140.0
1
<0.1%
605996.0
1
<0.1%
559912.0
1
<0.1%
507259.0
1
<0.1%
497445.0
1
<0.1%
493101.0
1
<0.1%
487611.0
1
<0.1%
469679.0
1
<0.1%
454843.0
1
<0.1%
437387.0
1
<0.1%
375063.0
1
<0.1%
373005.0
1
<0.1%
371701.0
1
<0.1%
366127.0
1
<0.1%
357467.0
1
<0.1%
bc_util
MISSING:
76,071
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_util
0.87
percent_bc_gt_75
0.85
all_util
0.61
bc_open_to_buy
-0.54
fico_range_low
-0.50
fico_range_high
-0.50
sec_app_revol_util
0.48
max_bal_bc
0.30
int_rate
0.28
total_bc_limit
-0.25
last_fico_range_high
-0.21
total_rec_int
0.20
sec_app_fico_range_high
-0.19
sec_app_fico_range_low
-0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.30
grade
0.29
purpose
0.18
verification_status
0.13
loan_status
0.10
term
0.05
emp_length
0.05
home_ownership
0.05
addr_state
0.04
sec_app_inq_last_6mths
0.03
settlement_date
0.03
debt_settlement_flag_date
0.03
settlement_status
0.03
verification_status_joint
0.03
MOST FREQUENT VALUES
0.0
27,885
1.3%
98.0
6,188
0.3%
97.0
5,748
0.3%
99.0
5,700
0.3%
96.0
5,642
0.3%
95.0
5,223
0.2%
94.0
4,983
0.2%
93.0
4,693
0.2%
92.0
4,594
0.2%
91.0
4,381
0.2%
90.0
4,285
0.2%
89.0
4,106
0.2%
88.0
4,022
0.2%
87.0
3,987
0.2%
86.0
3,933
0.2%
SMALLEST VALUES
0.0
27,885
1.3%
0.1
2,267
0.1%
0.2
1,959
<0.1%
0.3
1,680
<0.1%
0.4
1,440
<0.1%
0.5
1,409
<0.1%
0.6
1,295
<0.1%
0.7
1,257
<0.1%
0.8
1,201
<0.1%
0.9
1,148
<0.1%
1.0
1,204
<0.1%
1.1
1,102
<0.1%
1.2
1,077
<0.1%
1.3
1,037
<0.1%
1.4
1,101
<0.1%
LARGEST VALUES
339.6
1
<0.1%
318.2
1
<0.1%
255.2
1
<0.1%
252.3
1
<0.1%
243.8
1
<0.1%
235.3
1
<0.1%
215.7
1
<0.1%
204.6
1
<0.1%
202.9
1
<0.1%
202.0
1
<0.1%
201.9
1
<0.1%
201.6
1
<0.1%
197.0
1
<0.1%
195.6
1
<0.1%
194.9
1
<0.1%
chargeoff_within_12_mths
MISSING:
145
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_90g_dpd_24m
0.21
mths_since_last_major_derog
-0.20
delinq_2yrs
0.14
num_accts_ever_120_pd
0.12
mths_since_last_delinq
-0.10
pct_tl_nvr_dlq
-0.08
sec_app_chargeoff_within_12_mths
0.06
mths_since_recent_revol_delinq
-0.05
fico_range_low
-0.05
fico_range_high
-0.05
mths_since_recent_bc_dlq
-0.05
collections_12_mths_ex_med
0.04
total_acc
0.04
num_rev_accts
0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
0.05
num_tl_120dpd_2m
0.04
sub_grade
0.02
grade
0.02
verification_status
0.02
addr_state
0.01
emp_length
0.01
purpose
0.01
loan_status
0.01
application_type
0.01
verification_status_joint
0.01
settlement_date
0.01
debt_settlement_flag_date
0.01
disbursement_method
0.01
MOST FREQUENT VALUES
0.0
2.2M
99.2%
1.0
15,765
0.7%
2.0
1,115
<0.1%
3.0
186
<0.1%
4.0
68
<0.1%
5.0
22
<0.1%
6.0
12
<0.1%
7.0
8
<0.1%
9.0
5
<0.1%
8.0
2
<0.1%
10.0
1
<0.1%
SMALLEST VALUES
0.0
2.2M
99.2%
1.0
15,765
0.7%
2.0
1,115
<0.1%
3.0
186
<0.1%
4.0
68
<0.1%
5.0
22
<0.1%
6.0
12
<0.1%
7.0
8
<0.1%
8.0
2
<0.1%
9.0
5
<0.1%
10.0
1
<0.1%
LARGEST VALUES
10.0
1
<0.1%
9.0
5
<0.1%
8.0
2
<0.1%
7.0
8
<0.1%
6.0
12
<0.1%
5.0
22
<0.1%
4.0
68
<0.1%
3.0
186
<0.1%
2.0
1,115
<0.1%
1.0
15,765
0.7%
0.0
2.2M
99.2%
delinq_amnt
MISSING:
29
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_major_derog
-0.06
num_tl_90g_dpd_24m
0.04
mths_since_last_delinq
-0.03
delinq_2yrs
0.03
tot_cur_bal
0.02
tot_hi_cred_lim
0.02
num_accts_ever_120_pd
0.02
avg_cur_bal
0.02
orig_projected_additional_accrued_interest
0.01
mort_acc
0.01
pct_tl_nvr_dlq
-0.01
sec_app_mths_since_last_major_derog
-0.01
sec_app_num_rev_accts
0.01
fico_range_low
-0.01

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_120dpd_2m
0.30
acc_now_delinq
0.18
num_tl_30dpd
0.04
verification_status
0.01
addr_state
0.01
sub_grade
0.01
grade
0.01
loan_status
0.01
purpose
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
disbursement_method
0.00
application_type
0.00
verification_status_joint
0.00
MOST FREQUENT VALUES
0.0
2.3M
99.7%
25.0
124
<0.1%
65000.0
109
<0.1%
30.0
85
<0.1%
53.0
72
<0.1%
54.0
69
<0.1%
75.0
65
<0.1%
50.0
64
<0.1%
56.0
58
<0.1%
57.0
56
<0.1%
52.0
46
<0.1%
40.0
45
<0.1%
35.0
45
<0.1%
27.0
43
<0.1%
58.0
43
<0.1%
SMALLEST VALUES
0.0
2.3M
99.7%
1.0
9
<0.1%
2.0
10
<0.1%
3.0
12
<0.1%
4.0
15
<0.1%
5.0
16
<0.1%
6.0
18
<0.1%
7.0
11
<0.1%
8.0
11
<0.1%
9.0
15
<0.1%
10.0
19
<0.1%
11.0
14
<0.1%
12.0
14
<0.1%
13.0
18
<0.1%
14.0
13
<0.1%
LARGEST VALUES
249925.0
1
<0.1%
185408.0
1
<0.1%
159177.0
1
<0.1%
138474.0
1
<0.1%
130778.0
1
<0.1%
112524.0
1
<0.1%
110626.0
1
<0.1%
97619.0
1
<0.1%
94521.0
1
<0.1%
92051.0
1
<0.1%
88216.0
1
<0.1%
86399.0
1
<0.1%
84630.0
1
<0.1%
76929.0
1
<0.1%
76735.0
1
<0.1%
mo_sin_old_il_acct
MISSING:
139,071
(6%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.35
total_acc
0.34
total_il_high_credit_limit
0.22
mo_sin_old_rev_tl_op
0.21
total_bal_ex_mort
0.21
total_bal_il
0.21
mort_acc
0.19
tot_hi_cred_lim
0.18
tot_cur_bal
0.18
sec_app_mort_acc
0.16
open_act_il
0.16
revol_bal_joint
0.15
open_acc
0.15
num_sats
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.17
emp_length
0.14
addr_state
0.12
initial_list_status
0.11
purpose
0.08
term
0.08
loan_status
0.08
sub_grade
0.06
grade
0.05
acc_now_delinq
0.02
verification_status_joint
0.02
settlement_date
0.02
num_tl_30dpd
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
130.0
25,017
1.2%
129.0
24,849
1.2%
128.0
24,798
1.2%
132.0
24,767
1.2%
127.0
24,749
1.2%
133.0
24,731
1.2%
125.0
24,683
1.2%
126.0
24,649
1.2%
134.0
24,574
1.2%
131.0
24,515
1.2%
122.0
24,486
1.2%
124.0
24,473
1.2%
135.0
24,205
1.1%
123.0
24,202
1.1%
121.0
23,888
1.1%
SMALLEST VALUES
0.0
16
<0.1%
1.0
507
<0.1%
2.0
1,003
<0.1%
3.0
1,414
<0.1%
4.0
1,616
<0.1%
5.0
1,673
<0.1%
6.0
1,888
<0.1%
7.0
2,496
0.1%
8.0
2,739
0.1%
9.0
2,751
0.1%
10.0
2,909
0.1%
11.0
3,024
0.1%
12.0
3,234
0.2%
13.0
4,098
0.2%
14.0
4,100
0.2%
LARGEST VALUES
999.0
2
<0.1%
848.0
1
<0.1%
827.0
1
<0.1%
822.0
1
<0.1%
808.0
1
<0.1%
724.0
1
<0.1%
720.0
1
<0.1%
687.0
1
<0.1%
686.0
1
<0.1%
677.0
1
<0.1%
665.0
1
<0.1%
663.0
1
<0.1%
654.0
1
<0.1%
651.0
1
<0.1%
649.0
1
<0.1%
mo_sin_old_rev_tl_op
MISSING:
70,277
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.35
num_bc_tl
0.31
mort_acc
0.29
total_acc
0.28
total_bc_limit
0.27
total_rev_hi_lim
0.27
revol_bal_joint
0.23
max_bal_bc
0.23
revol_bal
0.23
tot_hi_cred_lim
0.22
mo_sin_old_il_acct
0.21
sec_app_num_rev_accts
0.20
num_op_rev_tl
0.19
sec_app_mort_acc
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.26
home_ownership
0.20
sub_grade
0.13
grade
0.12
initial_list_status
0.11
purpose
0.08
loan_status
0.08
term
0.05
addr_state
0.04
verification_status
0.04
acc_now_delinq
0.03
verification_status_joint
0.03
num_tl_30dpd
0.03
application_type
0.02
MOST FREQUENT VALUES
132.0
12,536
0.6%
136.0
12,528
0.6%
131.0
12,386
0.6%
134.0
12,317
0.6%
130.0
12,299
0.6%
133.0
12,278
0.6%
135.0
12,235
0.6%
137.0
12,132
0.6%
129.0
12,116
0.6%
140.0
12,112
0.6%
139.0
12,106
0.6%
143.0
12,016
0.5%
128.0
12,009
0.5%
127.0
12,004
0.5%
138.0
11,997
0.5%
SMALLEST VALUES
1.0
2
<0.1%
2.0
6
<0.1%
3.0
17
<0.1%
4.0
19
<0.1%
5.0
42
<0.1%
6.0
39
<0.1%
7.0
74
<0.1%
8.0
107
<0.1%
9.0
146
<0.1%
10.0
159
<0.1%
11.0
176
<0.1%
12.0
306
<0.1%
13.0
551
<0.1%
14.0
639
<0.1%
15.0
757
<0.1%
LARGEST VALUES
999.0
1
<0.1%
901.0
1
<0.1%
852.0
1
<0.1%
851.0
1
<0.1%
842.0
1
<0.1%
836.0
1
<0.1%
826.0
1
<0.1%
824.0
1
<0.1%
821.0
2
<0.1%
818.0
1
<0.1%
817.0
2
<0.1%
812.0
2
<0.1%
808.0
3
<0.1%
806.0
1
<0.1%
804.0
1
<0.1%
mo_sin_rcnt_rev_tl_op
MISSING:
70,277
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc
0.62
mo_sin_rcnt_tl
0.61
open_rv_12m
-0.46
open_rv_24m
-0.46
acc_open_past_24mths
-0.41
num_tl_op_past_12m
-0.41
open_acc_6m
-0.36
num_op_rev_tl
-0.29
num_rev_accts
-0.25
open_acc
-0.24
num_sats
-0.24
num_actv_rev_tl
-0.23
num_rev_tl_bal_gt_0
-0.23
num_bc_sats
-0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.10
grade
0.09
loan_status
0.09
initial_list_status
0.06
application_type
0.05
verification_status_joint
0.05
addr_state
0.04
emp_length
0.03
purpose
0.03
verification_status
0.02
settlement_date
0.02
debt_settlement_flag_date
0.02
term
0.02
settlement_status
0.02
MOST FREQUENT VALUES
2.0
167,693
7.7%
3.0
161,273
7.4%
4.0
147,691
6.7%
1.0
137,574
6.3%
5.0
132,964
6.1%
6.0
117,844
5.4%
7.0
107,901
4.9%
8.0
96,426
4.4%
9.0
85,716
3.9%
10.0
78,061
3.6%
11.0
72,256
3.3%
12.0
67,641
3.1%
13.0
61,604
2.8%
14.0
55,078
2.5%
15.0
48,799
2.2%
SMALLEST VALUES
0.0
33,747
1.5%
1.0
137,574
6.3%
2.0
167,693
7.7%
3.0
161,273
7.4%
4.0
147,691
6.7%
5.0
132,964
6.1%
6.0
117,844
5.4%
7.0
107,901
4.9%
8.0
96,426
4.4%
9.0
85,716
3.9%
10.0
78,061
3.6%
11.0
72,256
3.3%
12.0
67,641
3.1%
13.0
61,604
2.8%
14.0
55,078
2.5%
LARGEST VALUES
547.0
1
<0.1%
502.0
1
<0.1%
438.0
1
<0.1%
406.0
1
<0.1%
404.0
1
<0.1%
396.0
1
<0.1%
393.0
1
<0.1%
382.0
1
<0.1%
373.0
1
<0.1%
372.0
1
<0.1%
368.0
2
<0.1%
365.0
1
<0.1%
353.0
1
<0.1%
352.0
1
<0.1%
349.0
1
<0.1%
mo_sin_rcnt_tl
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.61
num_tl_op_past_12m
-0.50
open_acc_6m
-0.48
acc_open_past_24mths
-0.45
open_rv_12m
-0.40
mths_since_recent_bc
0.38
open_rv_24m
-0.36
mths_since_rcnt_il
0.35
open_il_12m
-0.31
open_il_24m
-0.29
mths_since_recent_inq
0.26
inq_last_12m
-0.26
open_acc
-0.23
num_sats
-0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.12
grade
0.11
loan_status
0.09
initial_list_status
0.06
home_ownership
0.06
purpose
0.05
addr_state
0.04
emp_length
0.04
application_type
0.03
verification_status_joint
0.03
verification_status
0.03
disbursement_method
0.02
settlement_date
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
2.0
235,575
10.8%
3.0
228,153
10.4%
4.0
203,278
9.3%
1.0
180,626
8.2%
5.0
175,501
8.0%
6.0
151,978
6.9%
7.0
135,550
6.2%
8.0
114,936
5.2%
9.0
96,422
4.4%
10.0
82,385
3.8%
11.0
71,984
3.3%
12.0
63,790
2.9%
13.0
56,151
2.6%
14.0
46,362
2.1%
15.0
37,873
1.7%
SMALLEST VALUES
0.0
34,923
1.6%
1.0
180,626
8.2%
2.0
235,575
10.8%
3.0
228,153
10.4%
4.0
203,278
9.3%
5.0
175,501
8.0%
6.0
151,978
6.9%
7.0
135,550
6.2%
8.0
114,936
5.2%
9.0
96,422
4.4%
10.0
82,385
3.8%
11.0
71,984
3.3%
12.0
63,790
2.9%
13.0
56,151
2.6%
14.0
46,362
2.1%
LARGEST VALUES
382.0
1
<0.1%
368.0
1
<0.1%
353.0
1
<0.1%
331.0
1
<0.1%
314.0
1
<0.1%
309.0
1
<0.1%
299.0
1
<0.1%
289.0
1
<0.1%
285.0
1
<0.1%
283.0
1
<0.1%
272.0
1
<0.1%
271.0
1
<0.1%
268.0
1
<0.1%
263.0
1
<0.1%
260.0
1
<0.1%
mort_acc
MISSING:
50,030
(2%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_mort_acc
0.70
tot_hi_cred_lim
0.54
tot_cur_bal
0.54
avg_cur_bal
0.46
total_acc
0.37
mo_sin_old_rev_tl_op
0.29
revol_bal_joint
0.25
total_rec_prncp
0.22
total_pymnt_inv
0.22
total_pymnt
0.22
total_rev_hi_lim
0.22
annual_inc_joint
0.22
max_bal_bc
0.22
num_rev_accts
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.50
emp_length
0.20
addr_state
0.15
purpose
0.11
term
0.10
sub_grade
0.10
grade
0.09
loan_status
0.09
verification_status
0.05
initial_list_status
0.03
application_type
0.03
verification_status_joint
0.03
acc_now_delinq
0.03
num_tl_30dpd
0.02
MOST FREQUENT VALUES
0.0
929,606
42.1%
1.0
393,270
17.8%
2.0
325,903
14.7%
3.0
231,066
10.5%
4.0
150,002
6.8%
5.0
86,666
3.9%
6.0
46,804
2.1%
7.0
23,419
1.1%
8.0
11,450
0.5%
9.0
5,742
0.3%
10.0
2,913
0.1%
11.0
1,541
<0.1%
12.0
815
<0.1%
13.0
466
<0.1%
14.0
311
<0.1%
SMALLEST VALUES
0.0
929,606
42.1%
1.0
393,270
17.8%
2.0
325,903
14.7%
3.0
231,066
10.5%
4.0
150,002
6.8%
5.0
86,666
3.9%
6.0
46,804
2.1%
7.0
23,419
1.1%
8.0
11,450
0.5%
9.0
5,742
0.3%
10.0
2,913
0.1%
11.0
1,541
<0.1%
12.0
815
<0.1%
13.0
466
<0.1%
14.0
311
<0.1%
LARGEST VALUES
94.0
1
<0.1%
87.0
1
<0.1%
61.0
1
<0.1%
52.0
1
<0.1%
51.0
1
<0.1%
47.0
1
<0.1%
46.0
1
<0.1%
45.0
1
<0.1%
41.0
1
<0.1%
37.0
2
<0.1%
36.0
1
<0.1%
35.0
1
<0.1%
34.0
3
<0.1%
33.0
1
<0.1%
32.0
3
<0.1%
mths_since_recent_bc
MISSING:
73,412
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.62
open_rv_24m
-0.39
mo_sin_rcnt_tl
0.38
open_rv_12m
-0.36
acc_open_past_24mths
-0.34
num_tl_op_past_12m
-0.31
num_bc_sats
-0.29
num_actv_bc_tl
-0.25
num_op_rev_tl
-0.25
open_acc_6m
-0.25
num_bc_tl
-0.23
open_acc
-0.21
num_actv_rev_tl
-0.21
num_sats
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.08
grade
0.08
loan_status
0.07
emp_length
0.05
initial_list_status
0.04
verification_status_joint
0.04
application_type
0.04
addr_state
0.04
home_ownership
0.04
purpose
0.03
term
0.02
verification_status
0.02
settlement_date
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
3.0
104,912
4.8%
2.0
102,518
4.7%
4.0
100,529
4.6%
5.0
94,879
4.3%
6.0
88,025
4.0%
7.0
83,796
3.8%
8.0
78,467
3.6%
9.0
72,912
3.3%
1.0
69,999
3.2%
10.0
68,865
3.1%
11.0
66,033
3.0%
12.0
63,709
2.9%
13.0
60,831
2.8%
14.0
57,118
2.6%
15.0
52,474
2.4%
SMALLEST VALUES
0.0
13,450
0.6%
1.0
69,999
3.2%
2.0
102,518
4.7%
3.0
104,912
4.8%
4.0
100,529
4.6%
5.0
94,879
4.3%
6.0
88,025
4.0%
7.0
83,796
3.8%
8.0
78,467
3.6%
9.0
72,912
3.3%
10.0
68,865
3.1%
11.0
66,033
3.0%
12.0
63,709
2.9%
13.0
60,831
2.8%
14.0
57,118
2.6%
LARGEST VALUES
661.0
1
<0.1%
656.0
1
<0.1%
640.0
1
<0.1%
639.0
1
<0.1%
628.0
1
<0.1%
616.0
1
<0.1%
615.0
1
<0.1%
612.0
1
<0.1%
611.0
2
<0.1%
610.0
2
<0.1%
608.0
1
<0.1%
604.0
1
<0.1%
599.0
1
<0.1%
597.0
1
<0.1%
594.0
1
<0.1%
mths_since_recent_bc_dlq
MISSING:
1,740,967
(77%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_revol_delinq
0.89
mths_since_last_delinq
0.77
mths_since_last_major_derog
0.59
delinq_2yrs
-0.47
sec_app_mths_since_last_major_derog
0.33
num_tl_90g_dpd_24m
-0.16
num_accts_ever_120_pd
0.16
acc_open_past_24mths
0.15
open_rv_24m
0.13
num_tl_op_past_12m
0.11
pub_rec_bankruptcies
0.10
open_rv_12m
0.09
pub_rec
0.09
mo_sin_rcnt_rev_tl_op
-0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.06
grade
0.06
purpose
0.03
emp_length
0.03
home_ownership
0.03
loan_status
0.03
addr_state
0.02
disbursement_method
0.02
application_type
0.02
verification_status
0.02
verification_status_joint
0.02
debt_settlement_flag_date
0.01
settlement_date
0.01
settlement_status
0.01
MOST FREQUENT VALUES
26.0
8,060
1.6%
28.0
8,027
1.5%
25.0
7,934
1.5%
35.0
7,933
1.5%
45.0
7,906
1.5%
22.0
7,903
1.5%
30.0
7,895
1.5%
44.0
7,887
1.5%
32.0
7,883
1.5%
19.0
7,875
1.5%
29.0
7,873
1.5%
27.0
7,862
1.5%
24.0
7,851
1.5%
33.0
7,846
1.5%
43.0
7,820
1.5%
SMALLEST VALUES
0.0
796
0.2%
1.0
2,629
0.5%
2.0
2,998
0.6%
3.0
4,142
0.8%
4.0
4,816
0.9%
5.0
5,362
1.0%
6.0
6,309
1.2%
7.0
6,205
1.2%
8.0
6,350
1.2%
9.0
6,788
1.3%
10.0
6,506
1.3%
11.0
6,811
1.3%
12.0
7,787
1.5%
13.0
7,687
1.5%
14.0
7,498
1.4%
LARGEST VALUES
202.0
1
<0.1%
195.0
1
<0.1%
194.0
1
<0.1%
190.0
1
<0.1%
189.0
1
<0.1%
188.0
1
<0.1%
186.0
1
<0.1%
183.0
1
<0.1%
176.0
1
<0.1%
174.0
1
<0.1%
172.0
1
<0.1%
171.0
1
<0.1%
170.0
3
<0.1%
166.0
1
<0.1%
165.0
2
<0.1%
mths_since_recent_inq
MISSING:
295,435
(13%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_6mths
-0.56
inq_last_12m
-0.53
open_acc_6m
-0.31
num_tl_op_past_12m
-0.30
mo_sin_rcnt_tl
0.26
open_rv_12m
-0.23
inq_fi
-0.23
acc_open_past_24mths
-0.22
open_il_12m
-0.20
open_rv_24m
-0.18
mo_sin_rcnt_rev_tl_op
0.16
int_rate
-0.15
open_il_24m
-0.14
total_acc
-0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.10
grade
0.09
addr_state
0.07
loan_status
0.07
purpose
0.06
initial_list_status
0.05
verification_status
0.04
home_ownership
0.02
disbursement_method
0.02
sec_app_inq_last_6mths
0.02
application_type
0.01
verification_status_joint
0.01
settlement_date
0.01
debt_settlement_flag_date
0.01
MOST FREQUENT VALUES
1.0
212,773
10.8%
2.0
173,553
8.8%
0.0
168,927
8.6%
3.0
157,363
8.0%
4.0
143,887
7.3%
5.0
127,796
6.5%
6.0
114,793
5.8%
7.0
108,912
5.5%
8.0
96,554
4.9%
9.0
85,028
4.3%
10.0
75,356
3.8%
11.0
67,913
3.5%
12.0
61,788
3.1%
13.0
55,882
2.8%
14.0
49,257
2.5%
SMALLEST VALUES
0.0
168,927
8.6%
1.0
212,773
10.8%
2.0
173,553
8.8%
3.0
157,363
8.0%
4.0
143,887
7.3%
5.0
127,796
6.5%
6.0
114,793
5.8%
7.0
108,912
5.5%
8.0
96,554
4.9%
9.0
85,028
4.3%
10.0
75,356
3.8%
11.0
67,913
3.5%
12.0
61,788
3.1%
13.0
55,882
2.8%
14.0
49,257
2.5%
LARGEST VALUES
25.0
31
<0.1%
24.0
9,247
0.5%
23.0
18,516
0.9%
22.0
20,110
1.0%
21.0
22,085
1.1%
20.0
24,300
1.2%
19.0
26,905
1.4%
18.0
29,965
1.5%
17.0
33,591
1.7%
16.0
37,830
1.9%
15.0
42,871
2.2%
14.0
49,257
2.5%
13.0
55,882
2.8%
12.0
61,788
3.1%
11.0
67,913
3.5%
mths_since_recent_revol_delinq
MISSING:
1,520,309
(67%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc_dlq
0.89
mths_since_last_delinq
0.86
mths_since_last_major_derog
0.57
delinq_2yrs
-0.50
sec_app_mths_since_last_major_derog
0.30
num_tl_90g_dpd_24m
-0.14
num_accts_ever_120_pd
0.14
acc_open_past_24mths
0.12
num_tl_op_past_12m
0.10
pub_rec_bankruptcies
0.10
open_rv_24m
0.10
pct_tl_nvr_dlq
0.09
mths_since_last_record
-0.09
pub_rec
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.06
grade
0.06
purpose
0.03
emp_length
0.03
home_ownership
0.03
loan_status
0.03
addr_state
0.02
disbursement_method
0.02
num_tl_30dpd
0.02
verification_status
0.02
application_type
0.01
acc_now_delinq
0.01
verification_status_joint
0.01
settlement_date
0.01
MOST FREQUENT VALUES
12.0
13,402
1.8%
13.0
13,281
1.8%
14.0
12,802
1.7%
15.0
12,782
1.7%
19.0
12,542
1.7%
16.0
12,506
1.7%
18.0
12,500
1.7%
9.0
12,431
1.7%
21.0
12,324
1.7%
22.0
12,269
1.7%
26.0
12,193
1.6%
17.0
12,184
1.6%
25.0
12,144
1.6%
24.0
12,087
1.6%
11.0
12,081
1.6%
SMALLEST VALUES
0.0
1,321
0.2%
1.0
4,821
0.7%
2.0
5,792
0.8%
3.0
7,817
1.1%
4.0
9,073
1.2%
5.0
10,219
1.4%
6.0
12,042
1.6%
7.0
11,955
1.6%
8.0
11,871
1.6%
9.0
12,431
1.7%
10.0
11,789
1.6%
11.0
12,081
1.6%
12.0
13,402
1.8%
13.0
13,281
1.8%
14.0
12,802
1.7%
LARGEST VALUES
202.0
1
<0.1%
197.0
1
<0.1%
190.0
1
<0.1%
188.0
1
<0.1%
183.0
1
<0.1%
180.0
1
<0.1%
179.0
1
<0.1%
178.0
1
<0.1%
177.0
1
<0.1%
176.0
1
<0.1%
174.0
1
<0.1%
171.0
2
<0.1%
170.0
3
<0.1%
167.0
1
<0.1%
166.0
1
<0.1%
num_accts_ever_120_pd
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pct_tl_nvr_dlq
-0.58
num_tl_90g_dpd_24m
0.31
delinq_2yrs
0.22
fico_range_low
-0.20
fico_range_high
-0.20
mths_since_last_record
-0.16
mths_since_recent_bc_dlq
0.16
total_acc
0.15
mths_since_recent_revol_delinq
0.14
num_il_tl
0.14
total_bc_limit
-0.13
chargeoff_within_12_mths
0.12
mo_sin_old_il_acct
0.11
sec_app_fico_range_low
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.07
grade
0.07
purpose
0.05
addr_state
0.04
num_tl_120dpd_2m
0.03
verification_status
0.03
acc_now_delinq
0.03
emp_length
0.02
loan_status
0.02
term
0.02
disbursement_method
0.02
application_type
0.02
verification_status_joint
0.01
initial_list_status
0.01
MOST FREQUENT VALUES
0.0
1.7M
77.0%
1.0
270,277
12.3%
2.0
105,854
4.8%
3.0
48,574
2.2%
4.0
28,665
1.3%
5.0
17,014
0.8%
6.0
11,075
0.5%
7.0
7,023
0.3%
8.0
4,555
0.2%
9.0
2,975
0.1%
10.0
2,130
<0.1%
11.0
1,266
<0.1%
12.0
1,004
<0.1%
13.0
598
<0.1%
14.0
557
<0.1%
SMALLEST VALUES
0.0
1.7M
77.0%
1.0
270,277
12.3%
2.0
105,854
4.8%
3.0
48,574
2.2%
4.0
28,665
1.3%
5.0
17,014
0.8%
6.0
11,075
0.5%
7.0
7,023
0.3%
8.0
4,555
0.2%
9.0
2,975
0.1%
10.0
2,130
<0.1%
11.0
1,266
<0.1%
12.0
1,004
<0.1%
13.0
598
<0.1%
14.0
557
<0.1%
LARGEST VALUES
58.0
1
<0.1%
51.0
1
<0.1%
45.0
1
<0.1%
42.0
2
<0.1%
39.0
2
<0.1%
38.0
1
<0.1%
37.0
3
<0.1%
36.0
4
<0.1%
35.0
5
<0.1%
34.0
8
<0.1%
33.0
5
<0.1%
32.0
4
<0.1%
31.0
9
<0.1%
30.0
11
<0.1%
29.0
13
<0.1%
num_actv_bc_tl
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_sats
0.84
num_actv_rev_tl
0.82
num_rev_tl_bal_gt_0
0.81
num_op_rev_tl
0.67
num_bc_tl
0.61
open_acc
0.56
num_sats
0.56
total_bc_limit
0.49
num_rev_accts
0.47
total_rev_hi_lim
0.37
revol_bal_joint
0.35
open_rv_24m
0.33
revol_bal
0.32
total_acc
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.15
emp_length
0.09
loan_status
0.08
addr_state
0.08
initial_list_status
0.07
term
0.05
disbursement_method
0.05
home_ownership
0.05
verification_status_joint
0.04
application_type
0.04
verification_status
0.04
sub_grade
0.03
grade
0.03
sec_app_inq_last_6mths
0.02
MOST FREQUENT VALUES
3.0
458,887
20.9%
2.0
442,726
20.2%
4.0
357,154
16.3%
1.0
256,818
11.7%
5.0
240,636
11.0%
6.0
152,238
7.0%
7.0
91,653
4.2%
8.0
55,107
2.5%
0.0
50,061
2.3%
9.0
33,163
1.5%
10.0
19,926
0.9%
11.0
12,264
0.6%
12.0
7,382
0.3%
13.0
4,538
0.2%
14.0
2,736
0.1%
SMALLEST VALUES
0.0
50,061
2.3%
1.0
256,818
11.7%
2.0
442,726
20.2%
3.0
458,887
20.9%
4.0
357,154
16.3%
5.0
240,636
11.0%
6.0
152,238
7.0%
7.0
91,653
4.2%
8.0
55,107
2.5%
9.0
33,163
1.5%
10.0
19,926
0.9%
11.0
12,264
0.6%
12.0
7,382
0.3%
13.0
4,538
0.2%
14.0
2,736
0.1%
LARGEST VALUES
50.0
1
<0.1%
48.0
2
<0.1%
47.0
1
<0.1%
46.0
1
<0.1%
45.0
1
<0.1%
37.0
1
<0.1%
36.0
2
<0.1%
35.0
1
<0.1%
33.0
4
<0.1%
32.0
5
<0.1%
31.0
1
<0.1%
30.0
9
<0.1%
29.0
12
<0.1%
28.0
8
<0.1%
27.0
14
<0.1%
num_actv_rev_tl
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_tl_bal_gt_0
0.98
num_actv_bc_tl
0.82
num_op_rev_tl
0.80
num_bc_sats
0.68
open_acc
0.67
num_sats
0.67
num_rev_accts
0.59
num_bc_tl
0.51
open_rv_24m
0.44
total_acc
0.42
acc_open_past_24mths
0.34
open_rv_12m
0.34
total_rev_hi_lim
0.34
revol_bal_joint
0.32

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.14
emp_length
0.13
sub_grade
0.09
grade
0.09
loan_status
0.09
home_ownership
0.08
addr_state
0.06
initial_list_status
0.06
verification_status
0.06
term
0.06
disbursement_method
0.04
verification_status_joint
0.04
settlement_date
0.03
debt_settlement_flag_date
0.03
MOST FREQUENT VALUES
4.0
333,303
15.2%
3.0
308,512
14.1%
5.0
303,634
13.9%
6.0
248,257
11.3%
2.0
213,366
9.7%
7.0
191,696
8.8%
8.0
141,199
6.4%
9.0
102,473
4.7%
1.0
84,992
3.9%
10.0
72,350
3.3%
11.0
51,321
2.3%
12.0
36,297
1.7%
13.0
25,624
1.2%
14.0
18,228
0.8%
15.0
13,231
0.6%
SMALLEST VALUES
0.0
11,439
0.5%
1.0
84,992
3.9%
2.0
213,366
9.7%
3.0
308,512
14.1%
4.0
333,303
15.2%
5.0
303,634
13.9%
6.0
248,257
11.3%
7.0
191,696
8.8%
8.0
141,199
6.4%
9.0
102,473
4.7%
10.0
72,350
3.3%
11.0
51,321
2.3%
12.0
36,297
1.7%
13.0
25,624
1.2%
14.0
18,228
0.8%
LARGEST VALUES
72.0
1
<0.1%
63.0
1
<0.1%
60.0
1
<0.1%
59.0
3
<0.1%
57.0
2
<0.1%
54.0
1
<0.1%
52.0
2
<0.1%
51.0
1
<0.1%
48.0
1
<0.1%
47.0
5
<0.1%
46.0
3
<0.1%
45.0
2
<0.1%
44.0
8
<0.1%
43.0
6
<0.1%
42.0
11
<0.1%
num_bc_sats
MISSING:
58,590
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_bc_tl
0.84
num_op_rev_tl
0.76
num_bc_tl
0.75
num_actv_rev_tl
0.68
num_rev_tl_bal_gt_0
0.66
open_acc
0.64
num_sats
0.64
total_bc_limit
0.62
num_rev_accts
0.60
bc_open_to_buy
0.49
total_rev_hi_lim
0.47
total_acc
0.41
open_rv_24m
0.41
sec_app_open_acc
0.32

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.12
initial_list_status
0.09
addr_state
0.08
emp_length
0.08
sub_grade
0.08
loan_status
0.07
grade
0.07
home_ownership
0.07
term
0.05
disbursement_method
0.04
verification_status_joint
0.04
application_type
0.04
verification_status
0.03
sec_app_inq_last_6mths
0.02
MOST FREQUENT VALUES
3.0
380,903
17.3%
4.0
359,451
16.3%
2.0
304,911
13.8%
5.0
289,607
13.2%
6.0
215,249
9.8%
7.0
151,218
6.9%
1.0
148,636
6.7%
8.0
103,846
4.7%
9.0
70,471
3.2%
10.0
47,462
2.2%
11.0
32,793
1.5%
0.0
23,661
1.1%
12.0
22,070
1.0%
13.0
15,194
0.7%
14.0
10,445
0.5%
SMALLEST VALUES
0.0
23,661
1.1%
1.0
148,636
6.7%
2.0
304,911
13.8%
3.0
380,903
17.3%
4.0
359,451
16.3%
5.0
289,607
13.2%
6.0
215,249
9.8%
7.0
151,218
6.9%
8.0
103,846
4.7%
9.0
70,471
3.2%
10.0
47,462
2.2%
11.0
32,793
1.5%
12.0
22,070
1.0%
13.0
15,194
0.7%
14.0
10,445
0.5%
LARGEST VALUES
71.0
1
<0.1%
69.0
1
<0.1%
64.0
1
<0.1%
63.0
1
<0.1%
61.0
1
<0.1%
59.0
1
<0.1%
57.0
1
<0.1%
55.0
2
<0.1%
54.0
2
<0.1%
50.0
1
<0.1%
49.0
2
<0.1%
48.0
2
<0.1%
47.0
2
<0.1%
46.0
4
<0.1%
45.0
5
<0.1%
num_bc_tl
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.84
num_bc_sats
0.75
num_op_rev_tl
0.65
total_acc
0.63
num_actv_bc_tl
0.61
open_acc
0.54
num_sats
0.54
total_bc_limit
0.51
num_actv_rev_tl
0.51
num_rev_tl_bal_gt_0
0.51
bc_open_to_buy
0.43
total_rev_hi_lim
0.41
sec_app_num_rev_accts
0.40
open_rv_24m
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.12
home_ownership
0.11
purpose
0.10
sub_grade
0.09
grade
0.08
addr_state
0.08
loan_status
0.07
initial_list_status
0.05
verification_status_joint
0.05
application_type
0.05
term
0.05
verification_status
0.02
sec_app_inq_last_6mths
0.02
settlement_date
0.02
MOST FREQUENT VALUES
5.0
231,341
10.6%
6.0
222,963
10.2%
4.0
222,258
10.1%
7.0
203,775
9.3%
3.0
183,556
8.4%
8.0
180,553
8.2%
9.0
152,474
7.0%
10.0
126,591
5.8%
2.0
120,417
5.5%
11.0
103,389
4.7%
12.0
83,437
3.8%
13.0
66,401
3.0%
14.0
52,837
2.4%
1.0
48,219
2.2%
15.0
41,590
1.9%
SMALLEST VALUES
0.0
5,701
0.3%
1.0
48,219
2.2%
2.0
120,417
5.5%
3.0
183,556
8.4%
4.0
222,258
10.1%
5.0
231,341
10.6%
6.0
222,963
10.2%
7.0
203,775
9.3%
8.0
180,553
8.2%
9.0
152,474
7.0%
10.0
126,591
5.8%
11.0
103,389
4.7%
12.0
83,437
3.8%
13.0
66,401
3.0%
14.0
52,837
2.4%
LARGEST VALUES
86.0
1
<0.1%
85.0
1
<0.1%
82.0
1
<0.1%
79.0
1
<0.1%
77.0
1
<0.1%
76.0
1
<0.1%
70.0
2
<0.1%
69.0
1
<0.1%
68.0
2
<0.1%
67.0
1
<0.1%
66.0
2
<0.1%
65.0
4
<0.1%
64.0
2
<0.1%
63.0
1
<0.1%
61.0
2
<0.1%
num_il_tl
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.69
open_act_il
0.65
total_il_high_credit_limit
0.59
total_bal_il
0.58
total_bal_ex_mort
0.52
open_il_24m
0.46
num_sats
0.40
open_acc
0.40
mo_sin_old_il_acct
0.35
open_il_12m
0.34
total_cu_tl
0.30
acc_open_past_24mths
0.25
all_util
0.25
mths_since_rcnt_il
-0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.15
home_ownership
0.08
emp_length
0.08
term
0.08
initial_list_status
0.07
purpose
0.05
loan_status
0.04
sub_grade
0.03
grade
0.02
payment_plan_start_date
0.02
hardship_end_date
0.02
hardship_start_date
0.02
hardship_reason
0.02
hardship_status
0.02
MOST FREQUENT VALUES
4.0
190,600
8.7%
3.0
190,128
8.7%
5.0
180,396
8.2%
2.0
173,360
7.9%
6.0
165,370
7.5%
7.0
147,949
6.8%
1.0
133,227
6.1%
8.0
129,276
5.9%
9.0
111,342
5.1%
10.0
96,604
4.4%
11.0
82,456
3.8%
12.0
70,419
3.2%
0.0
68,944
3.1%
13.0
60,527
2.8%
14.0
51,211
2.3%
SMALLEST VALUES
0.0
68,944
3.1%
1.0
133,227
6.1%
2.0
173,360
7.9%
3.0
190,128
8.7%
4.0
190,600
8.7%
5.0
180,396
8.2%
6.0
165,370
7.5%
7.0
147,949
6.8%
8.0
129,276
5.9%
9.0
111,342
5.1%
10.0
96,604
4.4%
11.0
82,456
3.8%
12.0
70,419
3.2%
13.0
60,527
2.8%
14.0
51,211
2.3%
LARGEST VALUES
159.0
1
<0.1%
150.0
1
<0.1%
140.0
1
<0.1%
138.0
1
<0.1%
132.0
1
<0.1%
131.0
1
<0.1%
130.0
1
<0.1%
128.0
1
<0.1%
127.0
1
<0.1%
121.0
1
<0.1%
118.0
1
<0.1%
117.0
1
<0.1%
116.0
1
<0.1%
113.0
1
<0.1%
110.0
1
<0.1%
num_op_rev_tl
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.84
num_sats
0.84
num_rev_tl_bal_gt_0
0.80
num_actv_rev_tl
0.80
num_rev_accts
0.79
num_bc_sats
0.76
num_actv_bc_tl
0.67
num_bc_tl
0.65
total_acc
0.58
open_rv_24m
0.57
acc_open_past_24mths
0.47
total_rev_hi_lim
0.44
open_rv_12m
0.44
total_bc_limit
0.43

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.12
purpose
0.11
home_ownership
0.09
initial_list_status
0.09
loan_status
0.07
addr_state
0.07
term
0.05
disbursement_method
0.04
sub_grade
0.03
settlement_date
0.03
debt_settlement_flag_date
0.03
verification_status_joint
0.02
settlement_status
0.02
debt_settlement_flag
0.02
MOST FREQUENT VALUES
6.0
236,912
10.8%
5.0
231,071
10.5%
7.0
222,688
10.2%
4.0
201,987
9.2%
8.0
198,673
9.1%
9.0
169,770
7.8%
3.0
145,954
6.7%
10.0
141,418
6.5%
11.0
114,837
5.2%
12.0
92,236
4.2%
2.0
77,763
3.6%
13.0
73,152
3.3%
14.0
57,635
2.6%
15.0
45,436
2.1%
16.0
35,314
1.6%
SMALLEST VALUES
0.0
1,113
<0.1%
1.0
18,563
0.8%
2.0
77,763
3.6%
3.0
145,954
6.7%
4.0
201,987
9.2%
5.0
231,071
10.5%
6.0
236,912
10.8%
7.0
222,688
10.2%
8.0
198,673
9.1%
9.0
169,770
7.8%
10.0
141,418
6.5%
11.0
114,837
5.2%
12.0
92,236
4.2%
13.0
73,152
3.3%
14.0
57,635
2.6%
LARGEST VALUES
91.0
3
<0.1%
86.0
1
<0.1%
83.0
1
<0.1%
81.0
1
<0.1%
79.0
1
<0.1%
77.0
1
<0.1%
76.0
1
<0.1%
73.0
2
<0.1%
72.0
2
<0.1%
71.0
1
<0.1%
70.0
1
<0.1%
69.0
3
<0.1%
68.0
1
<0.1%
67.0
3
<0.1%
66.0
1
<0.1%
num_rev_accts
MISSING:
70,277
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_tl
0.84
num_op_rev_tl
0.79
total_acc
0.76
open_acc
0.67
num_sats
0.67
num_bc_sats
0.60
num_actv_rev_tl
0.59
num_rev_tl_bal_gt_0
0.59
num_actv_bc_tl
0.47
open_rv_24m
0.47
acc_open_past_24mths
0.40
sec_app_num_rev_accts
0.39
total_rev_hi_lim
0.39
total_bc_limit
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.15
home_ownership
0.14
purpose
0.10
loan_status
0.07
initial_list_status
0.07
addr_state
0.07
sub_grade
0.06
term
0.05
grade
0.05
verification_status_joint
0.03
application_type
0.03
settlement_date
0.03
debt_settlement_flag_date
0.03
verification_status
0.03
MOST FREQUENT VALUES
10.0
132,715
6.1%
9.0
132,157
6.0%
8.0
129,674
5.9%
11.0
129,189
5.9%
12.0
123,608
5.6%
7.0
122,058
5.6%
13.0
116,460
5.3%
6.0
109,695
5.0%
14.0
107,620
4.9%
15.0
99,544
4.5%
5.0
91,461
4.2%
16.0
91,029
4.2%
17.0
82,133
3.7%
18.0
73,100
3.3%
4.0
69,400
3.2%
SMALLEST VALUES
0.0
1
<0.1%
1.0
19
<0.1%
2.0
21,211
1.0%
3.0
44,334
2.0%
4.0
69,400
3.2%
5.0
91,461
4.2%
6.0
109,695
5.0%
7.0
122,058
5.6%
8.0
129,674
5.9%
9.0
132,157
6.0%
10.0
132,715
6.1%
11.0
129,189
5.9%
12.0
123,608
5.6%
13.0
116,460
5.3%
14.0
107,620
4.9%
LARGEST VALUES
151.0
1
<0.1%
143.0
1
<0.1%
128.0
1
<0.1%
127.0
2
<0.1%
119.0
1
<0.1%
118.0
1
<0.1%
116.0
2
<0.1%
113.0
1
<0.1%
112.0
3
<0.1%
110.0
1
<0.1%
108.0
1
<0.1%
107.0
2
<0.1%
105.0
4
<0.1%
104.0
2
<0.1%
103.0
2
<0.1%
num_rev_tl_bal_gt_0
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
0.98
num_actv_bc_tl
0.81
num_op_rev_tl
0.80
open_acc
0.68
num_sats
0.67
num_bc_sats
0.66
num_rev_accts
0.59
num_bc_tl
0.51
open_rv_24m
0.43
total_acc
0.42
total_rev_hi_lim
0.34
acc_open_past_24mths
0.34
open_rv_12m
0.34
revol_bal_joint
0.32

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.14
emp_length
0.13
sub_grade
0.09
grade
0.09
loan_status
0.09
home_ownership
0.08
addr_state
0.06
initial_list_status
0.06
term
0.06
verification_status
0.05
disbursement_method
0.04
verification_status_joint
0.03
settlement_date
0.03
debt_settlement_flag_date
0.03
MOST FREQUENT VALUES
4.0
335,837
15.3%
3.0
310,629
14.2%
5.0
306,205
14.0%
6.0
249,901
11.4%
2.0
214,144
9.8%
7.0
192,557
8.8%
8.0
141,264
6.4%
9.0
102,127
4.7%
1.0
84,778
3.9%
10.0
71,574
3.3%
11.0
50,296
2.3%
12.0
35,338
1.6%
13.0
24,662
1.1%
14.0
17,225
0.8%
15.0
12,358
0.6%
SMALLEST VALUES
0.0
11,252
0.5%
1.0
84,778
3.9%
2.0
214,144
9.8%
3.0
310,629
14.2%
4.0
335,837
15.3%
5.0
306,205
14.0%
6.0
249,901
11.4%
7.0
192,557
8.8%
8.0
141,264
6.4%
9.0
102,127
4.7%
10.0
71,574
3.3%
11.0
50,296
2.3%
12.0
35,338
1.6%
13.0
24,662
1.1%
14.0
17,225
0.8%
LARGEST VALUES
65.0
1
<0.1%
59.0
2
<0.1%
55.0
1
<0.1%
47.0
1
<0.1%
45.0
3
<0.1%
44.0
3
<0.1%
43.0
5
<0.1%
42.0
6
<0.1%
41.0
5
<0.1%
40.0
4
<0.1%
39.0
7
<0.1%
38.0
9
<0.1%
37.0
9
<0.1%
36.0
19
<0.1%
35.0
23
<0.1%
num_sats
MISSING:
58,590
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
1.00
num_op_rev_tl
0.84
total_acc
0.72
num_rev_tl_bal_gt_0
0.67
num_actv_rev_tl
0.67
num_rev_accts
0.67
num_bc_sats
0.64
num_actv_bc_tl
0.56
num_bc_tl
0.54
open_act_il
0.52
acc_open_past_24mths
0.49
open_rv_24m
0.46
total_bal_ex_mort
0.41
num_il_tl
0.40

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.13
purpose
0.11
initial_list_status
0.10
loan_status
0.08
emp_length
0.08
term
0.08
addr_state
0.07
sub_grade
0.04
disbursement_method
0.03
grade
0.03
settlement_date
0.02
debt_settlement_flag_date
0.02
settlement_status
0.02
debt_settlement_flag
0.02
MOST FREQUENT VALUES
9.0
190,842
8.7%
10.0
185,016
8.4%
8.0
183,966
8.4%
11.0
170,664
7.8%
7.0
168,032
7.6%
12.0
153,317
7.0%
6.0
141,290
6.4%
13.0
133,971
6.1%
14.0
115,266
5.2%
5.0
105,440
4.8%
15.0
97,331
4.4%
16.0
81,684
3.7%
17.0
67,898
3.1%
4.0
65,577
3.0%
18.0
56,209
2.6%
SMALLEST VALUES
0.0
61
<0.1%
1.0
1,634
<0.1%
2.0
10,216
0.5%
3.0
30,948
1.4%
4.0
65,577
3.0%
5.0
105,440
4.8%
6.0
141,290
6.4%
7.0
168,032
7.6%
8.0
183,966
8.4%
9.0
190,842
8.7%
10.0
185,016
8.4%
11.0
170,664
7.8%
12.0
153,317
7.0%
13.0
133,971
6.1%
14.0
115,266
5.2%
LARGEST VALUES
101.0
1
<0.1%
97.0
1
<0.1%
94.0
1
<0.1%
93.0
1
<0.1%
91.0
1
<0.1%
90.0
1
<0.1%
87.0
1
<0.1%
85.0
1
<0.1%
84.0
1
<0.1%
82.0
3
<0.1%
81.0
1
<0.1%
80.0
1
<0.1%
79.0
1
<0.1%
78.0
1
<0.1%
77.0
1
<0.1%
num_tl_120dpd_2m
MISSING:
153,657
(7%)
TOP CATEGORIES
0.0
2.1M
>99%
1.0
1,219
<1%
2.0
46
<1%
3.0
5
<1%
6.0
1
<1%
7.0
1
<1%
4.0
1
<1%
ALL
2.1M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_120dpd_2m
PROVIDES INFORMATION ON...
acc_now_delinq
0.12
num_tl_30dpd
0.00
verification_status
0.00
payment_plan_start_date
0.00
disbursement_method
0.00
hardship_start_date
0.00
hardship_end_date
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
hardship_flag
0.00
pymnt_plan
0.00
sec_app_inq_last_6mths
0.00
application_type
0.00
hardship_loan_status
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_120dpd_2m:
acc_now_delinq
0.67
verification_status
0.03
sub_grade
0.01
addr_state
0.01
grade
0.01
loan_status
0.01
purpose
0.00
emp_length
0.00
disbursement_method
0.00
application_type
0.00
verification_status_joint
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
sec_app_inq_last_6mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_120dpd_2m
CORRELATION RATIO WITH...
delinq_amnt
0.30
num_tl_90g_dpd_24m
0.06
delinq_2yrs
0.04
chargeoff_within_12_mths
0.04
num_accts_ever_120_pd
0.03
mths_since_last_delinq
0.02
fico_range_low
0.02
fico_range_high
0.02
mort_acc
0.01
mths_since_last_major_derog
0.01
num_rev_accts
0.01
total_acc
0.01
revol_util
0.01
mo_sin_old_rev_tl_op
0.01
num_tl_30dpd
MISSING:
70,276
(3%)
TOP CATEGORIES
0.0
2.2M
>99%
1.0
5,542
<1%
2.0
253
<1%
3.0
29
<1%
4.0
7
<1%
ALL
2.2M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_30dpd
PROVIDES INFORMATION ON...
acc_now_delinq
0.61
num_tl_120dpd_2m
0.00
disbursement_method
0.00
settlement_date
0.00
hardship_end_date
0.00
payment_plan_start_date
0.00
debt_settlement_flag_date
0.00
home_ownership
0.00
sec_app_inq_last_6mths
0.00
hardship_reason
0.00
application_type
0.00
hardship_start_date
0.00
grade
0.00
verification_status_joint
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_30dpd:
acc_now_delinq
0.86
sub_grade
0.01
grade
0.01
home_ownership
0.01
loan_status
0.00
addr_state
0.00
disbursement_method
0.00
emp_length
0.00
purpose
0.00
verification_status_joint
0.00
verification_status
0.00
application_type
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_30dpd
CORRELATION RATIO WITH...
delinq_2yrs
0.10
delinq_amnt
0.04
mths_since_last_delinq
0.04
fico_range_low
0.03
fico_range_high
0.03
mo_sin_old_rev_tl_op
0.03
tot_hi_cred_lim
0.02
num_rev_accts
0.02
mort_acc
0.02
tot_cur_bal
0.02
total_acc
0.02
mo_sin_old_il_acct
0.02
total_rec_int
0.02
mths_since_recent_revol_delinq
0.02
num_tl_90g_dpd_24m
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
delinq_2yrs
0.66
mths_since_last_major_derog
-0.47
num_accts_ever_120_pd
0.31
pct_tl_nvr_dlq
-0.26
mths_since_last_delinq
-0.22
chargeoff_within_12_mths
0.21
mths_since_recent_bc_dlq
-0.16
mths_since_recent_revol_delinq
-0.14
sec_app_mths_since_last_major_derog
-0.13
collections_12_mths_ex_med
0.11
fico_range_low
-0.10
fico_range_high
-0.10
mths_since_last_record
-0.07
num_il_tl
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_120dpd_2m
0.06
acc_now_delinq
0.06
sub_grade
0.05
grade
0.05
purpose
0.02
addr_state
0.02
verification_status
0.02
loan_status
0.02
emp_length
0.01
disbursement_method
0.01
application_type
0.01
verification_status_joint
0.01
term
0.01
payment_plan_start_date
0.01
MOST FREQUENT VALUES
0.0
2.1M
94.6%
1.0
88,450
4.0%
2.0
16,897
0.8%
3.0
4,672
0.2%
4.0
2,653
0.1%
5.0
1,398
<0.1%
6.0
1,018
<0.1%
7.0
604
<0.1%
8.0
467
<0.1%
9.0
340
<0.1%
10.0
225
<0.1%
11.0
170
<0.1%
12.0
125
<0.1%
13.0
78
<0.1%
14.0
69
<0.1%
SMALLEST VALUES
0.0
2.1M
94.6%
1.0
88,450
4.0%
2.0
16,897
0.8%
3.0
4,672
0.2%
4.0
2,653
0.1%
5.0
1,398
<0.1%
6.0
1,018
<0.1%
7.0
604
<0.1%
8.0
467
<0.1%
9.0
340
<0.1%
10.0
225
<0.1%
11.0
170
<0.1%
12.0
125
<0.1%
13.0
78
<0.1%
14.0
69
<0.1%
LARGEST VALUES
58.0
1
<0.1%
42.0
1
<0.1%
39.0
1
<0.1%
36.0
1
<0.1%
35.0
1
<0.1%
30.0
3
<0.1%
29.0
1
<0.1%
26.0
3
<0.1%
25.0
1
<0.1%
24.0
2
<0.1%
23.0
2
<0.1%
22.0
6
<0.1%
21.0
6
<0.1%
20.0
15
<0.1%
19.0
11
<0.1%
num_tl_op_past_12m
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_12m
0.84
acc_open_past_24mths
0.76
open_acc_6m
0.73
open_rv_24m
0.66
open_il_12m
0.56
mo_sin_rcnt_tl
-0.50
inq_last_12m
0.46
open_il_24m
0.43
mo_sin_rcnt_rev_tl_op
-0.41
open_acc
0.37
num_sats
0.37
num_op_rev_tl
0.36
total_acc
0.33
inq_last_6mths
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.19
grade
0.18
verification_status
0.11
loan_status
0.09
home_ownership
0.07
purpose
0.06
addr_state
0.05
settlement_date
0.04
debt_settlement_flag_date
0.04
emp_length
0.04
settlement_status
0.04
debt_settlement_flag
0.04
initial_list_status
0.03
verification_status_joint
0.02
MOST FREQUENT VALUES
1.0
558,928
25.5%
2.0
483,541
22.1%
0.0
415,975
19.0%
3.0
335,448
15.3%
4.0
195,095
8.9%
5.0
97,421
4.4%
6.0
48,518
2.2%
7.0
25,934
1.2%
8.0
13,066
0.6%
9.0
7,131
0.3%
10.0
3,905
0.2%
11.0
2,171
<0.1%
12.0
1,282
<0.1%
13.0
727
<0.1%
14.0
458
<0.1%
SMALLEST VALUES
0.0
415,975
19.0%
1.0
558,928
25.5%
2.0
483,541
22.1%
3.0
335,448
15.3%
4.0
195,095
8.9%
5.0
97,421
4.4%
6.0
48,518
2.2%
7.0
25,934
1.2%
8.0
13,066
0.6%
9.0
7,131
0.3%
10.0
3,905
0.2%
11.0
2,171
<0.1%
12.0
1,282
<0.1%
13.0
727
<0.1%
14.0
458
<0.1%
LARGEST VALUES
32.0
1
<0.1%
31.0
1
<0.1%
30.0
2
<0.1%
29.0
1
<0.1%
28.0
4
<0.1%
27.0
1
<0.1%
26.0
5
<0.1%
25.0
8
<0.1%
24.0
8
<0.1%
23.0
14
<0.1%
22.0
12
<0.1%
21.0
26
<0.1%
20.0
37
<0.1%
19.0
42
<0.1%
18.0
60
<0.1%
pct_tl_nvr_dlq
MISSING:
70,431
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
-0.58
delinq_2yrs
-0.44
fico_range_low
0.31
fico_range_high
0.31
num_tl_90g_dpd_24m
-0.26
total_bc_limit
0.22
mths_since_last_record
0.21
mths_since_last_delinq
0.19
sec_app_fico_range_low
0.18
sec_app_fico_range_high
0.18
total_rev_hi_lim
0.17
bc_open_to_buy
0.17
num_bc_sats
0.15
revol_bal_joint
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
0.24
loan_status
0.21
purpose
0.15
sub_grade
0.06
addr_state
0.05
application_type
0.04
disbursement_method
0.04
verification_status_joint
0.04
grade
0.04
emp_length
0.04
term
0.04
home_ownership
0.04
settlement_date
0.04
debt_settlement_flag_date
0.04
MOST FREQUENT VALUES
100.0
1.1M
50.5%
90.0
29,542
1.3%
95.0
27,840
1.3%
96.0
24,023
1.1%
91.7
23,278
1.1%
90.9
23,274
1.1%
92.3
22,822
1.0%
88.9
22,667
1.0%
87.5
22,258
1.0%
92.9
22,101
1.0%
85.7
21,822
1.0%
93.3
21,351
1.0%
83.3
20,451
0.9%
80.0
20,145
0.9%
94.1
20,107
0.9%
SMALLEST VALUES
0.0
13
<0.1%
5.0
1
<0.1%
5.9
1
<0.1%
6.7
1
<0.1%
7.1
2
<0.1%
7.7
2
<0.1%
7.9
1
<0.1%
8.3
2
<0.1%
9.1
1
<0.1%
10.0
1
<0.1%
10.5
1
<0.1%
10.7
2
<0.1%
11.1
4
<0.1%
11.5
2
<0.1%
11.8
2
<0.1%
LARGEST VALUES
100.0
1.1M
50.5%
99.4
2
<0.1%
99.3
1
<0.1%
99.2
9
<0.1%
99.1
15
<0.1%
99.0
95
<0.1%
98.9
98
<0.1%
98.8
168
<0.1%
98.7
249
<0.1%
98.6
539
<0.1%
98.5
692
<0.1%
98.4
1,272
<0.1%
98.3
1,339
<0.1%
98.2
1,936
<0.1%
98.1
2,629
0.1%
percent_bc_gt_75
MISSING:
75,379
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.85
revol_util
0.74
all_util
0.50
sec_app_revol_util
0.46
bc_open_to_buy
-0.44
fico_range_low
-0.42
fico_range_high
-0.42
int_rate
0.27
total_bc_limit
-0.21
max_bal_bc
0.21
last_fico_range_high
-0.20
sec_app_fico_range_high
-0.19
sec_app_fico_range_low
-0.19
total_rec_int
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.30
grade
0.29
purpose
0.14
verification_status
0.13
loan_status
0.10
initial_list_status
0.05
term
0.05
addr_state
0.05
emp_length
0.05
home_ownership
0.04
settlement_date
0.03
debt_settlement_flag_date
0.03
settlement_status
0.03
debt_settlement_flag
0.03
MOST FREQUENT VALUES
0.0
598,711
27.4%
100.0
372,700
17.1%
50.0
231,935
10.6%
33.3
147,284
6.7%
66.7
134,722
6.2%
25.0
97,801
4.5%
75.0
76,405
3.5%
20.0
64,820
3.0%
40.0
55,574
2.5%
60.0
47,850
2.2%
16.7
42,381
1.9%
80.0
40,865
1.9%
14.3
27,310
1.2%
28.6
22,221
1.0%
83.3
21,585
1.0%
SMALLEST VALUES
0.0
598,711
27.4%
0.14
2
<0.1%
0.17
1
<0.1%
0.2
10
<0.1%
0.25
19
<0.1%
0.29
2
<0.1%
0.33
52
<0.1%
0.38
4
<0.1%
0.4
10
<0.1%
0.43
4
<0.1%
0.5
87
<0.1%
0.57
3
<0.1%
0.6
8
<0.1%
0.63
1
<0.1%
0.67
63
<0.1%
LARGEST VALUES
100.0
372,700
17.1%
95.8
1
<0.1%
95.5
2
<0.1%
95.2
2
<0.1%
95.0
3
<0.1%
94.7
7
<0.1%
94.4
11
<0.1%
94.1
18
<0.1%
93.8
22
<0.1%
93.7
19
<0.1%
93.3
57
<0.1%
92.9
112
<0.1%
92.3
226
<0.1%
91.7
473
<0.1%
91.3
2
<0.1%
pub_rec_bankruptcies
MISSING:
1,365
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pub_rec
0.66
mths_since_last_record
0.26
fico_range_low
-0.20
fico_range_high
-0.20
total_bc_limit
-0.14
revol_bal_joint
-0.12
max_bal_bc
-0.12
total_rev_hi_lim
-0.11
acc_open_past_24mths
0.11
open_rv_24m
0.11
revol_bal
-0.11
mths_since_last_delinq
0.10
mths_since_recent_bc_dlq
0.10
tot_hi_cred_lim
-0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.10
sub_grade
0.08
grade
0.08
emp_length
0.05
loan_status
0.03
verification_status
0.03
purpose
0.03
home_ownership
0.01
settlement_date
0.01
term
0.01
num_tl_30dpd
0.01
debt_settlement_flag_date
0.01
acc_now_delinq
0.01
settlement_status
0.01
MOST FREQUENT VALUES
0.0
2.0M
88.0%
1.0
258,444
11.4%
2.0
10,518
0.5%
3.0
2,131
<0.1%
4.0
541
<0.1%
5.0
188
<0.1%
6.0
60
<0.1%
7.0
23
<0.1%
8.0
10
<0.1%
9.0
3
<0.1%
11.0
1
<0.1%
12.0
1
<0.1%
SMALLEST VALUES
0.0
2.0M
88.0%
1.0
258,444
11.4%
2.0
10,518
0.5%
3.0
2,131
<0.1%
4.0
541
<0.1%
5.0
188
<0.1%
6.0
60
<0.1%
7.0
23
<0.1%
8.0
10
<0.1%
9.0
3
<0.1%
11.0
1
<0.1%
12.0
1
<0.1%
LARGEST VALUES
12.0
1
<0.1%
11.0
1
<0.1%
9.0
3
<0.1%
8.0
10
<0.1%
7.0
23
<0.1%
6.0
60
<0.1%
5.0
188
<0.1%
4.0
541
<0.1%
3.0
2,131
<0.1%
2.0
10,518
0.5%
1.0
258,444
11.4%
0.0
2.0M
88.0%
tax_liens
MISSING:
105
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pub_rec
0.70
mths_since_last_record
-0.29
fico_range_low
-0.06
fico_range_high
-0.06
pub_rec_bankruptcies
0.03
pct_tl_nvr_dlq
-0.03
hardship_dpd
0.03
total_pymnt_inv
0.03
total_pymnt
0.03
total_rec_int
0.03
last_fico_range_high
-0.03
total_bc_limit
-0.03
out_prncp_inv
-0.02
out_prncp
-0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.08
verification_status
0.03
sub_grade
0.03
purpose
0.03
grade
0.03
loan_status
0.02
disbursement_method
0.02
application_type
0.02
verification_status_joint
0.02
emp_length
0.02
sec_app_inq_last_6mths
0.01
term
0.01
acc_now_delinq
0.01
hardship_end_date
0.01
MOST FREQUENT VALUES
0.0
2.2M
97.1%
1.0
43,638
1.9%
2.0
12,172
0.5%
3.0
4,456
0.2%
4.0
2,007
<0.1%
5.0
1,026
<0.1%
6.0
557
<0.1%
7.0
265
<0.1%
8.0
160
<0.1%
9.0
103
<0.1%
10.0
75
<0.1%
11.0
40
<0.1%
12.0
26
<0.1%
13.0
17
<0.1%
15.0
14
<0.1%
SMALLEST VALUES
0.0
2.2M
97.1%
1.0
43,638
1.9%
2.0
12,172
0.5%
3.0
4,456
0.2%
4.0
2,007
<0.1%
5.0
1,026
<0.1%
6.0
557
<0.1%
7.0
265
<0.1%
8.0
160
<0.1%
9.0
103
<0.1%
10.0
75
<0.1%
11.0
40
<0.1%
12.0
26
<0.1%
13.0
17
<0.1%
14.0
12
<0.1%
LARGEST VALUES
85.0
1
<0.1%
63.0
1
<0.1%
61.0
2
<0.1%
53.0
1
<0.1%
52.0
1
<0.1%
48.0
1
<0.1%
46.0
2
<0.1%
45.0
2
<0.1%
44.0
1
<0.1%
39.0
1
<0.1%
37.0
1
<0.1%
34.0
1
<0.1%
30.0
1
<0.1%
29.0
1
<0.1%
28.0
1
<0.1%
tot_hi_cred_lim
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.98
avg_cur_bal
0.79
mort_acc
0.54
total_bal_ex_mort
0.52
total_rev_hi_lim
0.49
revol_bal
0.47
annual_inc_joint
0.47
total_il_high_credit_limit
0.43
revol_bal_joint
0.42
sec_app_mort_acc
0.42
total_bc_limit
0.40
total_bal_il
0.37
max_bal_bc
0.36
total_acc
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.49
sub_grade
0.15
emp_length
0.14
grade
0.14
purpose
0.12
term
0.11
addr_state
0.10
initial_list_status
0.10
loan_status
0.08
application_type
0.06
verification_status_joint
0.06
verification_status
0.04
sec_app_inq_last_6mths
0.04
acc_now_delinq
0.03
MOST FREQUENT VALUES
12500.0
716
<0.1%
15000.0
712
<0.1%
15500.0
697
<0.1%
19000.0
696
<0.1%
16000.0
690
<0.1%
13500.0
690
<0.1%
16500.0
690
<0.1%
11000.0
686
<0.1%
14000.0
684
<0.1%
17500.0
684
<0.1%
13000.0
684
<0.1%
18000.0
680
<0.1%
17000.0
673
<0.1%
11500.0
673
<0.1%
10000.0
665
<0.1%
SMALLEST VALUES
0.0
70
<0.1%
100.0
1
<0.1%
119.0
1
<0.1%
154.0
1
<0.1%
200.0
16
<0.1%
300.0
51
<0.1%
400.0
6
<0.1%
500.0
92
<0.1%
600.0
21
<0.1%
604.0
1
<0.1%
700.0
27
<0.1%
780.0
1
<0.1%
800.0
62
<0.1%
850.0
1
<0.1%
854.0
1
<0.1%
LARGEST VALUES
9999999.0
14
<0.1%
9792792.0
1
<0.1%
9375662.0
1
<0.1%
8700253.0
1
<0.1%
8592561.0
1
<0.1%
6057411.0
1
<0.1%
5915440.0
1
<0.1%
5850873.0
1
<0.1%
5369659.0
1
<0.1%
5022617.0
1
<0.1%
4932524.0
1
<0.1%
4819402.0
1
<0.1%
4766049.0
1
<0.1%
4721972.0
1
<0.1%
4562297.0
1
<0.1%
total_bal_ex_mort
MISSING:
50,030
(2%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.90
total_il_high_credit_limit
0.88
tot_cur_bal
0.53
tot_hi_cred_lim
0.52
num_il_tl
0.52
revol_bal
0.51
open_act_il
0.48
total_acc
0.44
total_rev_hi_lim
0.43
revol_bal_joint
0.42
num_sats
0.41
open_acc
0.41
annual_inc_joint
0.35
max_bal_bc
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.13
term
0.11
emp_length
0.10
initial_list_status
0.07
purpose
0.07
addr_state
0.07
loan_status
0.06
verification_status
0.05
disbursement_method
0.04
verification_status_joint
0.03
application_type
0.03
sub_grade
0.03
grade
0.02
sec_app_inq_last_6mths
0.02
MOST FREQUENT VALUES
0.0
1,584
<0.1%
23068.0
59
<0.1%
20275.0
57
<0.1%
24214.0
57
<0.1%
19095.0
56
<0.1%
20346.0
56
<0.1%
20317.0
55
<0.1%
22831.0
55
<0.1%
25529.0
55
<0.1%
19217.0
54
<0.1%
25396.0
54
<0.1%
21168.0
54
<0.1%
23915.0
54
<0.1%
25444.0
54
<0.1%
27361.0
54
<0.1%
SMALLEST VALUES
0.0
1,584
<0.1%
1.0
23
<0.1%
2.0
23
<0.1%
3.0
27
<0.1%
4.0
14
<0.1%
5.0
22
<0.1%
6.0
19
<0.1%
7.0
11
<0.1%
8.0
23
<0.1%
9.0
23
<0.1%
10.0
21
<0.1%
11.0
19
<0.1%
12.0
23
<0.1%
13.0
17
<0.1%
14.0
21
<0.1%
LARGEST VALUES
3408095.0
1
<0.1%
2921551.0
1
<0.1%
2698600.0
1
<0.1%
2688920.0
1
<0.1%
2652799.0
1
<0.1%
2644442.0
1
<0.1%
2622906.0
1
<0.1%
2336791.0
1
<0.1%
1924200.0
1
<0.1%
1896461.0
1
<0.1%
1889666.0
1
<0.1%
1869457.0
1
<0.1%
1828186.0
1
<0.1%
1783254.0
1
<0.1%
1771306.0
1
<0.1%
total_bc_limit
MISSING:
50,030
(2%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_open_to_buy
0.84
total_rev_hi_lim
0.76
num_bc_sats
0.62
max_bal_bc
0.57
num_bc_tl
0.51
num_actv_bc_tl
0.49
revol_bal
0.48
revol_bal_joint
0.48
num_op_rev_tl
0.43
tot_hi_cred_lim
0.40
num_sats
0.39
open_acc
0.38
num_rev_accts
0.37
funded_amnt_inv
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.30
grade
0.27
home_ownership
0.14
initial_list_status
0.12
loan_status
0.12
purpose
0.11
emp_length
0.08
disbursement_method
0.08
addr_state
0.07
term
0.07
verification_status
0.03
settlement_date
0.02
debt_settlement_flag_date
0.02
settlement_status
0.02
MOST FREQUENT VALUES
0.0
25,349
1.1%
5000.0
16,941
0.8%
6000.0
15,110
0.7%
10000.0
14,744
0.7%
7000.0
14,383
0.7%
8000.0
14,055
0.6%
4000.0
13,985
0.6%
3000.0
13,939
0.6%
7500.0
13,427
0.6%
9000.0
13,175
0.6%
6500.0
12,924
0.6%
5500.0
12,766
0.6%
4500.0
12,405
0.6%
2000.0
12,393
0.6%
3500.0
12,244
0.6%
SMALLEST VALUES
0.0
25,349
1.1%
100.0
17
<0.1%
200.0
260
<0.1%
250.0
4
<0.1%
251.0
1
<0.1%
300.0
2,248
0.1%
350.0
1
<0.1%
375.0
1
<0.1%
400.0
656
<0.1%
420.0
1
<0.1%
430.0
1
<0.1%
450.0
5
<0.1%
476.0
1
<0.1%
500.0
6,796
0.3%
540.0
1
<0.1%
LARGEST VALUES
1569000.0
1
<0.1%
1105500.0
1
<0.1%
1090700.0
1
<0.1%
834300.0
1
<0.1%
760000.0
1
<0.1%
719500.0
1
<0.1%
711400.0
1
<0.1%
684000.0
1
<0.1%
666200.0
1
<0.1%
616000.0
1
<0.1%
584200.0
1
<0.1%
571500.0
1
<0.1%
569500.0
1
<0.1%
560800.0
1
<0.1%
526500.0
1
<0.1%
total_il_high_credit_limit
MISSING:
70,276
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.95
total_bal_ex_mort
0.88
num_il_tl
0.59
open_act_il
0.56
tot_cur_bal
0.43
total_acc
0.43
tot_hi_cred_lim
0.43
open_il_24m
0.38
num_sats
0.37
open_acc
0.37
dti_joint
0.33
open_il_12m
0.29
annual_inc_joint
0.29
mths_since_rcnt_il
-0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.11
emp_length
0.11
term
0.09
initial_list_status
0.09
addr_state
0.08
loan_status
0.07
verification_status_joint
0.05
purpose
0.05
application_type
0.05
sec_app_inq_last_6mths
0.03
sub_grade
0.03
verification_status
0.02
grade
0.02
disbursement_method
0.01
MOST FREQUENT VALUES
0.0
263,497
12.0%
10000.0
13,338
0.6%
15000.0
10,273
0.5%
20000.0
8,412
0.4%
5000.0
8,160
0.4%
12000.0
6,496
0.3%
25000.0
6,200
0.3%
6000.0
5,494
0.3%
8000.0
5,136
0.2%
7000.0
3,481
0.2%
4000.0
3,341
0.2%
30000.0
3,226
0.1%
18000.0
3,104
0.1%
35000.0
3,050
0.1%
16000.0
2,951
0.1%
SMALLEST VALUES
0.0
263,497
12.0%
36.0
1
<0.1%
44.0
1
<0.1%
59.0
1
<0.1%
75.0
1
<0.1%
87.0
1
<0.1%
94.0
1
<0.1%
95.0
1
<0.1%
100.0
3
<0.1%
102.0
1
<0.1%
141.0
1
<0.1%
148.0
1
<0.1%
149.0
1
<0.1%
161.0
1
<0.1%
169.0
1
<0.1%
LARGEST VALUES
2118996.0
1
<0.1%
2101913.0
1
<0.1%
2000000.0
1
<0.1%
1840000.0
1
<0.1%
1736064.0
1
<0.1%
1665437.0
1
<0.1%
1548183.0
1
<0.1%
1380346.0
1
<0.1%
1349413.0
1
<0.1%
1348550.0
1
<0.1%
1310923.0
1
<0.1%
1285625.0
1
<0.1%
1269783.0
1
<0.1%
1241783.0
1
<0.1%
1214546.0
1
<0.1%
revol_bal_joint
MISSING:
2,152,648
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
max_bal_bc
0.54
revol_bal
0.52
total_bc_limit
0.48
annual_inc_joint
0.47
total_rev_hi_lim
0.45
tot_hi_cred_lim
0.42
total_bal_ex_mort
0.42
hardship_payoff_balance_amount
0.42
sec_app_open_acc
0.41
tot_cur_bal
0.39
dti_joint
0.38
sec_app_num_rev_accts
0.37
settlement_amount
0.36
funded_amnt_inv
0.36

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.72
verification_status_joint
0.70
sec_app_inq_last_6mths
0.48
loan_status
0.15
emp_length
0.08
home_ownership
0.08
initial_list_status
0.07
term
0.07
verification_status
0.04
addr_state
0.03
sub_grade
0.02
disbursement_method
0.02
purpose
0.02
settlement_date
0.02
MOST FREQUENT VALUES
0.0
106
<0.1%
20804.0
10
<0.1%
26505.0
9
<0.1%
22263.0
9
<0.1%
12149.0
9
<0.1%
19973.0
9
<0.1%
20811.0
9
<0.1%
10041.0
9
<0.1%
21072.0
9
<0.1%
15424.0
9
<0.1%
11771.0
9
<0.1%
13274.0
9
<0.1%
27424.0
9
<0.1%
21280.0
8
<0.1%
8263.0
8
<0.1%
SMALLEST VALUES
0.0
106
<0.1%
2.0
1
<0.1%
3.0
1
<0.1%
4.0
1
<0.1%
5.0
1
<0.1%
8.0
2
<0.1%
10.0
1
<0.1%
11.0
1
<0.1%
12.0
2
<0.1%
13.0
2
<0.1%
14.0
1
<0.1%
16.0
1
<0.1%
17.0
1
<0.1%
18.0
2
<0.1%
19.0
1
<0.1%
LARGEST VALUES
1110019.0
1
<0.1%
517755.0
1
<0.1%
476826.0
1
<0.1%
426860.0
1
<0.1%
412216.0
1
<0.1%
386662.0
1
<0.1%
384404.0
1
<0.1%
371153.0
1
<0.1%
370123.0
1
<0.1%
358235.0
1
<0.1%
357135.0
1
<0.1%
350972.0
1
<0.1%
348495.0
1
<0.1%
347688.0
1
<0.1%
342949.0
1
<0.1%
sec_app_fico_range_low
MISSING:
2,152,647
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_high
1.00
fico_range_low
0.43
fico_range_high
0.43
sec_app_revol_util
-0.41
sec_app_mths_since_last_major_derog
0.39
int_rate
-0.36
last_fico_range_high
0.35
hardship_payoff_balance_amount
0.31
last_fico_range_low
0.29
bc_open_to_buy
0.28
sec_app_mort_acc
0.27
total_bc_limit
0.27
sec_app_collections_12_mths_ex_med
-0.25
settlement_amount
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.94
verification_status_joint
0.92
sec_app_inq_last_6mths
0.61
loan_status
0.19
emp_length
0.12
initial_list_status
0.09
home_ownership
0.08
term
0.07
verification_status
0.05
addr_state
0.05
sub_grade
0.03
purpose
0.03
settlement_date
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
670.0
6,015
5.6%
665.0
5,759
5.3%
660.0
5,708
5.3%
675.0
5,499
5.1%
680.0
5,255
4.9%
655.0
5,107
4.7%
650.0
4,832
4.5%
690.0
4,757
4.4%
685.0
4,618
4.3%
695.0
4,305
4.0%
645.0
4,174
3.9%
640.0
3,799
3.5%
700.0
3,401
3.1%
635.0
3,190
3.0%
705.0
3,168
2.9%
SMALLEST VALUES
540.0
262
0.2%
545.0
259
0.2%
550.0
300
0.3%
555.0
356
0.3%
560.0
381
0.4%
565.0
405
0.4%
570.0
485
0.4%
575.0
512
0.5%
580.0
651
0.6%
585.0
685
0.6%
590.0
772
0.7%
595.0
929
0.9%
600.0
1,216
1.1%
605.0
1,283
1.2%
610.0
1,629
1.5%
LARGEST VALUES
845.0
3
<0.1%
840.0
9
<0.1%
835.0
10
<0.1%
830.0
24
<0.1%
825.0
41
<0.1%
820.0
51
<0.1%
815.0
96
<0.1%
810.0
104
<0.1%
805.0
125
0.1%
800.0
154
0.1%
795.0
161
0.1%
790.0
232
0.2%
785.0
266
0.2%
780.0
321
0.3%
775.0
384
0.4%
sec_app_fico_range_high
MISSING:
2,152,647
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_low
1.00
fico_range_low
0.43
fico_range_high
0.43
sec_app_revol_util
-0.41
sec_app_mths_since_last_major_derog
0.39
int_rate
-0.36
last_fico_range_high
0.35
hardship_payoff_balance_amount
0.31
last_fico_range_low
0.29
bc_open_to_buy
0.28
sec_app_mort_acc
0.27
total_bc_limit
0.27
sec_app_collections_12_mths_ex_med
-0.25
settlement_amount
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.94
verification_status_joint
0.92
sec_app_inq_last_6mths
0.61
loan_status
0.19
emp_length
0.12
initial_list_status
0.09
home_ownership
0.08
term
0.07
verification_status
0.05
addr_state
0.05
sub_grade
0.03
purpose
0.03
settlement_date
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
674.0
6,015
5.6%
669.0
5,759
5.3%
664.0
5,708
5.3%
679.0
5,499
5.1%
684.0
5,255
4.9%
659.0
5,107
4.7%
654.0
4,832
4.5%
694.0
4,757
4.4%
689.0
4,618
4.3%
699.0
4,305
4.0%
649.0
4,174
3.9%
644.0
3,799
3.5%
704.0
3,401
3.1%
639.0
3,190
3.0%
709.0
3,168
2.9%
SMALLEST VALUES
544.0
262
0.2%
549.0
259
0.2%
554.0
300
0.3%
559.0
356
0.3%
564.0
381
0.4%
569.0
405
0.4%
574.0
485
0.4%
579.0
512
0.5%
584.0
651
0.6%
589.0
685
0.6%
594.0
772
0.7%
599.0
929
0.9%
604.0
1,216
1.1%
609.0
1,283
1.2%
614.0
1,629
1.5%
LARGEST VALUES
850.0
3
<0.1%
844.0
9
<0.1%
839.0
10
<0.1%
834.0
24
<0.1%
829.0
41
<0.1%
824.0
51
<0.1%
819.0
96
<0.1%
814.0
104
<0.1%
809.0
125
0.1%
804.0
154
0.1%
799.0
161
0.1%
794.0
232
0.2%
789.0
266
0.2%
784.0
321
0.3%
779.0
384
0.4%
sec_app_earliest_cr_line
MISSING:
2,152,647
(95%)
998
<1%
-
-
Aug-2006
894
<1%
-
-
Aug-2005
894
<1%
-
-
Sep-2006
889
<1%
-
-
Sep-2005
848
<1%
-
-
Sep-2004
822
<1%
-
-
Aug-2004
816
<1%
-
-
Oct-2005
804
<1%
-
-
Aug-2007
768
<1%
-
-
Jul-2006
751
<1%
-
-
Nov-2005
750
<1%
-
-
Jun-2006
750
<1%
-
-
May-2006
747
<1%
-
-
Mar-2006
745
<1%
-
-
Oct-2004
740
<1%
-
-
Sep-2003
740
<1%
-
-
Jun-2005
717
<1%
-
-
Nov-2006
705
<1%
-
-
Dec-2004
704
<1%
-
-
Jul-2005
699
<1%
-
-
Nov-2004
693
<1%
-
-
Oct-2003
690
<1%
-
-
May-2005
690
<1%
-
-
Oct-2006
689
<1%
-
-
Jul-2004
686
<1%
-
-
Mar-2005
681
<1%
-
-
Dec-2005
681
<1%
-
-
Apr-2006
657
<1%
-
-
Aug-2003
655
<1%
-
-
Mar-2007
642
<1%
-
-
Jul-2003
639
<1%
-
-
Jul-2007
639
<1%
-
-
Feb-2007
637
<1%
-
-
Feb-2005
636
<1%
-
-
Apr-2005
634
<1%
-
-
Jun-2007
628
<1%
-
-
Mar-2004
627
<1%
-
-
May-2007
623
<1%
-
-
Jan-2006
618
<1%
-
-
Sep-2007
614
<1%
-
-
Aug-2002
612
<1%
-
-
Feb-2006
611
<1%
-
-
Apr-2007
605
<1%
-
-
Dec-2006
605
<1%
-
-
Jan-2007
578
<1%
-
-
May-2004
574
<1%
-
-
Oct-2002
572
<1%
-
-
Nov-2003
571
<1%
-
-
Jun-2004
571
<1%
-
-
Jan-2005
570
<1%
-
-
Oct-2007
566
<1%
-
-
Dec-2003
557
<1%
-
-
Sep-2002
545
<1%
-
-
Jun-2003
537
<1%
-
-
Apr-2004
531
<1%
-
-
Feb-2004
521
<1%
-
-
Nov-2002
520
<1%
-
-
Oct-2001
519
<1%
-
-
Aug-2001
518
<1%
-
-
May-2003
513
<1%
-
-
Mar-2003
67,985
63%
-
-
(Other)
sec_app_inq_last_6mths
MISSING:
2,152,647
(95%)
TOP CATEGORIES
0.0
65,252
60%
1.0
26,964
25%
2.0
9,698
9%
3.0
3,643
3%
4.0
1,509
1%
5.0
650
<1%
6.0
305
<1%
ALL
108,021
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_inq_last_6mths
PROVIDES INFORMATION ON...
application_type
0.28
verification_status_joint
0.22
loan_status
0.01
hardship_flag
0.00
pymnt_plan
0.00
initial_list_status
0.00
hardship_end_date
0.00
payment_plan_start_date
0.00
hardship_start_date
0.00
settlement_status
0.00
debt_settlement_flag
0.00
settlement_date
0.00
term
0.00
num_tl_120dpd_2m
0.00

THESE FEATURES
GIVE INFORMATION
ON sec_app_inq_last_6mths:
application_type
0.52
verification_status_joint
0.48
loan_status
0.06
emp_length
0.02
initial_list_status
0.01
home_ownership
0.01
term
0.01
addr_state
0.01
sub_grade
0.00
verification_status
0.00
purpose
0.00
grade
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.61
sec_app_fico_range_low
0.61
sec_app_open_acc
0.60
sec_app_num_rev_accts
0.58
dti_joint
0.56
sec_app_revol_util
0.55
annual_inc_joint
0.51
revol_bal_joint
0.48
sec_app_open_act_il
0.46
sec_app_mort_acc
0.39
sec_app_mths_since_last_major_derog
0.33
out_prncp_inv
0.15
out_prncp
0.15
sec_app_collections_12_mths_ex_med
0.14
sec_app_mort_acc
MISSING:
2,152,647
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mort_acc
0.70
tot_cur_bal
0.42
tot_hi_cred_lim
0.42
avg_cur_bal
0.33
hardship_payoff_balance_amount
0.29
sec_app_fico_range_high
0.27
sec_app_fico_range_low
0.27
revol_bal_joint
0.26
total_acc
0.26
sec_app_num_rev_accts
0.24
annual_inc_joint
0.21
sec_app_open_acc
0.20
max_bal_bc
0.20
mo_sin_old_rev_tl_op
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.61
verification_status_joint
0.59
sec_app_inq_last_6mths
0.39
loan_status
0.12
home_ownership
0.11
emp_length
0.08
initial_list_status
0.06
term
0.06
addr_state
0.05
verification_status
0.04
sub_grade
0.03
purpose
0.03
grade
0.02
disbursement_method
0.02
MOST FREQUENT VALUES
0.0
42,218
39.1%
1.0
21,072
19.5%
2.0
17,790
16.5%
3.0
12,141
11.2%
4.0
7,379
6.8%
5.0
3,926
3.6%
6.0
1,939
1.8%
7.0
851
0.8%
8.0
373
0.3%
9.0
165
0.2%
10.0
72
<0.1%
11.0
36
<0.1%
12.0
17
<0.1%
14.0
11
<0.1%
13.0
11
<0.1%
SMALLEST VALUES
0.0
42,218
39.1%
1.0
21,072
19.5%
2.0
17,790
16.5%
3.0
12,141
11.2%
4.0
7,379
6.8%
5.0
3,926
3.6%
6.0
1,939
1.8%
7.0
851
0.8%
8.0
373
0.3%
9.0
165
0.2%
10.0
72
<0.1%
11.0
36
<0.1%
12.0
17
<0.1%
13.0
11
<0.1%
14.0
11
<0.1%
LARGEST VALUES
27.0
1
<0.1%
23.0
1
<0.1%
22.0
1
<0.1%
20.0
1
<0.1%
18.0
2
<0.1%
17.0
3
<0.1%
16.0
2
<0.1%
15.0
9
<0.1%
14.0
11
<0.1%
13.0
11
<0.1%
12.0
17
<0.1%
11.0
36
<0.1%
10.0
72
<0.1%
9.0
165
0.2%
8.0
373
0.3%
sec_app_open_acc
MISSING:
2,152,647
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_num_rev_accts
0.73
sec_app_open_act_il
0.59
revol_bal_joint
0.41
num_sats
0.33
open_acc
0.33
dti_joint
0.32
num_bc_sats
0.32
num_op_rev_tl
0.31
num_actv_bc_tl
0.28
hardship_payoff_balance_amount
0.28
num_rev_tl_bal_gt_0
0.28
num_actv_rev_tl
0.28
num_bc_tl
0.26
total_acc
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.81
verification_status_joint
0.80
sec_app_inq_last_6mths
0.60
loan_status
0.17
emp_length
0.10
home_ownership
0.08
initial_list_status
0.08
term
0.07
verification_status
0.04
addr_state
0.04
sub_grade
0.03
purpose
0.02
settlement_date
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
9.0
7,711
7.1%
8.0
7,690
7.1%
7.0
7,336
6.8%
10.0
7,297
6.8%
11.0
6,786
6.3%
6.0
6,640
6.1%
12.0
6,331
5.9%
5.0
5,889
5.5%
13.0
5,623
5.2%
14.0
5,030
4.7%
4.0
4,812
4.5%
15.0
4,397
4.1%
16.0
3,860
3.6%
3.0
3,740
3.5%
17.0
3,351
3.1%
SMALLEST VALUES
0.0
95
<0.1%
1.0
1,499
1.4%
2.0
2,553
2.4%
3.0
3,740
3.5%
4.0
4,812
4.5%
5.0
5,889
5.5%
6.0
6,640
6.1%
7.0
7,336
6.8%
8.0
7,690
7.1%
9.0
7,711
7.1%
10.0
7,297
6.8%
11.0
6,786
6.3%
12.0
6,331
5.9%
13.0
5,623
5.2%
14.0
5,030
4.7%
LARGEST VALUES
82.0
1
<0.1%
73.0
1
<0.1%
67.0
1
<0.1%
66.0
1
<0.1%
65.0
1
<0.1%
61.0
2
<0.1%
60.0
1
<0.1%
59.0
2
<0.1%
58.0
1
<0.1%
57.0
3
<0.1%
56.0
5
<0.1%
55.0
1
<0.1%
54.0
1
<0.1%
53.0
4
<0.1%
52.0
4
<0.1%
sec_app_revol_util
MISSING:
2,154,484
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_util
0.52
bc_util
0.48
percent_bc_gt_75
0.46
sec_app_fico_range_high
-0.41
sec_app_fico_range_low
-0.41
all_util
0.34
bc_open_to_buy
-0.32
fico_range_low
-0.30
fico_range_high
-0.30
int_rate
0.25
last_fico_range_high
-0.19
revol_bal_joint
0.17
total_bc_limit
-0.16
last_fico_range_low
-0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.85
verification_status_joint
0.84
sec_app_inq_last_6mths
0.55
loan_status
0.18
emp_length
0.11
initial_list_status
0.08
home_ownership
0.07
term
0.06
verification_status
0.04
addr_state
0.04
sub_grade
0.04
grade
0.03
purpose
0.02
settlement_date
0.02
MOST FREQUENT VALUES
0.0
1,182
1.1%
59.4
180
0.2%
62.4
179
0.2%
67.2
174
0.2%
70.1
173
0.2%
77.9
172
0.2%
68.8
170
0.2%
73.5
170
0.2%
70.7
170
0.2%
69.8
168
0.2%
60.0
167
0.2%
63.7
167
0.2%
65.9
166
0.2%
57.9
166
0.2%
63.0
165
0.2%
SMALLEST VALUES
0.0
1,182
1.1%
0.1
58
<0.1%
0.2
36
<0.1%
0.3
42
<0.1%
0.4
33
<0.1%
0.5
25
<0.1%
0.6
34
<0.1%
0.7
26
<0.1%
0.8
32
<0.1%
0.9
27
<0.1%
1.0
35
<0.1%
1.1
35
<0.1%
1.2
20
<0.1%
1.3
34
<0.1%
1.4
26
<0.1%
LARGEST VALUES
434.3
1
<0.1%
235.3
1
<0.1%
212.6
1
<0.1%
191.0
1
<0.1%
184.2
1
<0.1%
182.5
1
<0.1%
172.7
1
<0.1%
170.1
1
<0.1%
165.2
1
<0.1%
165.1
1
<0.1%
163.9
1
<0.1%
162.7
1
<0.1%
160.8
1
<0.1%
159.3
1
<0.1%
158.7
1
<0.1%
sec_app_open_act_il
MISSING:
2,152,647
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_open_acc
0.59
dti_joint
0.24
open_act_il
0.23
total_il_high_credit_limit
0.21
total_bal_il
0.20
num_il_tl
0.19
total_bal_ex_mort
0.18
revol_bal_joint
0.15
open_il_24m
0.13
hardship_payoff_balance_amount
0.13
total_acc
0.12
annual_inc_joint
0.12
num_sats
0.11
open_acc
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.63
verification_status_joint
0.62
sec_app_inq_last_6mths
0.46
loan_status
0.13
emp_length
0.08
initial_list_status
0.06
home_ownership
0.06
term
0.05
addr_state
0.04
verification_status
0.03
sub_grade
0.02
purpose
0.02
settlement_date
0.02
debt_settlement_flag_date
0.01
MOST FREQUENT VALUES
1.0
24,089
22.3%
2.0
23,099
21.4%
3.0
16,430
15.2%
0.0
14,376
13.3%
4.0
9,942
9.2%
5.0
5,905
5.5%
6.0
3,593
3.3%
7.0
2,361
2.2%
8.0
1,684
1.6%
9.0
1,307
1.2%
10.0
1,024
0.9%
11.0
797
0.7%
12.0
662
0.6%
13.0
544
0.5%
14.0
435
0.4%
SMALLEST VALUES
0.0
14,376
13.3%
1.0
24,089
22.3%
2.0
23,099
21.4%
3.0
16,430
15.2%
4.0
9,942
9.2%
5.0
5,905
5.5%
6.0
3,593
3.3%
7.0
2,361
2.2%
8.0
1,684
1.6%
9.0
1,307
1.2%
10.0
1,024
0.9%
11.0
797
0.7%
12.0
662
0.6%
13.0
544
0.5%
14.0
435
0.4%
LARGEST VALUES
43.0
1
<0.1%
39.0
4
<0.1%
38.0
1
<0.1%
36.0
1
<0.1%
35.0
1
<0.1%
34.0
5
<0.1%
33.0
5
<0.1%
32.0
8
<0.1%
31.0
1
<0.1%
30.0
13
<0.1%
29.0
13
<0.1%
28.0
14
<0.1%
27.0
19
<0.1%
26.0
28
<0.1%
25.0
39
<0.1%
sec_app_num_rev_accts
MISSING:
2,152,647
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_open_acc
0.73
num_bc_tl
0.40
num_rev_accts
0.39
revol_bal_joint
0.37
num_op_rev_tl
0.32
num_bc_sats
0.32
total_acc
0.30
open_acc
0.27
num_sats
0.26
total_bc_limit
0.26
num_actv_bc_tl
0.25
num_rev_tl_bal_gt_0
0.25
num_actv_rev_tl
0.25
total_rev_hi_lim
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.78
verification_status_joint
0.77
sec_app_inq_last_6mths
0.58
loan_status
0.16
emp_length
0.10
home_ownership
0.08
initial_list_status
0.08
term
0.06
verification_status
0.04
addr_state
0.04
sub_grade
0.03
purpose
0.02
settlement_date
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
8.0
6,639
6.1%
9.0
6,543
6.1%
7.0
6,473
6.0%
10.0
6,282
5.8%
6.0
6,221
5.8%
11.0
5,880
5.4%
5.0
5,619
5.2%
12.0
5,569
5.2%
13.0
5,178
4.8%
4.0
4,922
4.6%
14.0
4,693
4.3%
15.0
4,204
3.9%
3.0
3,822
3.5%
16.0
3,788
3.5%
17.0
3,410
3.2%
SMALLEST VALUES
0.0
580
0.5%
1.0
1,741
1.6%
2.0
2,730
2.5%
3.0
3,822
3.5%
4.0
4,922
4.6%
5.0
5,619
5.2%
6.0
6,221
5.8%
7.0
6,473
6.0%
8.0
6,639
6.1%
9.0
6,543
6.1%
10.0
6,282
5.8%
11.0
5,880
5.4%
12.0
5,569
5.2%
13.0
5,178
4.8%
14.0
4,693
4.3%
LARGEST VALUES
106.0
1
<0.1%
96.0
1
<0.1%
95.0
1
<0.1%
92.0
1
<0.1%
90.0
1
<0.1%
89.0
1
<0.1%
85.0
1
<0.1%
84.0
1
<0.1%
79.0
3
<0.1%
77.0
1
<0.1%
75.0
3
<0.1%
74.0
2
<0.1%
73.0
1
<0.1%
72.0
1
<0.1%
71.0
2
<0.1%
sec_app_chargeoff_within_12_mths
MISSING:
2,152,647
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_collections_12_mths_ex_med
0.45
sec_app_mths_since_last_major_derog
-0.24
sec_app_fico_range_low
-0.18
sec_app_fico_range_high
-0.18
orig_projected_additional_accrued_interest
-0.08
hardship_payoff_balance_amount
-0.08
hardship_last_payment_amount
-0.07
mths_since_last_major_derog
-0.07
hardship_amount
-0.06
chargeoff_within_12_mths
0.06
loan_amnt
-0.05
funded_amnt
-0.05
funded_amnt_inv
-0.05
sec_app_open_acc
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.10
application_type
0.10
sec_app_inq_last_6mths
0.07
loan_status
0.02
emp_length
0.02
purpose
0.01
sub_grade
0.01
grade
0.01
initial_list_status
0.01
addr_state
0.01
verification_status
0.01
home_ownership
0.00
term
0.00
debt_settlement_flag_date
0.00
MOST FREQUENT VALUES
0.0
105,117
97.3%
1.0
2,073
1.9%
2.0
429
0.4%
3.0
146
0.1%
4.0
90
<0.1%
5.0
57
<0.1%
6.0
30
<0.1%
7.0
20
<0.1%
10.0
14
<0.1%
8.0
12
<0.1%
9.0
10
<0.1%
11.0
5
<0.1%
12.0
3
<0.1%
14.0
2
<0.1%
17.0
2
<0.1%
SMALLEST VALUES
0.0
105,117
97.3%
1.0
2,073
1.9%
2.0
429
0.4%
3.0
146
0.1%
4.0
90
<0.1%
5.0
57
<0.1%
6.0
30
<0.1%
7.0
20
<0.1%
8.0
12
<0.1%
9.0
10
<0.1%
10.0
14
<0.1%
11.0
5
<0.1%
12.0
3
<0.1%
13.0
2
<0.1%
14.0
2
<0.1%
LARGEST VALUES
21.0
2
<0.1%
20.0
2
<0.1%
19.0
1
<0.1%
18.0
2
<0.1%
17.0
2
<0.1%
16.0
1
<0.1%
15.0
1
<0.1%
14.0
2
<0.1%
13.0
2
<0.1%
12.0
3
<0.1%
11.0
5
<0.1%
10.0
14
<0.1%
9.0
10
<0.1%
8.0
12
<0.1%
7.0
20
<0.1%
sec_app_collections_12_mths_ex_med
MISSING:
2,152,647
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_chargeoff_within_12_mths
0.45
sec_app_fico_range_low
-0.25
sec_app_fico_range_high
-0.25
sec_app_mths_since_last_major_derog
-0.19
settlement_amount
-0.08
hardship_payoff_balance_amount
-0.08
sec_app_mort_acc
-0.07
revol_bal_joint
-0.07
funded_amnt_inv
-0.07
loan_amnt
-0.07
funded_amnt
-0.07
sec_app_open_acc
-0.07
hardship_last_payment_amount
-0.06
int_rate
0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.17
application_type
0.17
sec_app_inq_last_6mths
0.14
loan_status
0.04
emp_length
0.03
sub_grade
0.02
purpose
0.01
grade
0.01
initial_list_status
0.01
addr_state
0.01
verification_status
0.01
term
0.01
home_ownership
0.01
settlement_date
0.00
MOST FREQUENT VALUES
0.0
101,793
94.2%
1.0
5,039
4.7%
2.0
799
0.7%
3.0
204
0.2%
4.0
79
<0.1%
5.0
31
<0.1%
6.0
25
<0.1%
8.0
15
<0.1%
10.0
11
<0.1%
7.0
7
<0.1%
11.0
5
<0.1%
9.0
5
<0.1%
15.0
2
<0.1%
12.0
2
<0.1%
18.0
1
<0.1%
SMALLEST VALUES
0.0
101,793
94.2%
1.0
5,039
4.7%
2.0
799
0.7%
3.0
204
0.2%
4.0
79
<0.1%
5.0
31
<0.1%
6.0
25
<0.1%
7.0
7
<0.1%
8.0
15
<0.1%
9.0
5
<0.1%
10.0
11
<0.1%
11.0
5
<0.1%
12.0
2
<0.1%
15.0
2
<0.1%
16.0
1
<0.1%
LARGEST VALUES
23.0
1
<0.1%
19.0
1
<0.1%
18.0
1
<0.1%
16.0
1
<0.1%
15.0
2
<0.1%
12.0
2
<0.1%
11.0
5
<0.1%
10.0
11
<0.1%
9.0
5
<0.1%
8.0
15
<0.1%
7.0
7
<0.1%
6.0
25
<0.1%
5.0
31
<0.1%
4.0
79
<0.1%
3.0
204
0.2%
sec_app_mths_since_last_major_derog
MISSING:
2,224,726
(98%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_major_derog
0.52
sec_app_fico_range_low
0.39
sec_app_fico_range_high
0.39
mths_since_recent_bc_dlq
0.33
mths_since_last_delinq
0.32
mths_since_recent_revol_delinq
0.30
sec_app_chargeoff_within_12_mths
-0.24
sec_app_collections_12_mths_ex_med
-0.19
delinq_2yrs
-0.14
num_tl_90g_dpd_24m
-0.13
hardship_payoff_balance_amount
0.12
settlement_term
0.12
sec_app_mort_acc
0.10
loan_amnt
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.45
verification_status_joint
0.44
sec_app_inq_last_6mths
0.33
loan_status
0.09
emp_length
0.06
initial_list_status
0.04
home_ownership
0.03
term
0.03
purpose
0.02
verification_status
0.02
sub_grade
0.02
addr_state
0.02
grade
0.01
settlement_date
0.01
MOST FREQUENT VALUES
1.0
1,104
3.1%
2.0
633
1.8%
8.0
575
1.6%
5.0
552
1.5%
13.0
523
1.5%
9.0
522
1.5%
4.0
509
1.4%
15.0
509
1.4%
43.0
507
1.4%
14.0
504
1.4%
19.0
495
1.4%
44.0
493
1.4%
7.0
492
1.4%
45.0
488
1.4%
11.0
485
1.3%
SMALLEST VALUES
0.0
399
1.1%
1.0
1,104
3.1%
2.0
633
1.8%
3.0
484
1.3%
4.0
509
1.4%
5.0
552
1.5%
6.0
464
1.3%
7.0
492
1.4%
8.0
575
1.6%
9.0
522
1.5%
10.0
457
1.3%
11.0
485
1.3%
12.0
481
1.3%
13.0
523
1.5%
14.0
504
1.4%
LARGEST VALUES
185.0
1
<0.1%
159.0
1
<0.1%
153.0
1
<0.1%
147.0
1
<0.1%
143.0
1
<0.1%
142.0
1
<0.1%
141.0
1
<0.1%
139.0
1
<0.1%
138.0
1
<0.1%
136.0
1
<0.1%
134.0
1
<0.1%
132.0
2
<0.1%
131.0
3
<0.1%
129.0
3
<0.1%
127.0
1
<0.1%
hardship_flag
MISSING:
---
TOP CATEGORIES
N
2.3M
>99%
Y
832
<1%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_flag
PROVIDES INFORMATION ON...
pymnt_plan
0.92
hardship_status
0.10
hardship_end_date
0.07
hardship_start_date
0.07
payment_plan_start_date
0.07
hardship_loan_status
0.06
hardship_reason
0.05
loan_status
0.00
sec_app_inq_last_6mths
0.00
application_type
0.00
verification_status_joint
0.00
debt_settlement_flag
0.00
settlement_status
0.00
debt_settlement_flag_date
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_flag:
hardship_status
1.00
hardship_end_date
0.97
payment_plan_start_date
0.94
hardship_start_date
0.94
pymnt_plan
0.71
hardship_reason
0.64
hardship_loan_status
0.61
loan_status
0.49
sub_grade
0.02
grade
0.01
addr_state
0.01
verification_status_joint
0.01
application_type
0.01
term
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_flag
CORRELATION RATIO WITH...
orig_projected_additional_accrued_interest
0.26
hardship_dpd
0.26
hardship_payoff_balance_amount
0.24
hardship_amount
0.22
hardship_last_payment_amount
0.21
total_rec_late_fee
0.03
out_prncp
0.02
out_prncp_inv
0.02
total_rec_int
0.01
all_util
0.01
last_fico_range_high
0.01
il_util
0.01
int_rate
0.01
last_pymnt_amnt
0.01
hardship_reason
MISSING:
2,249,751
(>99%)
TOP CATEGORIES
NATURAL_DISASTER
2,965
27%
EXCESSIVE_OBLIGATIONS
2,155
20%
UNEMPLOYMENT
1,923
18%
INCOME_CURTAILMENT
1,321
12%
MEDICAL
1,294
12%
REDUCED_HOURS
662
6%
DIVORCE
225
2%
FAMILY_DEATH
214
2%
DISABILITY
158
1%
ALL
10,917
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_reason
PROVIDES INFORMATION ON...
hardship_status
0.90
hardship_loan_status
0.87
hardship_start_date
0.72
payment_plan_start_date
0.72
hardship_end_date
0.71
hardship_flag
0.64
pymnt_plan
0.62
loan_status
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00
debt_settlement_flag
0.00
disbursement_method
0.00
addr_state
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_reason:
hardship_start_date
0.81
payment_plan_start_date
0.81
hardship_end_date
0.80
hardship_loan_status
0.80
hardship_status
0.78
loan_status
0.09
hardship_flag
0.05
addr_state
0.05
pymnt_plan
0.04
sub_grade
0.02
grade
0.02
verification_status
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_reason
CORRELATION RATIO WITH...
hardship_dpd
0.88
hardship_payoff_balance_amount
0.84
hardship_amount
0.77
hardship_last_payment_amount
0.70
orig_projected_additional_accrued_interest
0.69
total_rec_late_fee
0.14
last_fico_range_high
0.07
total_rec_int
0.06
last_fico_range_low
0.06
int_rate
0.03
last_pymnt_amnt
0.03
fico_range_low
0.03
fico_range_high
0.03
all_util
0.03
hardship_status
MISSING:
2,249,751
(>99%)
TOP CATEGORIES
COMPLETED
7,819
72%
BROKEN
2,266
21%
ACTIVE
832
8%
ALL
10,917
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_status
PROVIDES INFORMATION ON...
hardship_flag
1.00
pymnt_plan
0.92
hardship_loan_status
0.84
hardship_reason
0.78
hardship_start_date
0.71
payment_plan_start_date
0.71
hardship_end_date
0.71
loan_status
0.00
settlement_date
0.00
settlement_status
0.00
debt_settlement_flag_date
0.00
debt_settlement_flag
0.00
disbursement_method
0.00
grade
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_status:
hardship_end_date
0.93
hardship_start_date
0.93
payment_plan_start_date
0.93
hardship_reason
0.90
hardship_loan_status
0.90
loan_status
0.14
hardship_flag
0.10
pymnt_plan
0.07
addr_state
0.02
sub_grade
0.02
grade
0.02
verification_status
0.01
settlement_date
0.00
debt_settlement_flag_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_status
CORRELATION RATIO WITH...
hardship_payoff_balance_amount
0.84
hardship_dpd
0.82
orig_projected_additional_accrued_interest
0.77
hardship_amount
0.77
hardship_last_payment_amount
0.70
total_rec_late_fee
0.13
last_fico_range_high
0.07
total_rec_int
0.06
last_fico_range_low
0.06
int_rate
0.03
recoveries
0.03
collection_recovery_fee
0.03
all_util
0.03
last_pymnt_amnt
0.03
hardship_amount
MISSING:
2,249,751
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
orig_projected_additional_accrued_interest
1.00
hardship_payoff_balance_amount
0.88
settlement_amount
0.88
loan_amnt
0.71
funded_amnt
0.71
funded_amnt_inv
0.71
installment
0.68
total_rec_int
0.66
int_rate
0.62
out_prncp_inv
0.45
out_prncp
0.45
hardship_last_payment_amount
0.43
total_pymnt
0.37
total_pymnt_inv
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
payment_plan_start_date
0.77
hardship_start_date
0.77
hardship_status
0.77
hardship_end_date
0.77
hardship_reason
0.77
hardship_loan_status
0.77
hardship_flag
0.22
pymnt_plan
0.19
loan_status
0.11
sub_grade
0.06
grade
0.06
term
0.03
addr_state
0.03
verification_status
0.02
MOST FREQUENT VALUES
132.33
5
<0.1%
48.56
5
<0.1%
53.05
5
<0.1%
94.59
5
<0.1%
69.9
5
<0.1%
58.0
4
<0.1%
45.06
4
<0.1%
156.37
4
<0.1%
75.36
4
<0.1%
150.88
4
<0.1%
79.26
4
<0.1%
51.2
4
<0.1%
158.83
4
<0.1%
63.88
4
<0.1%
54.55
4
<0.1%
SMALLEST VALUES
0.64
1
<0.1%
1.47
1
<0.1%
1.61
1
<0.1%
2.02
1
<0.1%
2.15
1
<0.1%
2.69
1
<0.1%
3.39
1
<0.1%
3.58
1
<0.1%
3.73
1
<0.1%
3.76
1
<0.1%
3.82
1
<0.1%
3.99
1
<0.1%
4.09
1
<0.1%
4.32
1
<0.1%
4.47
1
<0.1%
LARGEST VALUES
943.94
1
<0.1%
923.4
1
<0.1%
893.63
1
<0.1%
893.05
1
<0.1%
845.22
1
<0.1%
837.68
1
<0.1%
833.67
1
<0.1%
828.98
1
<0.1%
828.49
1
<0.1%
825.57
1
<0.1%
823.69
1
<0.1%
819.45
1
<0.1%
807.96
1
<0.1%
803.55
1
<0.1%
794.41
1
<0.1%
hardship_start_date
MISSING:
2,249,751
(>99%)
TOP CATEGORIES
Sep-2017
2,444
22%
Oct-2017
1,077
10%
Oct-2018
594
5%
Nov-2017
466
4%
Aug-2018
463
4%
Jan-2019
431
4%
Sep-2018
422
4%
Nov-2018
420
4%
Jun-2017
400
4%
May-2017
373
3%
Aug-2017
360
3%
Jul-2018
359
3%
Dec-2017
359
3%
Jan-2018
348
3%
Dec-2018
339
3%
Mar-2019
304
3%
Feb-2019
297
3%
(Other)
1,461
13%
ALL
10,917
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_start_date
PROVIDES INFORMATION ON...
hardship_flag
0.94
payment_plan_start_date
0.93
hardship_status
0.93
pymnt_plan
0.90
hardship_end_date
0.89
hardship_loan_status
0.86
hardship_reason
0.81
loan_status
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00
debt_settlement_flag
0.00
num_tl_120dpd_2m
0.00
sec_app_inq_last_6mths
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_start_date:
payment_plan_start_date
0.94
hardship_end_date
0.90
hardship_reason
0.72
hardship_status
0.71
hardship_loan_status
0.71
loan_status
0.11
hardship_flag
0.07
pymnt_plan
0.05
addr_state
0.04
sub_grade
0.02
grade
0.02
settlement_date
0.01
debt_settlement_flag_date
0.00
verification_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_start_date
CORRELATION RATIO WITH...
hardship_dpd
0.87
hardship_payoff_balance_amount
0.84
hardship_amount
0.77
hardship_last_payment_amount
0.70
orig_projected_additional_accrued_interest
0.69
total_rec_late_fee
0.13
last_fico_range_high
0.07
total_rec_int
0.06
last_fico_range_low
0.06
int_rate
0.03
out_prncp
0.03
out_prncp_inv
0.03
all_util
0.03
collection_recovery_fee
0.03
hardship_end_date
MISSING:
2,249,751
(>99%)
TOP CATEGORIES
Dec-2017
1,756
16%
Nov-2017
1,325
12%
Jan-2018
749
7%
Jan-2019
517
5%
Dec-2018
509
5%
Mar-2019
468
4%
Nov-2018
413
4%
Feb-2018
401
4%
Oct-2018
397
4%
Oct-2017
396
4%
Aug-2017
386
4%
Sep-2017
368
3%
Feb-2019
367
3%
Mar-2018
356
3%
Apr-2019
333
3%
Sep-2018
299
3%
Apr-2018
295
3%
(Other)
1,582
14%
ALL
10,917
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_end_date
PROVIDES INFORMATION ON...
pymnt_plan
0.99
hardship_flag
0.97
hardship_status
0.93
payment_plan_start_date
0.91
hardship_start_date
0.90
hardship_loan_status
0.86
hardship_reason
0.80
loan_status
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00
debt_settlement_flag
0.00
num_tl_120dpd_2m
0.00
sec_app_inq_last_6mths
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_end_date:
payment_plan_start_date
0.90
hardship_start_date
0.89
hardship_status
0.71
hardship_reason
0.71
hardship_loan_status
0.70
loan_status
0.11
hardship_flag
0.07
pymnt_plan
0.06
addr_state
0.04
sub_grade
0.02
grade
0.02
settlement_date
0.01
debt_settlement_flag_date
0.00
verification_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_end_date
CORRELATION RATIO WITH...
hardship_dpd
0.86
hardship_payoff_balance_amount
0.84
hardship_amount
0.77
hardship_last_payment_amount
0.70
orig_projected_additional_accrued_interest
0.70
total_rec_late_fee
0.13
last_fico_range_high
0.07
total_rec_int
0.06
last_fico_range_low
0.06
int_rate
0.03
out_prncp
0.03
out_prncp_inv
0.03
collection_recovery_fee
0.03
all_util
0.03
payment_plan_start_date
MISSING:
2,249,751
(>99%)
TOP CATEGORIES
Sep-2017
1,715
16%
Oct-2017
1,629
15%
Nov-2017
640
6%
Oct-2018
538
5%
Nov-2018
481
4%
Aug-2018
456
4%
Sep-2018
416
4%
Dec-2017
413
4%
Jun-2017
394
4%
Feb-2019
387
4%
Dec-2018
379
3%
Jan-2019
368
3%
Jul-2017
343
3%
Jan-2018
329
3%
Feb-2018
307
3%
Mar-2019
302
3%
Jul-2018
297
3%
(Other)
1,523
14%
ALL
10,917
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
payment_plan_start_date
PROVIDES INFORMATION ON...
pymnt_plan
0.95
hardship_flag
0.94
hardship_start_date
0.94
hardship_status
0.93
hardship_end_date
0.90
hardship_loan_status
0.86
hardship_reason
0.81
loan_status
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00
debt_settlement_flag
0.00
num_tl_120dpd_2m
0.00
sec_app_inq_last_6mths
0.00

THESE FEATURES
GIVE INFORMATION
ON payment_plan_start_date:
hardship_start_date
0.93
hardship_end_date
0.91
hardship_reason
0.72
hardship_status
0.71
hardship_loan_status
0.70
loan_status
0.11
hardship_flag
0.07
pymnt_plan
0.05
addr_state
0.04
sub_grade
0.02
grade
0.02
settlement_date
0.01
debt_settlement_flag_date
0.00
verification_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
payment_plan_start_date
CORRELATION RATIO WITH...
hardship_dpd
0.86
hardship_payoff_balance_amount
0.84
hardship_amount
0.77
hardship_last_payment_amount
0.70
orig_projected_additional_accrued_interest
0.69
total_rec_late_fee
0.13
last_fico_range_high
0.07
total_rec_int
0.06
last_fico_range_low
0.06
int_rate
0.03
out_prncp
0.03
out_prncp_inv
0.03
all_util
0.03
collection_recovery_fee
0.03
hardship_dpd
MISSING:
2,249,751
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_late_fee
0.28
last_fico_range_high
-0.24
last_fico_range_low
-0.14
last_pymnt_amnt
-0.11
settlement_term
-0.09
int_rate
0.09
sec_app_mths_since_last_major_derog
-0.09
total_rec_prncp
-0.07
sec_app_fico_range_low
-0.07
sec_app_fico_range_high
-0.07
total_rec_int
0.07
revol_util
0.07
hardship_last_payment_amount
0.07
num_op_rev_tl
-0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_loan_status
0.98
hardship_reason
0.88
hardship_start_date
0.87
payment_plan_start_date
0.86
hardship_end_date
0.86
hardship_status
0.82
hardship_flag
0.26
pymnt_plan
0.22
loan_status
0.12
sub_grade
0.03
grade
0.03
settlement_date
0.02
verification_status
0.02
debt_settlement_flag_date
0.02
MOST FREQUENT VALUES
0.0
2,402
22.0%
26.0
425
3.9%
23.0
423
3.9%
25.0
419
3.8%
20.0
394
3.6%
16.0
386
3.5%
11.0
381
3.5%
22.0
375
3.4%
17.0
372
3.4%
27.0
363
3.3%
21.0
359
3.3%
28.0
356
3.3%
19.0
352
3.2%
18.0
351
3.2%
24.0
343
3.1%
SMALLEST VALUES
0.0
2,402
22.0%
1.0
47
0.4%
2.0
53
0.5%
3.0
67
0.6%
4.0
84
0.8%
5.0
128
1.2%
6.0
157
1.4%
7.0
326
3.0%
8.0
235
2.2%
9.0
280
2.6%
10.0
304
2.8%
11.0
381
3.5%
12.0
315
2.9%
13.0
341
3.1%
14.0
280
2.6%
LARGEST VALUES
37.0
1
<0.1%
32.0
4
<0.1%
31.0
2
<0.1%
30.0
29
0.3%
29.0
268
2.5%
28.0
356
3.3%
27.0
363
3.3%
26.0
425
3.9%
25.0
419
3.8%
24.0
343
3.1%
23.0
423
3.9%
22.0
375
3.4%
21.0
359
3.3%
20.0
394
3.6%
19.0
352
3.2%
hardship_loan_status
MISSING:
2,249,751
(>99%)
TOP CATEGORIES
Late (16-30 days)
4,770
44%
In Grace Period
2,912
27%
Current
2,769
25%
Late (31-120 days)
451
4%
Issued
15
<1%
ALL
10,917
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_loan_status
PROVIDES INFORMATION ON...
hardship_status
0.90
hardship_reason
0.80
hardship_start_date
0.71
payment_plan_start_date
0.70
hardship_end_date
0.70
hardship_flag
0.61
pymnt_plan
0.59
loan_status
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00
debt_settlement_flag
0.00
disbursement_method
0.00
grade
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_loan_status:
hardship_reason
0.87
hardship_start_date
0.86
payment_plan_start_date
0.86
hardship_end_date
0.86
hardship_status
0.84
loan_status
0.10
hardship_flag
0.06
pymnt_plan
0.04
addr_state
0.04
sub_grade
0.02
grade
0.02
verification_status
0.01
settlement_date
0.00
debt_settlement_flag_date
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_loan_status
CORRELATION RATIO WITH...
hardship_dpd
0.98
hardship_payoff_balance_amount
0.84
hardship_amount
0.77
hardship_last_payment_amount
0.70
orig_projected_additional_accrued_interest
0.69
total_rec_late_fee
0.15
last_fico_range_high
0.07
total_rec_int
0.06
last_fico_range_low
0.06
int_rate
0.03
fico_range_low
0.03
fico_range_high
0.03
last_pymnt_amnt
0.03
all_util
0.03
orig_projected_additional_accrued_interest
MISSING:
2,252,017
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_amount
1.00
hardship_payoff_balance_amount
0.88
settlement_amount
0.86
loan_amnt
0.71
funded_amnt
0.71
funded_amnt_inv
0.71
total_rec_int
0.68
installment
0.68
int_rate
0.61
out_prncp
0.54
out_prncp_inv
0.54
hardship_last_payment_amount
0.44
total_pymnt
0.39
total_pymnt_inv
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_status
0.77
hardship_end_date
0.70
hardship_start_date
0.69
payment_plan_start_date
0.69
hardship_reason
0.69
hardship_loan_status
0.69
hardship_flag
0.26
pymnt_plan
0.22
loan_status
0.10
sub_grade
0.05
grade
0.05
addr_state
0.03
term
0.03
verification_status
0.02
MOST FREQUENT VALUES
396.99
5
<0.1%
283.77
5
<0.1%
209.7
4
<0.1%
163.65
4
<0.1%
200.37
4
<0.1%
237.78
4
<0.1%
584.46
4
<0.1%
268.14
4
<0.1%
154.77
4
<0.1%
186.9
4
<0.1%
226.08
4
<0.1%
174.0
4
<0.1%
449.13
4
<0.1%
145.68
4
<0.1%
187.8
3
<0.1%
SMALLEST VALUES
1.92
1
<0.1%
4.41
1
<0.1%
6.06
1
<0.1%
6.45
1
<0.1%
10.17
1
<0.1%
10.74
1
<0.1%
11.19
1
<0.1%
11.28
1
<0.1%
11.97
1
<0.1%
12.27
1
<0.1%
12.96
1
<0.1%
13.41
1
<0.1%
13.65
1
<0.1%
14.31
1
<0.1%
15.15
1
<0.1%
LARGEST VALUES
2680.89
1
<0.1%
2679.15
1
<0.1%
2535.66
1
<0.1%
2513.04
1
<0.1%
2486.94
1
<0.1%
2458.35
1
<0.1%
2423.88
1
<0.1%
2383.23
1
<0.1%
2372.04
1
<0.1%
2343.15
1
<0.1%
2335.47
1
<0.1%
2320.38
1
<0.1%
2310.63
1
<0.1%
2308.2
1
<0.1%
2307.09
1
<0.1%
hardship_payoff_balance_amount
MISSING:
2,249,751
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
settlement_amount
0.95
hardship_amount
0.88
orig_projected_additional_accrued_interest
0.88
funded_amnt_inv
0.85
loan_amnt
0.85
funded_amnt
0.85
installment
0.76
total_rec_int
0.54
out_prncp_inv
0.52
out_prncp
0.52
hardship_last_payment_amount
0.48
revol_bal_joint
0.42
total_pymnt_inv
0.40
total_pymnt
0.40

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_start_date
0.84
payment_plan_start_date
0.84
hardship_end_date
0.84
hardship_reason
0.84
hardship_loan_status
0.84
hardship_status
0.84
hardship_flag
0.24
pymnt_plan
0.20
loan_status
0.11
sub_grade
0.04
grade
0.04
addr_state
0.04
term
0.03
verification_status
0.02
MOST FREQUENT VALUES
15557.86
2
<0.1%
8237.68
2
<0.1%
9599.86
2
<0.1%
6524.54
2
<0.1%
5131.62
2
<0.1%
8773.97
2
<0.1%
2825.0
2
<0.1%
5262.81
2
<0.1%
10747.75
2
<0.1%
6627.94
2
<0.1%
17515.5
2
<0.1%
8234.71
2
<0.1%
12031.29
2
<0.1%
4335.58
2
<0.1%
9531.41
2
<0.1%
SMALLEST VALUES
55.73
1
<0.1%
174.15
1
<0.1%
191.12
1
<0.1%
193.98
1
<0.1%
206.97
1
<0.1%
239.79
1
<0.1%
327.14
1
<0.1%
340.31
1
<0.1%
397.9
1
<0.1%
403.66
1
<0.1%
414.3
1
<0.1%
422.15
1
<0.1%
424.11
1
<0.1%
437.28
1
<0.1%
452.07
1
<0.1%
LARGEST VALUES
40306.41
1
<0.1%
40149.35
1
<0.1%
39746.94
1
<0.1%
39542.45
1
<0.1%
38824.41
1
<0.1%
38399.0
1
<0.1%
38390.38
1
<0.1%
38079.56
1
<0.1%
37686.95
1
<0.1%
37657.18
1
<0.1%
37561.52
1
<0.1%
37431.11
1
<0.1%
37280.39
1
<0.1%
37139.11
1
<0.1%
36890.9
1
<0.1%
hardship_last_payment_amount
MISSING:
2,249,751
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
settlement_amount
0.49
funded_amnt_inv
0.49
loan_amnt
0.49
funded_amnt
0.49
hardship_payoff_balance_amount
0.48
installment
0.46
orig_projected_additional_accrued_interest
0.44
hardship_amount
0.43
total_rec_int
0.40
total_pymnt_inv
0.31
total_pymnt
0.31
out_prncp_inv
0.26
out_prncp
0.26
annual_inc
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_start_date
0.70
hardship_loan_status
0.70
payment_plan_start_date
0.70
hardship_end_date
0.70
hardship_reason
0.70
hardship_status
0.70
hardship_flag
0.21
pymnt_plan
0.17
loan_status
0.10
sub_grade
0.04
grade
0.04
addr_state
0.03
term
0.02
verification_status
0.02
MOST FREQUENT VALUES
0.02
25
0.2%
0.03
25
0.2%
0.11
23
0.2%
0.12
23
0.2%
0.05
21
0.2%
0.1
21
0.2%
0.04
20
0.2%
0.07
18
0.2%
0.09
18
0.2%
0.17
17
0.2%
0.13
17
0.2%
0.16
17
0.2%
0.01
16
0.1%
0.23
16
0.1%
0.28
16
0.1%
SMALLEST VALUES
0.01
16
0.1%
0.02
25
0.2%
0.03
25
0.2%
0.04
20
0.2%
0.05
21
0.2%
0.06
16
0.1%
0.07
18
0.2%
0.08
12
0.1%
0.09
18
0.2%
0.1
21
0.2%
0.11
23
0.2%
0.12
23
0.2%
0.13
17
0.2%
0.14
14
0.1%
0.15
15
0.1%
LARGEST VALUES
1407.86
1
<0.1%
1377.17
1
<0.1%
1291.21
1
<0.1%
1290.59
1
<0.1%
1283.9
1
<0.1%
1275.36
1
<0.1%
1253.28
1
<0.1%
1247.48
1
<0.1%
1237.92
1
<0.1%
1224.87
1
<0.1%
1223.33
1
<0.1%
1206.06
1
<0.1%
1187.56
2
<0.1%
1185.61
1
<0.1%
1175.63
1
<0.1%
disbursement_method
MISSING:
---
TOP CATEGORIES
Cash
2.2M
97%
DirectPay
78,122
3%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
disbursement_method
PROVIDES INFORMATION ON...
loan_status
0.02
initial_list_status
0.01
purpose
0.01
verification_status_joint
0.01
grade
0.01
sub_grade
0.00
acc_now_delinq
0.00
num_tl_30dpd
0.00
debt_settlement_flag
0.00
settlement_status
0.00
num_tl_120dpd_2m
0.00
hardship_status
0.00
hardship_loan_status
0.00
hardship_reason
0.00

THESE FEATURES
GIVE INFORMATION
ON disbursement_method:
loan_status
0.14
sub_grade
0.09
grade
0.07
purpose
0.07
initial_list_status
0.03
verification_status_joint
0.01
verification_status
0.01
emp_length
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00
debt_settlement_flag
0.00
addr_state
0.00
term
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
disbursement_method
CORRELATION RATIO WITH...
out_prncp_inv
0.24
out_prncp
0.24
max_bal_bc
0.16
total_pymnt
0.14
total_pymnt_inv
0.14
all_util
0.14
total_rec_prncp
0.13
int_rate
0.12
total_rec_int
0.10
il_util
0.09
mths_since_rcnt_il
0.09
open_rv_24m
0.08
total_bc_limit
0.08
last_fico_range_high
0.08
debt_settlement_flag
MISSING:
---
TOP CATEGORIES
N
2.2M
98%
Y
34,246
2%
ALL
2.3M
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
debt_settlement_flag
PROVIDES INFORMATION ON...
settlement_status
0.84
debt_settlement_flag_date
0.61
settlement_date
0.59
loan_status
0.03
hardship_status
0.00
hardship_end_date
0.00
hardship_start_date
0.00
payment_plan_start_date
0.00
disbursement_method
0.00
hardship_flag
0.00
pymnt_plan
0.00
hardship_loan_status
0.00
hardship_reason
0.00
grade
0.00

THESE FEATURES
GIVE INFORMATION
ON debt_settlement_flag:
debt_settlement_flag_date
1.00
settlement_status
1.00
settlement_date
1.00
loan_status
0.41
sub_grade
0.03
grade
0.03
addr_state
0.01
verification_status
0.01
initial_list_status
0.01
term
0.00
disbursement_method
0.00
application_type
0.00
verification_status_joint
0.00
purpose
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag
CORRELATION RATIO WITH...
settlement_percentage
0.99
settlement_term
0.85
settlement_amount
0.80
collection_recovery_fee
0.39
recoveries
0.38
last_fico_range_high
0.17
last_fico_range_low
0.12
total_rec_late_fee
0.07
out_prncp
0.07
out_prncp_inv
0.07
last_pymnt_amnt
0.06
total_rec_prncp
0.06
int_rate
0.06
fico_range_low
0.04
debt_settlement_flag_date
MISSING:
2,226,422
(98%)
TOP CATEGORIES
Feb-2019
2,606
8%
Mar-2019
2,528
7%
Jan-2019
2,524
7%
Oct-2018
2,324
7%
Dec-2018
2,252
7%
Nov-2018
2,186
6%
Aug-2018
1,978
6%
Jun-2018
1,864
5%
Jul-2018
1,530
4%
Sep-2018
1,524
4%
May-2018
1,490
4%
Feb-2018
1,244
4%
Jan-2018
1,166
3%
Mar-2018
936
3%
Nov-2017
802
2%
Apr-2018
775
2%
Jun-2017
646
2%
(Other)
5,871
17%
ALL
34,246
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
debt_settlement_flag_date
PROVIDES INFORMATION ON...
debt_settlement_flag
1.00
settlement_status
0.85
settlement_date
0.75
loan_status
0.03
hardship_end_date
0.00
payment_plan_start_date
0.00
hardship_start_date
0.00
hardship_status
0.00
hardship_reason
0.00
hardship_loan_status
0.00
disbursement_method
0.00
hardship_flag
0.00
num_tl_120dpd_2m
0.00
pymnt_plan
0.00

THESE FEATURES
GIVE INFORMATION
ON debt_settlement_flag_date:
settlement_date
0.77
settlement_status
0.62
debt_settlement_flag
0.61
loan_status
0.25
sub_grade
0.02
grade
0.02
addr_state
0.01
verification_status
0.00
initial_list_status
0.00
purpose
0.00
term
0.00
verification_status_joint
0.00
application_type
0.00
disbursement_method
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag_date
CORRELATION RATIO WITH...
settlement_percentage
0.99
settlement_term
0.89
settlement_amount
0.81
collection_recovery_fee
0.43
recoveries
0.41
last_fico_range_high
0.17
last_fico_range_low
0.13
total_rec_late_fee
0.08
out_prncp
0.07
out_prncp_inv
0.07
last_pymnt_amnt
0.06
total_rec_prncp
0.06
int_rate
0.06
all_util
0.05
settlement_status
MISSING:
2,226,422
(98%)
TOP CATEGORIES
ACTIVE
14,704
43%
COMPLETE
14,505
42%
BROKEN
5,037
15%
ALL
34,246
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
settlement_status
PROVIDES INFORMATION ON...
debt_settlement_flag
1.00
debt_settlement_flag_date
0.62
settlement_date
0.62
loan_status
0.03
hardship_end_date
0.00
hardship_start_date
0.00
payment_plan_start_date
0.00
hardship_status
0.00
hardship_loan_status
0.00
hardship_reason
0.00
disbursement_method
0.00
hardship_flag
0.00
pymnt_plan
0.00
application_type
0.00

THESE FEATURES
GIVE INFORMATION
ON settlement_status:
settlement_date
0.88
debt_settlement_flag_date
0.85
debt_settlement_flag
0.84
loan_status
0.35
sub_grade
0.02
grade
0.02
addr_state
0.01
verification_status
0.01
initial_list_status
0.01
term
0.00
application_type
0.00
verification_status_joint
0.00
disbursement_method
0.00
purpose
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
settlement_status
CORRELATION RATIO WITH...
settlement_percentage
0.99
settlement_term
0.90
settlement_amount
0.81
collection_recovery_fee
0.45
recoveries
0.44
last_fico_range_high
0.17
last_fico_range_low
0.13
total_rec_late_fee
0.07
out_prncp
0.07
out_prncp_inv
0.07
last_pymnt_amnt
0.06
total_rec_prncp
0.06
int_rate
0.06
all_util
0.05
settlement_date
MISSING:
2,226,422
(98%)
TOP CATEGORIES
Jan-2019
1,710
5%
Oct-2018
1,526
4%
Feb-2019
1,424
4%
Mar-2018
1,406
4%
Sep-2018
1,404
4%
Nov-2018
1,397
4%
Jun-2018
1,395
4%
Jan-2018
1,390
4%
Aug-2018
1,384
4%
May-2018
1,357
4%
Feb-2018
1,335
4%
Apr-2018
1,327
4%
Dec-2018
1,312
4%
Nov-2017
1,285
4%
Oct-2017
1,261
4%
Jul-2018
1,252
4%
Dec-2017
1,136
3%
(Other)
10,945
32%
ALL
34,246
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
settlement_date
PROVIDES INFORMATION ON...
debt_settlement_flag
1.00
settlement_status
0.88
debt_settlement_flag_date
0.77
loan_status
0.03
hardship_end_date
0.01
hardship_start_date
0.01
payment_plan_start_date
0.01
hardship_status
0.00
hardship_reason
0.00
hardship_loan_status
0.00
disbursement_method
0.00
num_tl_120dpd_2m
0.00
application_type
0.00
hardship_flag
0.00

THESE FEATURES
GIVE INFORMATION
ON settlement_date:
debt_settlement_flag_date
0.75
settlement_status
0.62
debt_settlement_flag
0.59
loan_status
0.25
sub_grade
0.02
grade
0.02
addr_state
0.01
initial_list_status
0.00
verification_status
0.00
purpose
0.00
verification_status_joint
0.00
application_type
0.00
term
0.00
emp_length
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
settlement_date
CORRELATION RATIO WITH...
settlement_percentage
0.99
settlement_term
0.89
settlement_amount
0.81
collection_recovery_fee
0.46
recoveries
0.45
last_fico_range_high
0.17
last_fico_range_low
0.13
total_rec_late_fee
0.08
out_prncp
0.07
out_prncp_inv
0.07
last_pymnt_amnt
0.06
all_util
0.06
total_rec_prncp
0.06
int_rate
0.06
settlement_amount
MISSING:
2,226,422
(98%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_payoff_balance_amount
0.95
hardship_amount
0.88
orig_projected_additional_accrued_interest
0.86
funded_amnt
0.80
loan_amnt
0.80
funded_amnt_inv
0.80
installment
0.74
recoveries
0.52
collection_recovery_fee
0.52
hardship_last_payment_amount
0.49
total_pymnt
0.40
total_pymnt_inv
0.40
total_rec_int
0.40
revol_bal_joint
0.36

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
settlement_status
0.81
debt_settlement_flag_date
0.81
settlement_date
0.81
debt_settlement_flag
0.80
loan_status
0.26
sub_grade
0.08
grade
0.08
term
0.06
verification_status
0.03
addr_state
0.03
purpose
0.02
initial_list_status
0.02
disbursement_method
0.02
hardship_start_date
0.01
MOST FREQUENT VALUES
5000.0
65
0.2%
4000.0
52
0.2%
3000.0
50
0.1%
6000.0
50
0.1%
10000.0
46
0.1%
8000.0
45
0.1%
7000.0
41
0.1%
3500.0
39
0.1%
6500.0
37
0.1%
9000.0
35
0.1%
4500.0
34
<0.1%
7500.0
34
<0.1%
2000.0
30
<0.1%
2500.0
29
<0.1%
5500.0
27
<0.1%
SMALLEST VALUES
44.21
1
<0.1%
60.84
1
<0.1%
82.96
1
<0.1%
107.0
1
<0.1%
120.0
1
<0.1%
121.91
1
<0.1%
130.0
1
<0.1%
133.0
1
<0.1%
135.3
1
<0.1%
138.0
1
<0.1%
139.0
1
<0.1%
142.0
1
<0.1%
152.0
1
<0.1%
161.0
1
<0.1%
163.0
1
<0.1%
LARGEST VALUES
33601.0
1
<0.1%
30000.0
1
<0.1%
28503.0
1
<0.1%
28000.0
1
<0.1%
27850.0
1
<0.1%
27000.0
1
<0.1%
26751.74
1
<0.1%
26242.5
1
<0.1%
25790.0
1
<0.1%
25000.0
1
<0.1%
24942.92
1
<0.1%
24554.0
1
<0.1%
24102.0
1
<0.1%
23895.91
1
<0.1%
23774.0
1
<0.1%
settlement_percentage
MISSING:
2,226,422
(98%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
settlement_amount
0.20
sec_app_num_rev_accts
0.12
sec_app_fico_range_low
0.12
sec_app_fico_range_high
0.12
last_pymnt_amnt
0.10
sec_app_open_acc
0.09
total_rec_int
-0.09
total_rec_prncp
-0.08
total_rec_late_fee
0.08
out_prncp
0.07
out_prncp_inv
0.07
sec_app_revol_util
-0.07
total_pymnt_inv
-0.07
total_pymnt
-0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
settlement_date
0.99
debt_settlement_flag_date
0.99
settlement_status
0.99
debt_settlement_flag
0.99
loan_status
0.32
sub_grade
0.07
grade
0.07
addr_state
0.04
verification_status
0.03
initial_list_status
0.03
term
0.02
disbursement_method
0.02
application_type
0.02
verification_status_joint
0.02
MOST FREQUENT VALUES
45.0
11,919
34.8%
50.0
5,698
16.6%
40.0
2,212
6.5%
45.01
1,679
4.9%
60.0
1,310
3.8%
55.0
1,143
3.3%
50.01
1,036
3.0%
44.99
869
2.5%
65.0
686
2.0%
49.99
484
1.4%
45.02
392
1.1%
40.01
291
0.8%
50.02
260
0.8%
55.01
251
0.7%
60.01
200
0.6%
SMALLEST VALUES
0.2
1
<0.1%
0.45
1
<0.1%
0.55
1
<0.1%
0.65
1
<0.1%
10.69
1
<0.1%
14.96
1
<0.1%
15.0
1
<0.1%
15.37
1
<0.1%
16.47
1
<0.1%
17.19
1
<0.1%
17.25
1
<0.1%
18.61
1
<0.1%
18.78
1
<0.1%
18.92
1
<0.1%
19.46
1
<0.1%
LARGEST VALUES
521.35
1
<0.1%
184.36
1
<0.1%
166.67
1
<0.1%
100.0
3
<0.1%
98.57
1
<0.1%
97.66
1
<0.1%
95.7
1
<0.1%
95.31
1
<0.1%
95.13
1
<0.1%
95.05
1
<0.1%
94.69
1
<0.1%
94.33
1
<0.1%
94.29
1
<0.1%
94.25
1
<0.1%
93.99
1
<0.1%
settlement_term
MISSING:
2,226,422
(98%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_payoff_balance_amount
0.31
orig_projected_additional_accrued_interest
0.27
hardship_amount
0.26
settlement_amount
0.26
funded_amnt_inv
0.22
funded_amnt
0.22
loan_amnt
0.22
installment
0.20
sec_app_fico_range_low
0.17
sec_app_fico_range_high
0.17
hardship_last_payment_amount
0.15
last_fico_range_high
-0.15
total_rec_int
0.14
sec_app_revol_util
-0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
settlement_status
0.90
settlement_date
0.89
debt_settlement_flag_date
0.89
debt_settlement_flag
0.85
loan_status
0.28
sub_grade
0.07
grade
0.06
addr_state
0.04
term
0.03
verification_status
0.03
initial_list_status
0.02
purpose
0.02
hardship_start_date
0.02
payment_plan_start_date
0.02
MOST FREQUENT VALUES
18.0
6,977
20.4%
24.0
6,387
18.7%
12.0
4,830
14.1%
1.0
3,141
9.2%
0.0
2,727
8.0%
6.0
1,979
5.8%
16.0
1,427
4.2%
10.0
1,196
3.5%
8.0
1,091
3.2%
14.0
963
2.8%
15.0
592
1.7%
4.0
533
1.6%
20.0
384
1.1%
2.0
282
0.8%
23.0
255
0.7%
SMALLEST VALUES
0.0
2,727
8.0%
1.0
3,141
9.2%
2.0
282
0.8%
3.0
247
0.7%
4.0
533
1.6%
5.0
184
0.5%
6.0
1,979
5.8%
7.0
116
0.3%
8.0
1,091
3.2%
9.0
164
0.5%
10.0
1,196
3.5%
11.0
156
0.5%
12.0
4,830
14.1%
13.0
161
0.5%
14.0
963
2.8%
LARGEST VALUES
181.0
1
<0.1%
118.0
1
<0.1%
112.0
1
<0.1%
65.0
3
<0.1%
60.0
1
<0.1%
50.0
1
<0.1%
45.0
1
<0.1%
36.0
28
<0.1%
33.0
1
<0.1%
32.0
3
<0.1%
30.0
7
<0.1%
28.0
3
<0.1%
27.0
2
<0.1%
26.0
1
<0.1%
25.0
3
<0.1%